Helcim Has a Lot to Offer
Helcim Offers a Full-Feature Merchant Platform - No Coding Required
Get your business running right away, with Helcim you don’t need a programmer, developer or a web designer to get started. Not only does Helcim offer great developer tools (including APIs and Helcim.js) giving businesses the flexibility they need, we offer Helcim Commerce, a full-feature merchant platform that can easily be used without a developer. It features a Virtual Terminal, Card-Vault, Invoicing, Customer Portal, Recurring Payments and so much more. While Stripe has built a reputation for offering a wide range of developer and integration tools, the platform requires coding knowledge to get up and running. Without a developer to program your own Virtual Terminal and integrations, merchants can feel severely limited by their service coming from a traditional merchant account.
Helcim Has Fast Bank Deposits
Helcim offers bank deposits within 1-2 business days to all merchants. By default, Stripe's payout schedule takes 7-10 business days to deposit funds into your bank account, with only some US Merchants qualifying for 2-day deposits.
Helcim Provides Card-Present Solutions
Helcim offers a wide-range of card-present processing solutions including credit and debit terminals and mobile apps. If your business needs to be to able accept payments in person a processor like Stripe who focuses on e-commerce integrations and transactions might not be the best choice.
Helcim Has Lower Processing Fees
While Helcim charges a basic monthly fee, we offer much lower processing rates thanks to our transparent Interchange+ pricing. The chart below shows a comparison between Helcim and Stripe processing. The more you process, the more our Interchange+ pricing will save you. Like PayPal, Stripe charges 2.9% + 30 cents for each transaction. While their lack of monthly fee may seem appealing, merchants only need to process over $7,500 per month before those high processing fees end up costing you more than the monthly fee savings.
|Credit Card Volume (Monthly)||Helcim Total Cost||Stripe Total Cost||Savings|