Card Brands.

Understanding Payments

Visa Updates its Rules on Subscription Plans

By Miranda Russell on Apr 14, 2020

In an effort to ensure transparency and communication between businesses and customers, Visa is updating its card brand rules for payments associated with subscription plans that include free trials or introductory offers.

Understanding Payments

What is an Issuing Bank?

By Ridwan Islam on Nov 9, 2018

So, what exactly are issuing banks? An issuing bank is a bank that provides – or “issues” – the debit and credit cards to your customers, who are also known as cardholders.

Payments News

Card Brands Now Require CVV Security Code

By Radu Georgescu on Sep 27, 2018

To help combat the occurrence of fraud, Visa now requires the CVV to obtain transaction authorization for all manually keyed in transactions.

Understanding Payments

How Credit Card Processing Works

By Zachary Nickerson on Jun 9, 2018

Credit Cards are an extremely popular form of payment. They are used every day to pay bills, purchase items online and in stores, and to pay for all types of services.

Payments News

Visa and Mastercard Interchange Modifications for Spring 2018

By Nicolas Beique on Apr 1, 2018

Visa, Mastercard and Discover Card are making changes to the Canadian Interchange rates for Spring 2018.

Payments News

Mastercard 2016 Card-Brand Fee Changes

By Nicolas Beique on Oct 25, 2017

The Canadian Interchange rates are not being impacted in April 2016.

Payments News

Canadian Merchants Can Now Accept JCB

By Nicolas Beique on Sep 4, 2017

As a Canadian merchant who accepts American Express, you can now accept JCB (Japan Credit Bureau) payments.

Payments News

Mastercard USA Annual Per-Location Fee Starting December 2016

By Nicolas Beique on Oct 24, 2016

Mastercard has recently announced a new annual fee which will be billed on a per-location basis for all US merchant locations accepting the card-brand.

Understanding Payments

What is American Express OptBlue?

By Nicolas Beique on Oct 13, 2016

American Express Opt-Blue is a program for merchants that provides three advantages: Amex acceptance, combine bank deposits, cost+ pricing for American Express.

Payments News

Visa and Mastercard Have Officially Lowered the Canadian Interchange Rates

By Nicolas Beique on Apr 16, 2016

Visa and Mastercard announced that they would be voluntarily lowering the interchange rates for a duration of 5 years.

Payments News

New Visa Online Convenience Fee Program in Canada

By Nicolas Beique on Jun 11, 2015

Visa Canada has just announced a new Service Fee Program that allows Canadian merchants of certain industries to charge a "Service Fee" to their customers.

Payments News

Visa and Mastercard Interchange for Spring 2013

By Nicolas Beique on Jan 1, 2013

Visa and Mastercard have both announced that there will be changes to their fees in the upcoming 2013 Interchange.

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