Prevent Card Present Fraud
If you’re regularly accepting credit cards in person, then you can use these tips to help you identify transactions that might be fraudulent and how to respond to them swiftly.
Best Practices for Card-Not-Present Transactions
There are a few best practices you can follow to help protect your business from inadvertently processing a fraudulent card-not-present transaction and to help protect your business and your customer’s personal information.
End-to-End Encryption for the Payment Industry
End-to-end encryption also referred to as E2EE, is a common process for securing communications that are being sent between two different people or companies to help protect the information from being accessed from an unauthorized third party while it’s being transmitted.
Small Business Center
Online Payment Trends for 2019
As ecommerce sales continue to increase and customers become more familiar with what a good online customer experience is, it’ll become more important than ever for businesses who are operating in the online space to know what the online payment trends are and how the trends can be adopted by their businesses.
Flat Rate Pricing | What You May Not Know
Flat Rate pricing simply means that the credit card processor is charging you one flat rate for all of your credit card transactions, regardless of the interchange rate fluctuating based on the card type.
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Payment Tools Retail Merchants Often Overlook
With today’s technology, businesses of any size are now able to access innovative tools that used to only be available for large enterprise size businesses with bloated budgets. While you may have just needed to accept card payments initially, there is a whole host of options that are opened up to you once you sign up for a merchant account that can really help you save time.
Common Misconceptions About Credit Card Processing
There are a few common misconceptions about credit card processing that we hear quite regularly, and we would like to help clear them up so you can avoid any potential frustration in the future if you come across any of these scenarios.
Choosing a Payment Processor
Don't be Tricked into Switching Providers by These Sales Pitches
High-pressure sales tactics may be used by some ISO’s (Independent Sales Organizations) when they’re speaking to potential merchants and trying to get them to sign up for payment processing.
What are EMV Payments?
Transactions with EMV cards are commonly referred to as “Chip and Dip” or “Chip and Pin” because the cardholder is required to insert their card into the terminal and enter their pin to successfully process a transaction.
Understanding Payment Gateways
Payment gateways allow you to integrate credit card processing into your website so your customers can pay for their purchases with their preferred payment method.
What is the Difference Between an Acquiring Bank and an Issuing Bank?
Acquiring banks and issuing banks (sometimes referred to as “acquirers” and “issuers,” respectively) are two important institutions in the credit card processing ecosystem.
Understanding the Different Payment Processing Pricing Structures
One of the most important considerations when selecting a payment processor for your business is which pricing structure they offer, or simply, how they bill you for your processing.