Helcim Blog - Zachary Nickerson

Understanding Payments

How Your Role in a Credit Card Transaction Changes Your Risk

Understanding where the unique risks lie for each entity involved in a transaction can help you better understand the fees you pay as a merchant, the processes - both apparent and hidden - you’re involved in each time you process a credit card, and your business’ general place in how it all works.

By Zachary Nickerson on May 9, 2019

Small Business Center

The Future of Point-of-Sale Systems

Knowing what the latest trends are for POS systems, can help you keep your hardware and software up to date, ensuring you have the tools needed to provide the best possible customer experience as well as giving you the sales and customer insights that will help you make informed business decisions.

By Zachary Nickerson on Apr 9, 2019

Flat Rate Pricing | What You May Not Know

Understanding Payments

Flat Rate Pricing | What They Don't Tell You

Flat Rate pricing simply means that the credit card processor is charging you one flat rate for all of your credit card transactions, regardless of the interchange rate fluctuating based on the card type.

By Zachary Nickerson on Apr 6, 2019

Understanding Payments

Equipment Solutions for Card Present Transactions

These hardware options should give you a good understanding to get started with taking payments in person. The most important things to remember is to select hardware that works for your business and that accepts payment types that your customers are comfortable using.

By Zachary Nickerson on Mar 5, 2019

Understanding Payments

Understanding Declines for Credit Card Processing

When a credit card is approved during a transaction, it is the customer’s issuing bank, not the processor or the card network, that is approving the card. Similar to how a transaction is approved, when a credit card is declined, it is typically declined by the cardholder’s issuing bank, as they are the entity that decides the outcome of the transaction.

By Zachary Nickerson on Feb 19, 2019

Payments News

Contactless Payments Gaining Popularity in the US

This year, US consumers can expect to upgrade many of their debit and credit cards to include tap and pay functionality, also known as NFC technology.

By Zachary Nickerson on Jan 29, 2019

Understanding Payments

An Overview of High-Risk Credit Card Processing

Payment processors are not all the same, they often have their own unique areas of specialization where they can best meet the needs of specific businesses or markets. This is especially true when it comes to finding a payment processor for high-risk merchants.

By Zachary Nickerson on Jan 10, 2019

Using Helcim

Ecwid Payment Integration for Helcim

If you’re using Ecwid as your eCommerce shopping cart, you can now add Helcim as a Payment Processor when you’re setting up your account.

By Zachary Nickerson on Dec 20, 2018

Understanding Payments

Tap and Pay to Become a Primary Transaction Method

Creating a quick and easy checkout experience is beneficial for businesses looking to complete customer transactions as fast as possible such as grocery stores, quick-service restaurants, and pharmacies.

By Zachary Nickerson on Dec 11, 2018

Using Helcim

Customize Your POS Tablet and Find Popular Products Faster

Using the Custom POS Templates, you can create customized templates highlighting certain popular products that you know customers will be buying, or that you find yourself searching for regularly, so you don’t have to sort through all the other product pages.

By Zachary Nickerson on Nov 30, 2018

Using Helcim

Drupal Payment Gateway Available with Helcim

We are excited to share that we have a new integration option available for merchants who are using Drupal as their web platform.

By Zachary Nickerson on Nov 28, 2018

9 Questions to Help Your Business Avoid Chargebacks

Small Business Center

9 Ways to Spot Fraud and Avoid Processing Stolen Credit Cards

When customers commit fraud, then your business is exposed to the risk of chargebacks. By knowing what steps you can take to help mitigate the risk of fraudulent transactions and processing stolen credit card numbers, you can help protect your business.

By Zachary Nickerson on Nov 22, 2018

Zachary Nickerson

How Visa Debit Works in the US vs. Canada

Visa Debit includes the added benefits of credit cards, including purchase protection and the accessibility of online payments, while still allowing consumers to pay for purchases directly from their bank account.

By Zachary Nickerson on Jun 14, 2018

Understanding Payments

Understanding Declines for Credit Card Processing

By Zachary Nickerson on Feb 19, 2019

Small Business Center

9 Ways to Spot Fraud and Avoid Processing Stolen Credit Cards

By Zachary Nickerson on Nov 22, 2018

Understanding Payments

What is a Customer Credit Card Vault?

A customer credit card vault helps you store customer financial data securely so you can sell more and get paid faster. The vault is an excellent tool to have in your modern small business toolkit.

By Zachary Nickerson on Feb 9, 2018

Understanding Payments

How Credit Card Processing Works

Credit Cards are an extremely popular form of payment. They are used every day to pay bills, purchase items online and in stores, and to pay for all types of services.

By Zachary Nickerson on Jun 9, 2018