Helcim Merchant Services & Credit Card Processing United States Helcim Merchant Services Canada

Discover Card & China UnionPay

Accepting Discover Cards

Discover Card

Discover Card is a credit card issued primarily in the United States. Discover acceptance is now available by default on all new Helcim merchant accounts.

China UnionPay

Accepting China Union Pay

Established in March 2002, China UnionPay is a bankcard association established under the approval of the State Council and the People's Bank of China. Helcim merchants can automatically accept UnionPay cards through the Discover network.

Discover Network USA - Interchange Rates

Discover Debit
Debit Retail Swipe
Discover Debit 1.020 % + 16¢
Discover Debit Regulated 0.050 % + 22¢
Debit Keyed
Discover Debit Keyed 1.620 % + 16¢
Discover Debit Keyed Regulated 0.050 % + 22¢
Discover Credit
Retail Swipe
Discover Consumer 1.560 % + 10¢
Discover Rewards 1.710 % + 10¢
Discover Premium 1.710 % + 10¢
Discover Premium Plus 2.100 % + 10¢
Discover Commercial 2.300 % + 10¢
Keyed
Discover Keyed Consumer 1.870 % + 10¢
Discover Keyed Rewards 1.970 % + 10¢
Discover Keyed Premium 2.000 % + 10¢
Discover Keyed Premium Plus 2.150 % + 10¢
Discover Keyed Commercial 2.300 % + 10¢
Recurring
Discover Debit Recurring 1.200 % + 5¢
Discover Debit Recurring Regulated 0.050 % + 22¢
Discover Recurring Consumer 1.200 % + 5¢
Discover Recurring Rewards 1.200 % + 5¢
Discover Recurring Premium 1.200 % + 5¢
Discover Recurring Premium Plus 1.800 % + 5¢
Discover Recurring Commercial 2.300 % + 10¢
Association Fees
Discover Card-Brand 0.105 %
Discover Data Transmission Fee 0.25¢
Discover International Cross-Border 0.400 %
Discover International Processing Fee 0.550 %
*Above are the most common interchange qualifications. For a complete list of US interchange rates, please contact the Discover Card Network.
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The Helcim name and logo are trademarks of Helcim Inc. The Visa and MasterCard logos are trademarks of Visa International and MasterCard International Incorporated. Other tradenames may be trademarks of their respective owners. Helcim is a registered MSP/ISO of Elavon, Inc. Georgia [,a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN]. New applicants are subject to conditions and approval of the application by Helcim and its partnering banks.