Debit & Credit Card Processing with Helcim.

Whether you’re just starting out or have already been taken for a ride by another processor, Helcim solves your payments problem with both in-person and online solutions.

credit card processing with Helcim
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International Credit Card Processing

Discover why our card processing rates are better.

Affordable pricing

Interchange Plus Pricing is widely regarded as the industry’s most affordable billing practice. Your transaction fees are adjusted to reflect the interchange rate, which means you get the lowest possible rate for each transaction.

Complete Transparency

Always know exactly what you’re being charged for. Unlike flat rate credit card processors, we tell you our margin and how different transaction types and cards affect the interchange fee.

Automatic Volume Discounts

No need to call and renegotiate rates. As you process more, Helcim automatically lowers your processing rates based on your three-month volume average.

Pricing Page
PCI compliance fees

Never pay PCI Fees to your processor again.

When processing credit card transactions, you shouldn’t have to pay for security. At Helcim, our whole platform is PCI compliant at no extra cost to you.

  1. Never pay PCI fees of any kind
  2. Enjoy secure payments
  3. Avoid non-compliance penalties
Unlimited Invoicing

Start processing payments instantly.

Signing up for a free Helcim account only takes a few minutes. With no complicated paperwork and easy online approval, your business can begin processing credit cards in no time.

Sign Up Now
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Process payments
any way, anywhere.

Your Helcim account allows you to accept payments from your customers in-person, online, in-app, over the phone, by invoice, and more – and we’re proud to offer all this flexibility at no extra cost.

Retail & In-person Payments
Billing & Invoicing Payments
Ecommerce & Online Payments
Store Customer Credit Cards Safely and Securely
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Payments that sync with your accounting software.

Your accountant will love Helcim. Sync your payments directly to Quickbooks Online, or export financial information by CSV to keep your books up to date.

Store Customer Credit Cards Safely and Securely
International Credit Card Processing

All the Tools You Need, No Extra Cost.

Go beyond credit card payments with Helcim without worrying about add-on fees and up-sells. Our tools are designed to be intuitive and easy to use, so you save time and build the business you want with just a few clicks.

  • Point of Sale

    Point of Sale

    Get your customers on the road faster with our mobile POS app for your desktop, tablet, or smartphone.​

    Explore Point-of-Sale
  • Invoicing


    Get paid faster by sending an unlimited amount of invoices, complete with a Pay Now button.

    Online Invoicing
  • Online Store

    Online Store

    Sell your products and services to customers everywhere with our fully hosted online store.

    Online Store
  • Recurring Payments

    Recurring Payments

    Automate your billing process and customize subscription plans to get paid on-time.

    Recurring Payments
  • Developer API

    Developer API

    Use our Developer API for custom integrations or add payments to any app or website.

    Explore Developer API
  • Customer

    Customer Manager

    Manage all your customers and securely store their credit cards to make billing repeat customers a breeze.

    Explore Customer Manager
PCI compliance fees

Trusted by Thousands of Businesses Like You.

Don’t just take our word for it! Our merchants love that we’re available and that we put them first.

Discover what our customers are saying about us


To get started, simply sign up for a free Helcim account. Your Helcim account allows for both online and in-person payment solutions for credit and debit cards. If you have a retail business and interact with customers in-person, you can use the Helcim Point-of-Sale on any device and connect the Helcim Card Reader to accept payments. For online businesses you can create an online store from scratch, or simply add payments to your existing website. You can also use online invoicing or create subscription plans for your customers.

Absolutely not! We know merchants hate being nickle-and-dimed, and so do we! If you are accepting payments with Helcim, you will never see any monthly fees, cancellation fees, or hidden charges. We value honesty and transparency when it comes to business, and that means not charging business owners through the nose for our service.

Businesses of all shapes and sizes can use Helcim to accept payments. If you think your business might be a high risk business, feel free to reach out to our friendly Merchant Experience Team to get all your questions answered.

We know that peace of mind matters when you're dealing with any kind of financial service. Helcim is a Level 1 PCI-DSS compliant service provider, so you can trust Helcim to help your business process credit cards securely. When you process with us, you ensure that both your data and that of your customers is safe.

Switching from another provider to Helcim is completely possible. If you have any questions about switching, getting out of an unfair contract, or just about the industry in general, our Merchant Experience Team is always happy to provide guidance and honest advice.

Helcim is one of the few credit card processing companies that offers Interchange Plus Pricing to all businesses, with no contracts, monthly fees, or hidden charges. Check out our blog to learn why we recommend Interchange Plus Pricing, or visit our pricing page for a complete breakdown on how it works.

You Deserve Better Payments.

Lower Rates. Better Tools. Amazing Service.

  • Easily Sign Up in Minutes
  • No Hidden Fees or PCI fees
  • Interchange Plus Pricing
  • No Contracts or Commitments
  • Deposits in 1-2 Business Days
  • Friendly Service via Telephone or Email

Service with a :)

We’re always willing to help.

New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.

  • Speak to a real person
  • Get help fast
  • Experts you can trust
  • No commission = no pressure
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