Free credit card processing made real.

Accept credit cards at 0%. Pass the fees to your customers with Helcim Fee Saver.

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Waive goodbye to credit card fees
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Waive goodbye to credit card fees
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Helcim Fee Saver passes the processing fees to your customers when they choose to pay by credit card over cheaper options like debit, ACH, check, or cash.

Introducing Fee saver

How it works.

In-Person Fee Saver

When a customer uses credit card over debit

You pay

0 %

Customer pays

2.4 %

3 %

Online Fee Saver

When a customer uses credit card over ACH

You pay

0 %

Customer pays

~3 %

When a customer uses ACH over credit card

You pay

0.5 %+ 25 ¢

Customer pays

0 %

Free credit card processing has never been easier.

We’re here to help you save money without battling complicated setup and confusing rules.

Setup takes one click

No jumping through hoops to get started. Switch on Helcim Fee Saver with the click of a button.

Setup takes one click

We’ll help you stay compliant

No jumping through hoops to get started. Switch on Helcim Fee Saver with the click of a button.

Learn more
Stay compliant

More money in your pocket

Hold onto your funds — you earned them. Accept credit card payments at 0% and let your customers cover the fees.

We’ll help you stay compliant

Dont' stress about the complicated rates, rules, and regulations. We built a compliant system that navigates them for you.

Learn more
Stay compliant

More reasons to love Helcim Fee Saver.

Helcim fee saver enjoy zero cost payments

Use it only when you need it

Every transaction is different. Choose when and where you want to pass the fees.

Helcim coin

Beat your competition on price

Fees will no longer cut into your margins. Lower your prices to beat out the competition.

Fee saver right choise

Give your customers a choice

Credit cards are the go-to payment method for most customers. If you haven’t already, give them the option at no cost to you.

Don’t just take our word for it, hear from our merchants.

  • Logo Raise Green

    “I thought the addition of the pass through fees was great! Saved me so much on fees that I decided not to look elsewhere for a service which I was considering because of the high service fees that were taken out.”

    Lauren Hale Raise Green
    Logo DOR Staffing

    “The minute we heard it launched, we tried it out and have been loving it. Not only does it save me money, but it also gives our business a faster turnaround for getting paid.”

    DOR Staffing
  • “Helcim Fee Saver will surely help us drive our cost down while also maintaining that relationship with customers, because it offers them a choice on how to pay.”

    Dr. Wang, Veridian Wellness Clinic

    “So far I love the fee saver and free ACH option. I've had clients use both options. It's a fantastic option for us to pass the processing fees along to our clients.”

    Jeff Kaar First City Events
  • Logo Raise Green

    “I thought the addition of the pass through fees was great! Saved me so much on fees that I decided not to look elsewhere for a service which I was considering because of the high service fees that were taken out.”

    Lauren Hale Raise Green
  • Logo DOR Staffing

    “The minute we heard it launched, we tried it out and have been loving it. Not only does it save me money, but it also gives our business a faster turnaround for getting paid.”

    DOR Staffing
  • “Helcim Fee Saver will surely help us drive our cost down while also maintaining that relationship with customers, because it offers them a choice on how to pay.”

    Dr. Wang, Veridian Wellness Clinic
  • “So far I love the fee saver and free ACH option. I've had clients use both options. It's a fantastic option for us to pass the processing fees along to our clients.”

    Jeff Kaar First City Events
  • “Helcim Fee Saver allows me to pass on the cost of merchant fees in a clear and transparent manner to my customers. The customer payment link is intuitive, easy for my customers to understand and get their invoices paid quickly.”

    Jeff Kaar First City Events
  • “Everything has been great with Fee Saver so far, it has been saving us a very good amount of money and was easy to turn on and use for our customers.”

    Jeff Kaar First City Events
  • Logo Raise Green

    “Helcim Fee Saver will surely help us drive our cost down while also maintaining that relationship with customers, because it offers them a choice on how to pay.”

    Dr. Wang, Veridian Wellness Clinic

Pass your fees in-person or online.

Use Helcim Fee Saver with these tools in your Helcim account. No contracts. No monthly fees.

  • Helcim Smart Terminal

    Smart Terminal

    Accept payments with a standalone terminal, POS, and receipt printer.

    Learn more
  • Helcim invoicing icon one free account all tools

    Invoicing

    Send custom invoices via email or text with a link for customers to pay.

    Learn more
  • Helcim Payment Pages

    Payment Pages

    Create a payment link to share with your customers.

    Learn more
  • Helcim HelcimPay.js

    HelcimPay.js

    Add a payment modal to your website with a copy/paste code.

    Learn more

FAQ.

  • Is Helcim Fee Saver similar to surcharging?

    Helcim Fee Saver is a tool to navigate the regulations behind pass-on fees and uses the right method based on region and card brand so merchants can pass it on to their customers with ease.

  • How is Helcim Fee Saver different from Convenience Fees?

    Online Helcim Fee Saver is a feature similar to traditional convenience fees. Usually, convenience fees are either a fixed amount (Visa) or a set percentage (Mastercard, other card brands) charged to a customer for providing an alternate form of payment method. Online Helcim Fee Saver is a fixed-fee for all card-brands whenever a merchant sends an invoice, payment request, or when Helcim payments is integrated with a website.

  • Is Helcim Fee Saver available for all merchants?

    Online Fee Saver requires merchants to be eligible for ACH payments. In-PersonFee Saver via the Smart Terminal does not require ACH however it is not available to merchants in Connecticut, Colorado, Maine, Massachusetts, Oklahoma, and Quebec..

  • How do I enable Helcim Fee Saver?

    Helcim merchants can simply toggle it on in their merchant account settings.

  • Will my customers be aware that their invoices have Helcim Fee Saver?

    When customers select credit card payments, they'll be notified of an extra fee. This fee will be displayed separately on their invoice and receipt. It is also essential to include proper disclosures and signage when Helcim Fee Saver is enabled and to comply with local laws on surcharging and convenience fees.

  • What if my customer refuses to pay the extra fees?

    Adding Fee Saver to a transaction does not mean the fee is mandatory. Customers can choose to pay with ACH payments, debit cards, or cash  which does not include an additional fee.

  • What happens if I don’t want to charge a customer with Helcim Fee Saver?

    If you don’t wish to apply the fee to a particular transaction you can toggle Fee Saver off before sending it to your customer.

  • Is Helcim Fee Saver applied before or after tax?

    Helcim Fee Saver is applied on the total transaction amount after taxes.

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