Understanding Payments.

Understanding Payments

Visa Updates its Rules on Subscription Plans

By Miranda Russell on Apr 14, 2020

In an effort to ensure transparency and communication between businesses and customers, Visa is updating its card brand rules for payments associated with subscription plans that include free trials or introductory offers.

Understanding Payments

Have You Heard of the Overpayment Scam?

By Chris Reid on Jul 22, 2019

We’ve noticed a recent resurgence in popularity for the Overpayment Scam. The con involves fraudsters paying for a purchase with a stolen credit card, then requesting that you either forward some of the funds to a third-party or refund the purchase to a different form of payment.

Understanding Payments

Your Interchange Fee Questions Answered

By Miranda Russell on Jun 28, 2019

Here are some common questions related to the interchange fee that can help you better understand the payment processing fees your business is paying.

Understanding Payments

Debunking 6 Myths About Accepting Chip Credit Cards

By Chris Reid on May 24, 2019

If you’re new to accepting payments, or if your business operates in a region where swiping cards is still in fashion, then you may have heard some myths or misconceptions about accepting and using EMV enabled cards for payments.

Understanding Payments

Prevent Card Present Fraud

By Miranda Russell on May 17, 2019

If you’re regularly accepting credit cards in person, then you can use these tips to help you identify transactions that might be fraudulent and how to respond to them swiftly.

Understanding Payments

How Your Role in a Credit Card Transaction Changes Your Risk

By Zachary Nickerson on May 9, 2019

Understanding where the unique risks lie for each entity involved in a transaction can help you better understand the fees you pay as a merchant, the processes - both apparent and hidden - you’re involved in each time you process a credit card, and your business’ general place in how it all works.

Understanding Payments

Best Practices for Card-Not-Present Transactions

By Miranda Russell on Apr 25, 2019

There are a few best practices you can follow to help protect your business from inadvertently processing a fraudulent card-not-present transaction and to help protect your business and your customer’s personal information.

Understanding Payments

End-to-End Encryption for the Payment Industry

By Miranda Russell on Apr 18, 2019

End-to-end encryption also referred to as E2EE, is a common process for securing communications that are being sent between two different people or companies to help protect the information from being accessed from an unauthorized third party while it’s being transmitted.

Understanding Payments

Introducing the Merchant’s Guide to Credit Card Processing

By Radu Georgescu on Apr 8, 2019

Now anyone who is looking to get a complete overview of how payment processing works or wants to know what goes into selecting a payment processor can download our comprehensive free guide to Understanding Payments.

Understanding Payments

Flat Rate Pricing | What They Don't Tell You

By Zachary Nickerson on Apr 6, 2019

Flat Rate pricing simply means that the credit card processor is charging you one flat rate for all of your credit card transactions, regardless of the interchange rate fluctuating based on the card type.

Understanding Payments

Common Misconceptions About Credit Card Processing

By Miranda Russell on Mar 28, 2019

There are a few common misconceptions about credit card processing that we hear quite regularly, and we would like to help clear them up so you can avoid any potential frustration in the future if you come across any of these scenarios.

Understanding Payments

What is Credit Card Tokenization?

By Radu Georgescu on Mar 14, 2019

Credit card tokenization is the process used to create a token to represent a customer’s credit card, this token is an alphanumeric string of characters that represent that customer’s credit card.

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