How Your Role in a Credit Card Transaction Changes Your Risk
Understanding where the unique risks lie for each entity involved in a transaction can help you better understand the fees you pay as a merchant, the processes - both apparent and hidden - you’re involved in each time you process a credit card, and your business’ general place in how it all works.
Are Credit Card Signatures Becoming a Thing of the Past?
Amex, Mastercard, and Discover have all stated that merchants can stop requesting signatures as of April 13th, and Visa is expected to follow suit shortly. The change applies to customers in multiple countries depending on the card brand.
Terminal Update Gives US Merchants Lower Debit Processing Rates
Helcim’s partner bank Elavon has issued a software update so that when terminals detect a debit card, the terminal will auto-select the debit network.
Best Practices for Card-Not-Present Transactions
There are a few best practices you can follow to help protect your business from inadvertently processing a fraudulent card-not-present transaction and to help protect your business and your customer’s personal information.
End-to-End Encryption for the Payment Industry
End-to-end encryption also referred to as E2EE, is a common process for securing communications that are being sent between two different people or companies to help protect the information from being accessed from an unauthorized third party while it’s being transmitted.
Small Business Center
Online Payment Trends for 2019
As ecommerce sales continue to increase and customers become more familiar with what a good online customer experience is, it’ll become more important than ever for businesses who are operating in the online space to know what the online payment trends are and how the trends can be adopted by their businesses.
The Helcim Blog
Helcim Tutorial – What are Hosted Payment Pages
In this tutorial, Helcim Guru Keshia explains what hosted payment pages are.
Small Business Center
The Future of Point-of-Sale Systems
Knowing what the latest trends are for POS systems, can help you keep your hardware and software up to date, ensuring you have the tools needed to provide the best possible customer experience as well as giving you the sales and customer insights that will help you make informed business decisions.
Introducing the Merchant’s Guide to Credit Card Processing
Now anyone who is looking to get a complete overview of how payment processing works or wants to know what goes into selecting a payment processor can download our comprehensive free guide to Understanding Payments.
Flat Rate Pricing | What You May Not Know
Flat Rate pricing simply means that the credit card processor is charging you one flat rate for all of your credit card transactions, regardless of the interchange rate fluctuating based on the card type.
Common Misconceptions About Credit Card Processing
There are a few common misconceptions about credit card processing that we hear quite regularly, and we would like to help clear them up so you can avoid any potential frustration in the future if you come across any of these scenarios.