Accept Payments with Helcim.

We’re committed to delivering a better payment experience because at our core, Helcim is a payments company. That’s why we give you faster bank deposits, lower processing rates, and solutions that scale. Getting paid matters to you, we're here to make it happen.

Accepting Payments with Helcim
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Start Aceepting Payments in Minutes.

Start Accepting Payments Fast.

Sign up for a Helcim account in minutes. With no complicated paperwork and easy online approval, you can get started right away.

Sign Up Now

Enjoy Lower Rates with Interchange Plus Pricing.

Take advantage of fair and affordable payment processing with Helcim's Interchange Plus pricing. We offer lower rates compared to flat-rate payment processors with no contracts or cancellation fees. As your business and payment volume grows, your rates are automatically lowered, helping you save even more.

View Pricing
  • Lower processing rates with Visa, Mastercard, Amex & others
  • Honest and transparent pricing
  • Automatic rate discounts as you process more
Lower Rates with Interchange Plus Pricing

Smarter Tools to Help You Grow.

Use the tools in your Helcim account to make accepting payments easy. Whether you're processing payments online or in-person, you can stay on top of how your business is doing with your Helcim account. Easily view all of your transaction information and accept payments, manage customer information, send invoices, set up payment pages, and upload products from any of your devices.

The Helcim Ecosystem
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PIC Compliance Fees

Say Goodbye to PCI Compliance Fees.

Helcim's entire platform is PCI compliant, which means it's easy for you to keep your business secure and compliant too. You can quickly and easily generate your PCI compliance certificate at no additional cost.

  • No PCI Fees
  • No Non-Compliance Fees
  • Stay Compliant & Secure

Fast Bank Deposits.

We help you increase your cash flow with deposits completed within two business days. Processed funds are deposited into your chosen bank account. There's no need to switch banks or open a new account.

Fast Bank Deposits
Helcim Fraud Defender

Protect your Business with Helcim Fraud Defender.

Reduce the risk of chargebacks with the built-in Helcim Fraud Defender. Every transaction is analyzed using an array of factors that generate a score informing you of the perceived level of risk, giving you the opportunity to decide whether you should complete or stop the sale. For added peace of mind, you can set Helcim Fraud Defender to automatically decline transactions with scores that make you uncomfortable.

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One Card Reader for All Your Payment Needs.

The Helcim Card Reader offers your business the flexibility to accept credit and debit cards, wherever you are. At the counter, on the patio or on the go, it's ready when you are.

Explore the Helcim Card Reader
  • Visa
  • Mastercard
  • American Express
  • Discover
  • JCB
  • apple-pay
  • google-pay
  • PIN Debit
The Helcim Ecosystem

All the Tools You Need, No Extra Cost.

Discover all the amazing things you can do with Helcim. Every feature was designed to be intuitive and easy to use, and comes included with your account. You can build the business you want with just a few clicks, without worrying about add-on fees and up-sells.

  • Point-of-Sale

    Streamline your checkout experience with our POS app for your computer, tablet or smartphone.

    Explore Point-of-Sale
  • Invoicing

    Get paid faster by sending an unlimited amount of invoices, complete with a Pay Now button.

    Explore Invoicing
  • Online Store

    Sell your products and services to customers everywhere with our fully-hosted online store.

    Explore Online Store
  • Recurring Payments

    Automate your billing process and customize subscription plans to get paid on time.

    Explore Recurring Payments
  • Developer API

    Use our Developer API for custom integrations or add payments to an app or website.

    Explore Developer API
  • Customer Manager

    Manage your customers and securely store their payment information to make repeat billing a breeze.

    Explore Customer Manager

All Backed by Amazing Customer Service.

It is easy to get in touch with us when you need to. Our friendly in-house team of Helcim Gurus sets us apart with their knowledge and compassion. We’re always ready to answer your questions and address any issues that may arise.

Get in touch anytime!
Helcim Customer Service
Wholesale Operation Globally with an Online Store

Payment Solutions to Help You Through COVID-19.

As COVID-19 changes how you interact with your customers, Helcim is here to provide flexible and creative payment solutions. Whether it’s waiving our monthly fee for the first month, introducing Auto-Pause Billing, Payment Requests, and QR Codes, or upgrading the Online Store and adding Online Food Ordering, Helcim is always looking out for your business. See all the different tools you have access to with your Helcim account to help you to continue to accept payments.

Learn More about Payment Solutions for COVID-19
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Better Pricing,
Lower Rates.


First Month Is On Us!



First Month Is On Us!

We want to help small businesses get back on their feet, so we're waiving our $20 monthly fee for your first month - no questions asked. You get full access to all of our tools, as well as our great low processing rates.

  • No Contracts
  • Volume Discounts
  • Deposits in 1-2 Business Days
  • Auto-Pause Billing
  • Visa
  • Mastercard
  • American Express
  • Discover
Average Credit Card Rate
  • PIN Debit
Average PIN-Debit Rate

0.91% + 8¢

  • Interac
Interac Chip & PIN


  • Visa
  • Mastercard
  • American Express
  • Discover
Average Credit Card Rate

2.38% + 25¢

2.47% + 25¢

Accept International Payments

Accept International Payments

Your Helcim account automatically lets you accept payments from customers around the world.

Learn more about International Payments


Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor, with hidden fees, contracts, and terrible service. We’ve built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you’ve been looking for.

Have more questions? Email or give us a call. Our in-house team of Helcim Gurus is here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

$20/month. Your Helcim account allows you to process both in-person and online payments, and you get full access to all of our merchant tools. You also benefit from our auto-pause billing, meaning that your monthly fee is automatically waived if you don’t process a payment that month.

You can visit our pricing page for complete details.

For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

To calculate your rates for in-person and online transactions, you can visit our pricing page.

Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.

You can view our complete volume discounts on our pricing page.

No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together, and deposited to your bank account net of processing fees.

The Helcim Shop is built right into your account dashboard, and is accessible immediately after signing up. You can order card readers, stands, printers and more directly from there.

Shipping is free and takes 2-3 business days via FedEx or UPS ground. Any equipment purchases are charged to your bank account on file. We do not currently offer rentals nor payment plans.

No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

Once you create your Helcim account, you can begin using it right away! Get started here.

You Deserve Better Payments.

Lower Rates. Better Tools. Amazing Service.

  • Easily Sign Up in Minutes
  • No Hidden Fees or PCI fees
  • Interchange Plus Pricing
  • No Contracts or Commitments
  • Deposits in 1-2 Business Days
  • Friendly Service via Telephone or Email