Accepting Interac Debit.

Interact Debit is Canada’s primary debit card network and is a great low-cost payment method for businesses accepting in-person transactions. Merchants using the Helcim Card Reader can easily accept Chip & Tap Interac transactions. We display Interact wholesale network fees on our website as part of our transparent Interchange Plus pricing.

Interac Network Fees.

Interac Network Fees  
Interac Flash - Standard Merchant Base 3.5¢  
Interac Flash - Quick Service Restaurant, Theaters, Convenience Stores, Vending, Newsstands, Limousines & Cabs  
Interac Debit Switch Fee * 0.9605¢ ($0.009605)  

*HST is charged to the acquirer/processor on network card-brand and switch fees. Interac listed card-brand fees is $0.0085. Because this is an absorbed cost by the acquirer who are not allowed to claim ITCs in Canada, the HST on the card-brand fee cannot be used as an ITC by the merchant. Does not apply to interchange, per transaction or cost+ fees.

Interac Corp. Official Network Fees
curve decoration

Better Pricing.

Lower Rates, No Monthly Fees

  • No Contracts
  • Volume Discounts
  • Deposits in 1-2 Business Days
  • No Hidden Fees Whatsoever
  • Visa
  • Mastercard
  • American Express
  • Discover
Average Credit Card Rate
  • PIN Debit
Average PIN-Debit Rate

0.91% + 8¢

  • Interac
Interac Chip & PIN


  • Visa
  • Mastercard
  • American Express
  • Discover
Average Credit Card Rate

2.38% + 25¢

2.47% + 25¢

Discover Our In-Depth Payment Solutions.

  • In-Person Chip, Tap & PIN
  • Card Vault & Tokenization
  • Interchange Plus Pricing
  • International Processing
  • Virtual Terminal
  • USD Processing
  • US PIN Debit Acceptance
  • Apps for Mobile & Desktop
  • Built-In PCI-DSS Compliance
  • Payment Gateway & Dev APIs
  • 1-2 Business Day Deposits
  • Hosted Payment Tools
  • Easy Signup & Setup
Show More
  • Unicef
  • Michelin
  • Mavi
  • Techvibes
  • YMCA
  • Got Junk?

You Deserve Better Payments.

Lower Rates. Better Tools. Amazing Service.

  • Easily Sign Up in Minutes
  • No Hidden Fees or PCI fees
  • Interchange Plus Pricing
  • No Contracts or Commitments
  • Deposits in 1-2 Business Days
  • Friendly Service via Telephone or Email