Helcim Has a Lot to Offer 

Helcim Offers a Full-Feature Merchant Platform - No Coding Required

Get your business running right away, with Helcim you don’t need a programmer, developer or a web designer to get started. Not only does Helcim offer great developer tools (including APIs and Helcim.js) giving businesses the flexibility they need, we offer Helcim Commerce, a full-feature merchant platform that can easily be used without a developer. It features a Virtual Terminal, Card-Vault, Invoicing, Customer Portal, Recurring Payments and so much more. While Stripe has built a reputation for offering a wide range of developer and integration tools, the platform requires coding knowledge to get up and running. Without a developer to program your own Virtual Terminal and integrations, merchants can feel severely limited by their service coming from a traditional merchant account.

Helcim Has Fast Bank Deposits

Helcim offers bank deposits within 1-2 business days to all merchants. By default, Stripe's payout schedule takes 7-10 business days to deposit funds into your bank account, with only some US Merchants qualifying for 2-day deposits.

Helcim Provides Card-Present Solutions

Helcim offers a wide-range of card-present processing solutions including credit and debit terminals and mobile apps. If your business needs to be to able accept payments in person a processor like Stripe who focuses on e-commerce integrations and transactions might not be the best choice.

Helcim Has Lower Processing Fees

While Helcim charges a basic monthly fee, we offer much lower processing rates thanks to our transparent Interchange+ pricing. The chart below shows a comparison between Helcim and Stripe processing. The more you process, the more our Interchange+ pricing will save you. Like PayPal, Stripe charges 2.9% + 30 cents for each transaction. While their lack of monthly fee may seem appealing, merchants only need to process over $7,500 per month before those high processing fees end up costing you more than the monthly fee savings.

Breakeven Analysis

*Estimates are based on keyed transactions with an average ticket of $250 and Canadian Intechange Rates. Helcim costs are based on a $35/mth monthly fee and an estimated effective discount rate of 2.29% + 25 cents for volumes up to $25,000 per month, 2.19% + 20 cents for up to $100,000 per month and 2.14% + 15 cents for up to $250,000 per month. Stripe's costs are based on 2.9% + 30 cents.

Feature List

 
Helcim Commerce    
Payments
Invoicing  
Point-of-Sale  
Online Store  
Product Catalog  
Recurring Billing
Integrations
Advanced Recurring and Subscription Management  

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Ready to Switch to Helcim?

If you're ready to discover all the amazing things you can do with Helcim Commerce, then we're ready to help you empower your business. Our friendly in-house team is ready to answer any questions you might have, contact us today