Best for Cheap
Payment Processing, 2023
Best Budget
Friendly Alternative, 2024
Best for Overall
Payment Processor, 2024
Best for Small
Business, 2023
Best for Lowest
Processing Rates, 2023
Best for Custom
Rates, 2023
When a customer uses credit card over debit
You pay
0 %
Customer pays
2.4 %
3 %
When a customer uses credit card over ACH
You pay
0 %
Customer pays
~3 %
When a customer uses ACH over credit card
You pay
0.5 %+ 25 ¢
Customer pays
0 %
We’re here to help you save money without battling complicated setup and confusing rules.
No jumping through hoops to get started. Switch on Helcim Fee Saver with the click of a button.
No jumping through hoops to get started. Switch on Helcim Fee Saver with the click of a button.
Learn moreHold onto your funds — you earned them. Accept credit card payments at 0% and let your customers cover the fees.
Dont' stress about the complicated rates, rules, and regulations. We built a compliant system that navigates them for you.
Learn moreEvery transaction is different. Choose when and where you want to pass the fees.
Fees will no longer cut into your margins. Lower your prices to beat out the competition.
Credit cards are the go-to payment method for most customers. If you haven’t already, give them the option at no cost to you.
Use Helcim Fee Saver with these tools in your Helcim account. No contracts. No monthly fees.
Helcim Fee Saver is a tool to navigate the regulations behind pass-on fees and uses the right method based on region and card brand so merchants can pass it on to their customers with ease.
Online Helcim Fee Saver is a feature similar to traditional convenience fees. Usually, convenience fees are either a fixed amount (Visa) or a set percentage (Mastercard, other card brands) charged to a customer for providing an alternate form of payment method. Online Helcim Fee Saver is a fixed-fee for all card-brands whenever a merchant sends an invoice, payment request, or when Helcim payments is integrated with a website.
Online Fee Saver requires merchants to be eligible for ACH payments. In-PersonFee Saver via the Smart Terminal does not require ACH however it is not available to merchants in Connecticut, Colorado, Maine, Massachusetts, Oklahoma, and Quebec.
Helcim merchants can simply toggle it on in their merchant account settings.
When customers select credit card payments, they'll be notified of an extra fee. This fee will be displayed separately on their invoice and receipt. It is also essential to include proper disclosures and signage when Helcim Fee Saver is enabled and to comply with local laws on surcharging and convenience fees.
Adding Fee Saver to a transaction does not mean the fee is mandatory. Customers can choose to pay with ACH payments, debit cards, or cash which does not include an additional fee.
If you don’t wish to apply the fee to a particular transaction you can toggle Fee Saver off before sending it to your customer.
Helcim Fee Saver is applied on the total transaction amount after taxes.
New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.