Address Verification Service (AVS)

Address Verification is a service made available for transactions with Visa and MasterCard credit cards. It allows merchants to reduce their card-not-present risks by adding a layer of verification to their online transactions.

How it works:

1. At the time of the transaction, the billing address entered by the customer is sent to Visa or MasterCard's address verification database.
2. This billing address is checked against the address on file at the customer's card issuing bank, and a result is provided to the merchant.
3. Merchants can than see the match response code and assess the risk-level of the transaction.

Card Verification Value (CVV2)

The Card Verification Value (CVV2) is a three to four digit security code that is printed on the back or front of most credit cards. The CVV2 program is designed to reduce fraud in the card-not-present environment by validating that a genuine credit card is being used during the transaction.

This service is included in the following packages:

Helcim Virtual Terminal card processing for small businesses Helcim Gateway customized processing solutions

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