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Helcim vs. Stripe

“I am loving Helcim and the amazing support I get on the phone every time I call in. Out of all the online platforms I have used, Helcim has been the most accessible when I need assistance. Mia on the sales team is amazing and always so helpful!” 

             - Cassie Breton, The BBQ Boss

“I've worked with Helcim on a number of accounts now -- they're quick to offer support and work hard to resolve issues. Their API is also easy to work with. A lovely company and a great tool for competitively priced credit card processing.” 

             - Jonathan, Edudeo Ministries

If your business is looking for an online payment solution or to add payment functionality to your existing website, you might have considered using Stripe for your payments. Stripe offers a range of online payment solutions and flat-rate pricing to its merchants. However, once you’re processing more than a few thousand dollars a month, this pricing structure can end up costing your business more than it needs to. We have included a comparison table below that shows how Helcim’s Interchange Plus pricing can help save your business money once you’re processing higher monthly volumes. 

Instead of paying a flat rate for each transaction, when you accept payments with Helcim, your fees for that specific transaction will reflect its true interchange rate. This means that you always know what you’re being charged for, and what our own margin is for each and every transaction. Head here for more information on how Interchange Plus pricing works.

Credit Card Volume (Monthly)Helcim Total CostStripe Total CostSavings
*Estimates are based on 100% keyed transactions with an average ticket of $250 and US Interchange Rates. Helcim costs are based on a $20/mth monthly fee and an estimated effective discount rate of 2.38% + 25 cents. Stripe costs are based on 2.9% + 30 cents.

Additional factors to consider beyond what you’re paying for your payments is if the tools are designed for what you have in mind. An important factor to consider with Stripe is that its tools are designed for programmers and web developers to provide payment integrations, which can mean the time needed to integrate Stripe with your business may be longer and you may need to bring in additional technical people to get the job done and complete the coding requirements for payment integration. 

While we do offer many powerful developer tools for those that need them, Helcim believes that accepting payments should be quick and easy. Whether you’re accepting payments in-person or online, Helcim provides a full suite of tools that make it easier and faster for your business to get paid. With flexible online payment solutions and integration options, you can design the payment experience that works for your business - without having to hire additional developers or web designers to get the job done. 

All of Helcim's tools are designed to help you get started quickly and easily. If you need some help along the way, we have plenty of tutorials and videos available to give you a hand. If you prefer to chat with someone in person, our team of Helcim Gurus is just a phone call or email away. We’re proud of our knowledgeable customer support team, and we know you’ll enjoy working with them too. 

Your Helcim account gives you access to:

  • Hosted Payment Pages to quickly add payments to your website without any programming required

  • The fully hosted Helcim Online Store for everything you need to sell your products online

  • Helcim.js so you can embed payments without handling sensitive information

  • A Developer API to give you control and access to your data

  • Third-party Integrations to add great payments to the software you’re already using 

Ready to Switch to Helcim? 

If your business needs to accept credit and debit cards in person or online, Helcim provides honest, transparent, and affordable credit card processing and is regularly reviewed as being among the best processors for small and medium sized businesses. If you have any questions or would like to learn more about how Helcim can help your business, contact our friendly team of Helcim Gurus.