Welcome to

Better Payments.

Helcim makes credit card processing for your business easy, simple, and affordable.

curve decoration

Payment Solutions for You.

Whether you need to accept payments in-person, online, or anything in between, Helcim has the payment tools that your business needs to get paid and grow.

All Businesses

Made for Small Business

At our core Helcim lets businesses accept credit and debit card payments with ease. From in-person payments, using our virtual terminal, sending invoices, creating online stores, or even setting up recurring payment plans - we have a solution that is right for you.

Explore Helcim Payments
Retail Goods


Whether you're selling in your store, online, or both, you care about providing a great customer experience at your checkout. Helcim has all the payment tools you need to create a fast checkout at every touch-point.

Explore Payments for Retailers
Professional Services

Professional Services

Your customers put their trust in you, and that's why you need a payment provider that is as reliable and trustworthy as you are. Helcim has great payment tools to help you quickly collect payments in-person at the office or through personalized invoices.

Explore our Payments for Professional Services


You always put patients first, so why not partner with a payment provider who puts your business first? Helcim lets you create a great experience with flexible payment options while keeping all your patient payment information secure.

Explore our Payments for Healthcare


Whether you're fixing, installing, maintaining, or cleaning, you're always on the go. That's why Helcim offers payment tools that are as flexible as you are, so you can accept payments right at the job site or follow up with an invoice after the work is done.

Explore our Payments for Contractors
Food & Beverage

Food & Beverage

When a craving strikes, customers want to be able to order and receive their food quickly. Whether your customers are paying in person or ordering online, Helcim has the payment tools that let them checkout and pay in seconds.

Explore our Payments for Food & Beverage


Your business is unique. You need flexible payment solutions to let clients access your inventory. That's why Helcim built the tools you need to customize your client's experience, and let them order and pay with ease.

Explore our Payments for Wholesalers
Online Seller

Online Sellers

You want to be able to sell your products online, wherever your customers are. That's why you need a payment provider that lets you create a beautiful online store with ease. Showcase your products and let your customers check out quickly.

Explore our Payments for Online Sellers
Beauty & Wellness

Beauty & Wellness

Making customers look and feel their best is what you do. You deserve a payment provider that cares about you as much as you care about your customers. Helcim has all the payment tools to let you quickly accept payments in-person and also sell your products and services online.

Explore our Payments for Beauty & Wellness

Automotive Businesses

You're committed to keeping customers on the road so they can get where they need to go. We understand how important fast and reliable service is to you, and you deserve a payment provider who shares those values.

Explore Payments for Automotive Businesses
Software and Apps

Software and Apps

Integrating payments into your software and apps should be easy so you can focus your time on building your platform. Helcim has simple developer tools that take the pain out of adding payments to your software and applications.

Explore Payments for Software and Apps
curve decoration

One Card Reader for All Your Payment Needs.

The Helcim Card Reader offers your business the flexibility to accept credit and debit cards, wherever you are. At the counter, on the patio or on the go, it's ready when you are.

Explore the Helcim Card Reader
  • Visa
  • Mastercard
  • American Express
  • Discover
  • JCB
  • apple-pay
  • google-pay
  • PIN Debit
curve decoration
The Helcim Virtual Terminal

Accept Credit Cards on your Computer.

Helcim Virtual Terminal

With the Helcim Virtual Terminal, you can easily enter your customer’s credit card information using your computer, tablet or phone. Payments are authorized in seconds, and receipts can be printed or sent via email.

Explore the Helcim Virtual Terminal
  • Accept all major credit cards
  • Deposits within two business days
  • Use any computer, tablet or smartphone
  • Securely store credit cards in the vault
curve decoration
The Helcim Ecosystem

All the Tools You Need, No Extra Cost.

Discover all the amazing things you can do with Helcim. Every feature was designed to be intuitive and easy to use, and comes included with your account. You can build the business you want with just a few clicks, without worrying about add-on fees and up-sells.

  • Point-of-Sale

    Streamline your checkout experience with our POS app for your computer, tablet or smartphone.

    Explore Point-of-Sale
  • Invoicing

    Get paid faster by sending an unlimited amount of invoices, complete with a Pay Now button.

