No contracts.
No hidden charges.
No monthly fees.
No kidding.

You get low processing rates and complete transparency with our honest interchange plus pricing.

In-Person (Average)

Keyed & Online (Average)

mastercard
American Express
Discover Logo
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Compare Your Rates.

Compare your current payment provider's processing rates with Helcim.

We love transparency.

The world is better without extra fees.

With Helcim, what you see is what you pay.

Nobody likes being lied to. We do business with you the way we want companies to do business
with us, with honesty and transparency.

The world is better
without extra fees.

With Helcim, what you see is what you pay.

We love transparency.

Nobody likes being lied to. We do business with you the way we want companies to do business with us, with honesty and transparency.

$

Monthly fees

$

Setup fees

$
Cancellation
fees
$
Deposit Fees
$

PCI fees

$

User fees

$or $15 
Chargeback Fee

Helcim will reimburse you the chargeback fee if you win the dispute.

You get the lowest interchange rate for each transaction.

We actually want you to know how it works. Let us explain our transparent pricing in under two minutes.
We actually want you to know how it works. Let us explain our transparent pricing in under two minutes.

The more you process, the more you save.

Who wants to haggle over rates?
We automatically lower your rates as your business processes more.

Monthly Credit Card Volume

In-Person Payments

Keyed & Online

$0 – $25,000 per month

0.30% + 8¢

0.50% + 25¢

$25,001 – $50,000 per month

0.25% + 7¢

0.45% + 20¢

$25,001 – $100,000 per month

0.20% + 7¢

0.40% + 20¢

$100,001 – $250,000 per month

0.18% + 6¢

0.35% + 15¢

$250,001 – $1000,000 per month

0.15% + 6¢

0.30% + 15¢

$1,000,001 – $5,000,000 per month

0.12% + 5¢

0.25% + 10¢

$5,000,001 + per month

0.10% + 5¢

0.20% + 10¢

Charities Donations

0.10% + 5¢

0.10% + 10¢

More ways to get paid for less.

You got low processing rates and complete transparency with our honest interchange plus pricing.

Accept ACH and EFT/PAD Bank Payments

Give your customers more ways to pay by accepting ACH and EFT/PAD transactions directly from their bank accounts.

0.5%+ 25¢

$5 per return / reject

One free account.
Full access.

No paywalls or trials here.
With one Helcim account you get unlimited access to all of our payment solutions and every tool you might need.

We've got all your payments covered

Explore →

Online

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Bank Transfers

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Keyed

Explore →

More free than you can handle

More free than you can handle

Why you'll love
Helcim.

5/5
“I never thought I could love a
credit card processing company”

“I never thought I could love a credit card processing company”

5/5

~ Kyla P, Santa Fe

Too-good-to-be-true
pricing.

The friendliest people
committed to you.

FAQ.

Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor, with hidden fees, contracts, and terrible service. We’ve built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you’ve been looking for.

Have more questions? Email or give us a call. Our in-house team of Helcim Merchant Experience Specialists is here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Helcim account allows you to process both in-person and online payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.

For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

To calculate your rates for in-person and online transactions, you can visit our pricing page.

Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.

You can view our complete volume discounts on our pricing page.

No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together, and deposited to your bank account net of processing fees.

The Helcim Shop is built right into your account dashboard, and is accessible immediately after signing up. You can order card readers, stands, printers and more directly from there.

Shipping is free and takes 2-3 business days via FedEx or UPS ground. Any equipment purchases are charged to your bank account on file. We do not currently offer rentals nor payment plans.

No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

How does signing up work?
You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

Once you create your Helcim account, you can begin using it right away! Get started here.

No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together, and deposited to your bank account net of processing fees.

The Helcim Shop is built right into your account dashboard, and is accessible immediately after signing up. You can order card readers, stands, printers and more directly from there.

Shipping is free and takes 2-3 business days via FedEx or UPS ground. Any equipment purchases are charged to your bank account on file. We do not currently offer rentals nor payment plans.

No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

How does signing up work?
You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

Once you create your Helcim account, you can begin using it right away! Get started here.

It’s time to
feel good
about your
payments.

It’s time to
feel good
about your
payments.

It’s time to
feel good
about your
payments.

Sign up instantly with no
paperwork or commitments