Helcim Merchant Services & Credit Card Processing Canadian Merchant Services United States
zone4

Credit Card Processing for zone4

Discounted Merchant Account & Gateway Rates

$20/mth
25¢ per transaction
No Setup Fees, No Contracts

Benefits of a Helcim Merchant Account:

Helcim is available for:

Helcim Cost+ Pricing

Cost+ Pricing for True Savings & Transparency

Card Type Popularity Interchange Rate Card-Brand Fee Helcim Cost+ True Rate
Visa Keyed Consumer 38 % 1.520 % 0.0904 % 0.360 % =   1.970 %
Visa Keyed Infinite 20 % 1.710 % 0.0904 % 0.360 % =   2.160 %
Visa Keyed Corporate 5 % 2.000 % 0.0904 % 0.360 % =   2.450 %
Visa Keyed Privilege 1 % 2.450 % 0.0904 % 0.360 % =   2.900 %
MasterCard Keyed Consumer 18 % 1.550 % 0.1072 % 0.360 % =   2.017 %
MasterCard Keyed High-Spend 14 % 1.890 % 0.1072 % 0.360 % =   2.357 %
MasterCard Keyed Corporate 3 % 2.000 % 0.1072 % 0.360 % =   2.467 %
MasterCard Keyed Premium 1 % 2.490 % 0.1072 % 0.360 % =   2.957 %
Average Transaction Rate 2.13%  +  25¢

The table above spreads your transactions between popular Visa and MasterCard credit card types to calculate an estimated discount rate. This rate includes the interchange, card-brand fees and our cost+ margin. Unlike most providers, there are no additional "qualified", "non-qualified" or "differential" fees.

Learn More About Cost+ Pricing
  • The orange portion is the true cost set by Visa and MasterCard.
  • The blue portion is our margin.
  • The green portion is your true rate for that particular transaction.

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© Copyright 2006-2017 Helcim Inc. All Rights Reserved.
The Helcim name and logo are trademarks of Helcim Inc. The Interac name and logo are trademarks of Interac Inc. The Visa and MasterCard logos are trademarks of Visa International and MasterCard International Incorporated. Other tradenames may be trademarks of their respective owners. Helcim is a registered MSP/ISO of the Canadian branch of U.S. Bank National Association and Elavon. New applicants are subject to conditions and approval of the application by Helcim and its partnering banks.