Understanding Payments.

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Understanding Payments

Beware the Costs of Instagram Shop and Facebook Pay

By Chris Reid on Jan 12, 2021

Taking the time to read the fine print can help protect your bottom line when you invest in a new sales channel. Tools like Instagram Shop and Facebook Pay can expand the reach of your product lines to a large market, but at what cost?

Understanding Payments

Are Payment Processing Fees Breaking Your Bank Account?

By Miranda Russell on Jan 5, 2021

We’re not saying all fees are bad, but if your payment processor is charging a fee, there should be clear reasons for it, you should be able to justify the value you’re getting, and they need to be transparent about it. Here are some of the fees we have seen charged by payment processors and how we feel about each of them.

Understanding Payments

The Merchant's Guide to Tackling Risk, Fraud, and PCI Compliance

By Miranda Russell on Dec 30, 2020

We want to help you understand the risks associated with credit card processing, identify fraud before it happens, deal with chargebacks when they occur, and protect your business with safeguards like PCI while still enjoying the benefits of accepting credit cards.

Understanding Payments

The Merchant's Guide to Processing Payments

By Jeff Merkel on Dec 23, 2020

There’s a lot more to accepting credit cards than just taking a payment, we outline all the different types of transactions and how it all works from dealing with different types of declines to settling a batch and receiving your deposits.

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FAQ.

Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor, with hidden fees, contracts, and terrible service. We’ve built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you’ve been looking for.

Have more questions? Email or give us a call. Our in-house team of Helcim Gurus is here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

$20/month. Your Helcim account allows you to process both in-person and online payments, and you get full access to all of our merchant tools. You also benefit from our auto-pause billing, meaning that your monthly fee is automatically waived if you don’t process a payment that month.

You can visit our pricing page for complete details.

For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

To calculate your rates for in-person and online transactions, you can visit our pricing page.

Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more your process, helping you save even more.

You can view our complete volume discounts on our pricing page.

No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together, and deposited to your bank account net of processing fees.

The Helcim Shop is built right into your account dashboard, and is accessible immediately after signing up. You can order card readers, stands, printers and more directly from there.

Shipping is free and takes 2-3 business days via FedEx or UPS ground. Any equipment purchases are charged to your bank account on file. We do not currently offer rentals nor payment plans.

No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

Once you create your Helcim account, you can begin using it right away! Get started here.

You Deserve Better Payments.

Lower Rates. Better Tools. Amazing Service.

  • Easily Sign Up in Minutes
  • No Hidden Fees or PCI fees
  • Interchange Plus Pricing
  • No Contracts or Commitments
  • Deposits in 1-2 Business Days
  • Friendly Service via Telephone or Email