Helcim is the easy and affordable solution for small businesses accepting credit card payments in person or online.
Our pricing is 100% transparent and flat out saves you money. You get the lowest interchange rate for each transaction with no monthly fees or hidden charges.
With one Helcim account you get unlimited access to all of our payment solutions and every tool your business may need.
Explore Helcim PaymentsHelcim merchants are able to accept ACH (automated clearing house) payments without the need for any extra signups or complicated paperwork. Online ACH payments are built directly into your free Helcim account.
Easily create and send professional invoices online, and give your customers the ability to pay those invoices via ACH. No need for complicated setup, customers can simply enter their bank account information and pay.
Accept ACH payments on your computer by simply entering your customer's bank information. Bank account details are automatically encrypted and stored as part of your customer card vault.
Helcim gives you all the tools you need to automate your client billing and set up customized recurring payment plans via ACH. Payments are collected automatically on each set date, with customers notified in advance.
No more buried unpaid invoices. Follow up on client ACH payments with email or SMS requests. Reach your client where they are the most - on their phone and gently remind them to send a quick payment.
Our human approach means whenever you need help, you can quickly talk to a real person who actually cares about you and your business.
Meet your teamNo paywalls or trials here.
At no extra cost, Helcim's all-in-one Merchant Platform gives you the latest technology and all the tools you need to get paid and grow your business.
We love helping small businesses save time and money, and the entire internet agrees!
Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor with hidden fees, contracts, and terrible service. We've built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you've been looking for.
Have more questions? Email or give us a call. Our in-house team of Helcim Merchant Experience Specialists are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.
No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.
If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.
Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account, net of processing fees.
No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Helcim account allows you to process both in-person and online payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.
When you order a Helcim card reader or a Helcim Smart terminal, we work hard to ensure it reaches you as quickly as possible. Typically, shipping may take 2 - 3 business days. However, please know that shipping may take up to 5 business days for some businesses for US locations and up to 7 business days for some Canadian locations.
For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!
To calculate your rates for in-person and online transactions, you can visit our pricing page.
No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account
Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.
Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.
You can view our complete volume discounts on our pricing page.
You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.
Once you create your Helcim account, you can begin using it right away! Get started here.
Sign up instantly with no paperwork or commitments.
New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.
