Zachary Nickerson.

Understanding Payments

How Your Role in a Credit Card Transaction Changes Your Risk

By Zachary Nickerson on May 9, 2019

Understanding where the unique risks lie for each entity involved in a transaction can help you better understand the fees you pay as a merchant, the processes - both apparent and hidden - you’re involved in each time you process a credit card, and your business’ general place in how it all works.

Small Business Center

The Future of Point-of-Sale Systems

By Zachary Nickerson on Apr 9, 2019

Knowing what the latest trends are for POS systems, can help you keep your hardware and software up to date, ensuring you have the tools needed to provide the best possible customer experience as well as giving you the sales and customer insights that will help you make informed business decisions.

Understanding Payments

Flat Rate Pricing | What They Don't Tell You

By Zachary Nickerson on Apr 6, 2019

Flat Rate pricing simply means that the credit card processor is charging you one flat rate for all of your credit card transactions, regardless of the interchange rate fluctuating based on the card type.

Understanding Payments

Equipment Solutions for Card Present Transactions

By Zachary Nickerson on Mar 5, 2019

These hardware options should give you a good understanding to get started with taking payments in person. The most important things to remember is to select hardware that works for your business and that accepts payment types that your customers are comfortable using.

Understanding Payments

Understanding Declines for Credit Card Processing

By Zachary Nickerson on Feb 19, 2019

When a credit card is approved during a transaction, it is the customer’s issuing bank, not the processor or the card network, that is approving the card. Similar to how a transaction is approved, when a credit card is declined, it is typically declined by the cardholder’s issuing bank, as they are the entity that decides the outcome of the transaction.

Payments News

Contactless Payments Gaining Popularity in the US

By Zachary Nickerson on Jan 29, 2019

This year, US consumers can expect to upgrade many of their debit and credit cards to include tap and pay functionality, also known as NFC technology.

Understanding Payments

An Overview of High-Risk Credit Card Processing

By Zachary Nickerson on Jan 10, 2019

Payment processors are not all the same, they often have their own unique areas of specialization where they can best meet the needs of specific businesses or markets. This is especially true when it comes to finding a payment processor for high-risk merchants.

Using Helcim

Ecwid Payment Integration for Helcim

By Zachary Nickerson on Dec 20, 2018

If you’re using Ecwid as your eCommerce shopping cart, you can now add Helcim as a Payment Processor when you’re setting up your account.

Understanding Payments

Tap and Pay to Become a Primary Transaction Method

By Zachary Nickerson on Dec 11, 2018

Creating a quick and easy checkout experience is beneficial for businesses looking to complete customer transactions as fast as possible such as grocery stores, quick-service restaurants, and pharmacies.

Using Helcim

Customize Your POS Tablet and Find Popular Products Faster

By Zachary Nickerson on Nov 30, 2018

Using the Custom POS Templates, you can create customized templates highlighting certain popular products that you know customers will be buying, or that you find yourself searching for regularly, so you don’t have to sort through all the other product pages.

Using Helcim

Drupal Payment Gateway Available with Helcim

By Zachary Nickerson on Nov 28, 2018

We are excited to share that we have a new integration option available for merchants who are using Drupal as their web platform.

Small Business Center

9 Ways to Spot Fraud and Avoid Processing Stolen Credit Cards

By Zachary Nickerson on Nov 22, 2018

When customers commit fraud, then your business is exposed to the risk of chargebacks. By knowing what steps you can take to help mitigate the risk of fraudulent transactions and processing stolen credit card numbers, you can help protect your business.

Using Helcim

Avoid Manual Data Entry with Helcim’s QuickBooks Integration

By Zachary Nickerson on Nov 20, 2018

By using an all-in-one platform with integration capabilities, such as Helcim Commerce, you remove the challenge of manually moving data between different systems and tracking which data has been added to which system.

Understanding Payments

What is Chargeback Fraud?

By Zachary Nickerson on Nov 2, 2018

If a customer makes a purchase and then deliberately files a chargeback falsely claiming the product or service was not delivered or received as described, then that is chargeback fraud.

Understanding Payments

What is a Chargeback?

By Zachary Nickerson on Oct 20, 2018

To put it simply, a chargeback occurs when a customer initiates a dispute over the legitimacy of a credit card transaction.

Understanding Payments

A Quick Overview of Interchange

By Zachary Nickerson on Oct 9, 2018

When you first research finding a payment processor for your business, you’re going to hear the term “interchange” frequently. This is a term that you likely have not heard before and may not be familiar with. So, what exactly is interchange? Interchange refers to the interchange fee that is charged by the card brand (Visa, MasterCard, Discover, or Amex) for processing a credit card transaction.

Small Business Center

How to Start an Online Business – Digital Marketing

By Zachary Nickerson on Aug 30, 2018

There are plenty of different digital marketing tactics you can use to drive web traffic. To get you started, we’ve selected three proven strategies that will get your e-commerce store in front of your customers.