    Explore Invoicing
  • Online Store

    Sell your products and services to customers everywhere with our fully-hosted online store.

    Explore Online Store
  • Recurring Payments

    Automate your billing process and customize subscription plans to get paid on time.

    Explore Recurring Payments
  • Developer API

    Use our Developer API for custom integrations or add payments to an app or website.

    Explore Developer API
  • Customer Manager

    Manage your customers and securely store their payment information to make repeat billing a breeze.

    Explore Customer Manager

Sync Your Accounting with Ease.

While we can’t do your accounting for you, we can work to make it a little easier and save some time. Sync directly to Quickbooks Online, or export financial information by CSV to keep your books up to date

Sync Your Accounting to Quickbooks
Wholesale Operation Globally with an Online Store

Payment Solutions to Help You Through COVID-19.

As COVID-19 changes how you interact with your customers, Helcim is here to provide flexible and creative payment solutions. Whether it’s waiving our monthly fee for the first month, introducing Auto-Pause Billing, Payment Requests, and QR Codes, or upgrading the Online Store and adding Online Food Ordering, Helcim is always looking out for your business. See all the different tools you have access to with your Helcim account to help you to continue to accept payments.

Learn More about Payment Solutions for COVID-19
curve decoration

Better Pricing,
Lower Rates.


First Month Is On Us!



First Month Is On Us!

We want to help small businesses get back on their feet, so we're waiving our $20 monthly fee for your first month - no questions asked. You get full access to all of our tools, as well as our great low processing rates.

  • No Contracts
  • Volume Discounts
  • Deposits in 1-2 Business Days
  • Auto-Pause Billing
  • Visa
  • Mastercard
  • American Express
  • Discover
Average Credit Card Rate
  • PIN Debit
Average PIN-Debit Rate

0.91% + 8¢

  • Interac
Interac Chip & PIN


  • Visa
  • Mastercard
  • American Express
  • Discover
Average Credit Card Rate

2.38% + 25¢

2.47% + 25¢

Discover Our In-Depth Payment Solutions.

  • In-Person Chip, Tap & PIN
  • Card Vault & Tokenization
  • Interchange Plus Pricing
  • International Processing
  • Virtual Terminal
  • USD Processing
  • US PIN Debit Acceptance
  • Apps for Mobile & Desktop
  • Built-In PCI-DSS Compliance
  • Payment Gateway & Dev APIs
  • 1-2 Business Day Deposits
  • Hosted Payment Tools
  • Easy Signup & Setup
Show More

All Backed by Amazing Customer Service.

It is easy to get in touch with us when you need to. Our friendly in-house team of Helcim Gurus sets us apart with their knowledge and compassion. We’re always ready to answer your questions and address any issues that may arise.

Get in touch anytime!
Helcim Customer Service
  • Unicef
  • Michelin
  • Mavi
  • Techvibes
  • YMCA
  • Got Junk?


Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor, with hidden fees, contracts, and terrible service. We’ve built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you’ve been looking for.

Have more questions? Email or give us a call. Our in-house team of Helcim Gurus is here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

$20/month. Your Helcim account allows you to process both in-person and online payments, and you get full access to all of our merchant tools. You also benefit from our auto-pause billing, meaning that your monthly fee is automatically waived if you don’t process a payment that month.

You can visit our pricing page for complete details.

For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

To calculate your rates for in-person and online transactions, you can visit our pricing page.

Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.

You can view our complete volume discounts on our pricing page.

No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together, and deposited to your bank account net of processing fees.

The Helcim Shop is built right into your account dashboard, and is accessible immediately after signing up. You can order card readers, stands, printers and more directly from there.

Shipping is free and takes 2-3 business days via FedEx or UPS ground. Any equipment purchases are charged to your bank account on file. We do not currently offer rentals nor payment plans.

No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

Once you create your Helcim account, you can begin using it right away! Get started here.

You Deserve Better Payments.

Lower Rates. Better Tools. Amazing Service.

  • Easily Sign Up in Minutes
  • No Hidden Fees or PCI fees
  • Interchange Plus Pricing
  • No Contracts or Commitments
  • Deposits in 1-2 Business Days
  • Friendly Service via Telephone or Email