Radu Georgescu.

Understanding Payments

Introducing the Merchant’s Guide to Credit Card Processing

By Radu Georgescu on Apr 8, 2019

Now anyone who is looking to get a complete overview of how payment processing works or wants to know what goes into selecting a payment processor can download our comprehensive free guide to Understanding Payments.

Understanding Payments

What is Credit Card Tokenization?

By Radu Georgescu on Mar 14, 2019

Credit card tokenization is the process used to create a token to represent a customer’s credit card, this token is an alphanumeric string of characters that represent that customer’s credit card.

Choosing a Payment Processor

Don't be Tricked into Switching Providers by These Sales Pitches

By Radu Georgescu on Mar 12, 2019

High-pressure sales tactics may be used by some ISO’s (Independent Sales Organizations) when they’re speaking to potential merchants and trying to get them to sign up for payment processing.

Understanding Payments

What You Need to Know About Deposits

By Radu Georgescu on Mar 1, 2019

If you’ve signed up for a merchant account, then you’ve probably looked into the deposit options offered by your payment processor. The funds your business receives from credit and debit card sales aren’t instantly transferred to your business’s bank account, it's important to know exactly when they’re deposited, and when you will have access to them.

Understanding Payments

5 Benefits of Accepting Credit Cards

By Radu Georgescu on Jan 17, 2019

Whether you’re just starting out and debating which payment methods you’d like to accept, or you have a more established business that has been able to avoid accepting credit cards up until now, there is certainly a strong case to be made for accepting credit cards. Here are five ways that accepting credit cards can help your business.

Using Helcim

WHMCS Integration for Helcim Commerce

By Radu Georgescu on Dec 12, 2018

Now, if you use WHMCS for your web hosting automation, you can benefit from Helcim’s powerful and affordable payment processing.

Choosing a Payment Processor

Ways Some Payment Processors Mislead Merchants

By Radu Georgescu on Dec 4, 2018

By knowing that these payment tricks exist, you can ask the right questions to see through the facades and select a payment processor who is committed to being a good partner for your business.

Choosing a Payment Processor

Advice for any New Business Looking for a Payment Processor

By Radu Georgescu on Oct 16, 2018

I wanted to share my top pieces of advice for you if you’re a new business looking for a payment processor - so you know what to ask, what to watch for and can protect yourself and your business. Whether you decide to go with Helcim or not, we choose to share advice with merchants because we’re committed to building trust in everything we do and giving people the information that they need when they need it.

Payments News

Card Brands Now Require CVV Security Code

By Radu Georgescu on Sep 27, 2018

To help combat the occurrence of fraud, Visa now requires the CVV to obtain transaction authorization for all manually keyed in transactions.

Understanding Payments

3 Misconceptions of AVS (Address Verification Service)

By Radu Georgescu on Feb 5, 2018

The Address Verification Service can be a very useful tool for your business to help detect and prevent fraud. We clear up some of the common misconceptions about what it does and does not do.

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