As a token of our appreciation, both you and Julio Tome will be credited with $5,000 in free processing after you sign up!
Best for Cheap
Payment Processing, 2023
Best Budget
Friendly Alternative, 2024
Best for Overall
Payment Processor, 2024
Best for Small
Business, 2023
Best for Lowest
Processing Rates, 2023
Best for Custom
Rates, 2023
Lower rates, no monthly fees, and no contracts.
Learn more about our rates1.83%+ 8¢
2.61%+ 8¢
1.68%+ 8¢
2.38%+ 8¢
8.9¢
Based on the weighted average cost of popular cards and a transaction size of: $300
2.27%+ 25¢
3.01%+ 25¢
2.33%+ 25¢
2.81%+ 25¢
Based on the weighted average cost of popular cards and a transaction size of: $300
With one Helcim account you get unlimited access to all of our payment solutions and every tool your business may need.
You can have it all with Helcim– amazing low rates, powerful payment tools, and excellent customer service.
All that with no contracts and no hidden fees. No more compromise!
Access powerful tools for in-person and online payments in one free account—no contracts and no hidden fees.
Credit card, ACH payments, or mobile wallet. With Helcim you don’t have to choose. Accept various payment methods at the lowest rate possible.
Get 25% average savings on merchant rates, automatic volume discounts, plus free processing with Fee Saver. No fuss, just savings.
No bots here. You’ll talk to a real human who knows the ins and outs of the platform.
Our human approach means whenever you need help, you can quickly talk to a real person who actually cares about you and your business.
Meet your teamWhen you sign up for your free Helcim account, you get access to all the payment tools your business needs to grow, with no user fees or usage limits.
Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor with hidden fees, contracts, and terrible service. We've built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you've been looking for.
Have more questions? Email or give us a call. Our in-house team of Helcim Merchant Experience Specialists are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.
No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.
If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.
Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account, net of processing fees.
No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Helcim account allows you to process both in-person and online payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.
When you order a Helcim card reader or a Helcim Smart terminal, we work hard to ensure it reaches you as quickly as possible. Typically, shipping may take 2 - 3 business days. However, please know that shipping may take up to 5 business days for some businesses for US locations and up to 7 business days for some Canadian locations.
Helcim uses gross deposits, meaning your total sales are deposited directly into your bank account, with processing fees deducted as a separate line item on the same day. This ensures accurate daily revenue and cash flow data so you always know exactly how much you've earned and what's available.
For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!
To calculate your rates for in-person and online transactions, you can visit our pricing page.
No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account
Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.
Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.
You can view our complete volume discounts on our pricing page.
You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.
Once you create your Helcim account, you can begin using it right away! Get started here.
New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.