Using Helcim

Use Helcim.js to Create a Better Payment Experience for Customers

By Zachary Nickerson on Aug 28, 2018

Using Helcim.js will solve all your integration challenges and allow your business to quickly add payments to your website, without worrying about storing sensitive data, or the security of storing full credit card numbers.

Small Business Center

How to Start an Online Business - Legal Considerations

By Zachary Nickerson on Aug 23, 2018

Online businesses are subject to the same rules, taxes, and legal risks that traditional businesses are, so it is important to do your research ahead of time and ensure you and your business are protected.

Small Business Center

How to Start an Online Business – Building Your Website

By Zachary Nickerson on Aug 16, 2018

If you’re going to start an ecommerce business, then you’re going to need a website. Your website is your store, so take the time to build a functional, beautiful site that will appeal to your customer base. If you have the technical skills, you can build the website yourself, or you can hire a developer and work with them to design the website.

Small Business Center

If You Want to Start an Online Business – Start with a Plan

By Zachary Nickerson on Aug 9, 2018

Much like starting any business, it’s important to have a plan in place for the e-commerce business you want to launch. The plan will be a useful tool for providing you with a pathway to online success.

Using Helcim

If You Want to Scale Your Business – Helcim is Here to Help

By Zachary Nickerson on Aug 2, 2018

Scale your business using Helcim's low transaction fees, cost effective terminal options, friendly customer service, and innovative software.

Small Business Center

The Basics of Invoicing

By Zachary Nickerson on Jul 19, 2018

An invoice provides customers with a statement of the amount owed for a list of the goods or services they purchased. It includes a breakdown of the cost for the individual products or services and a description of both the seller and purchaser involved in the sale.

Choosing a Payment Processor

Interchange Plus Pricing vs Flat Rate Pricing

By Zachary Nickerson on Jul 17, 2018

The payments industry is full of different credit card processing price structures, making it difficult for business owners to immediately tell which price structure will be best for their business.

Small Business Center

How to Create an Easy to Use Product Catalog with SKUs

By Zachary Nickerson on Jul 11, 2018

Simplify your inventory using SKUs and a centralized product catalog.

Small Business Center

Keep Track of Customer Data with a CRM

By Zachary Nickerson on Jul 5, 2018

A customer relationship manager, or CRM, can help you keep track of your customers information.

Small Business Center

What is Prorated Billing?

By Zachary Nickerson on Jun 28, 2018

Curious about what prorated billing is and how it can help your business?

Using Helcim

Make Your Business More Efficient with Online Invoice Payments

By Zachary Nickerson on Jun 26, 2018

Allowing customers to pay with the click of a button makes it easier for you to get paid faster.

Understanding Payments

How Visa Debit Works in the US vs. Canada

By Zachary Nickerson on Jun 14, 2018

Visa Debit includes the added benefits of credit cards, including purchase protection and the accessibility of online payments, while still allowing consumers to pay for purchases directly from their bank account.

Understanding Payments

How Credit Card Processing Works

By Zachary Nickerson on Jun 9, 2018

Credit Cards are an extremely popular form of payment. They are used every day to pay bills, purchase items online and in stores, and to pay for all types of services.

Using Helcim

Automate Your Billing and Make More Money

By Zachary Nickerson on Jun 7, 2018

Recurring billing helps your customers by making it easier for them to do business with your company.

Understanding Payments

The Better Point-of-Sale Option: iPad POS

By Zachary Nickerson on May 14, 2018

The Tablet-POS is an amazing tool that can make your front-of-store practices faster, personalized, and more integrated into the management of the store.

Small Business Center

Ecommerce Shipping Considerations for Small Businesses

By Zachary Nickerson on Apr 13, 2018

Shipping is a crucial part of the online shopping experience. Here are several factors you should consider when deciding on your ecommerce shipping strategy.

Understanding Payments

What is a Customer Credit Card Vault?

By Zachary Nickerson on Feb 9, 2018

A customer credit card vault helps you store customer financial data securely so you can sell more and get paid faster. The vault is an excellent tool to have in your modern small business toolkit.

Small Business Center

Scaling Your Business with a Self-Service Customer Portal

By Zachary Nickerson on Feb 5, 2018

One popular tool that can help you boost your productivity rapidly is the self-service customer portal. Here’s what a customer portal is, and how it can help your business.

Understanding Payments

Everything You Need To Know To Start Accepting Credit Cards Over The Phone.

By Zachary Nickerson on Feb 5, 2018

If you are invoicing clients, chances are you are talking payments over the phone or through a portal. These are called MOTO merchants (Mail Order/Telephone Order) and these business types are considered different from businesses that process transactions in-person.

Small Business Center

Why Your Retail Business Needs an Online Store

By Zachary Nickerson on Nov 10, 2017

Whether an online store helps you sell more products to existing customers, or sell to more customers across the globe, an online store is an incredible tool.