Better Payments for

Software & App Makers.

Integrating payments needs to be easy, so that you can focus your time on building your own platform. Helcim has easy developer tools to take the pain out of payments.

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The Powerful Helcim API Is Made for Developers by Developers.

Easily add payments to a shopping cart, billing system, or new app. Helcim includes a robust payment gateway API that allows you to authorize credit card payments in real-time.

Explore the Helcim Payment API
Helcim Payment API
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Tousands of businesses like you

Trusted by Thousands of Businesses Like You.

From payments to software, everything we build is designed for you. By putting you first and prioritizing your success, we've built a strong reputation for trust, transparency, and excellent customer service. Merchants across North America, along with industry-leading publications, agree that Helcim provides peace of mind while helping you grow your business.

Discover what our customers are saying about us
Recurring Billing

Automate Your Payments with Recurring Billing.

Single-purpose recurring billing software can be expensive. With Helcim, you can generate unlimited custom recurring billing plans for your customers that can include pro-rated amounts, one-time fees, add-ons, metered billing entries, and free trials.

Explore Helcim Recurring Billing
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The Helcim Virtual Terminal

Accept Credit Cards on your Computer.

Helcim Virtual Terminal

With the Helcim Virtual Terminal, you can easily enter your customer’s credit card information using your computer, tablet or phone. Payments are authorized in seconds, and receipts can be printed or sent via email.

Explore the Helcim Virtual Terminal
  • Accept all major credit cards
  • Deposits within two business days
  • Use any computer, tablet or smartphone
  • Securely store credit cards in the vault
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The Helcim Ecosystem

All the Tools You Need, No Extra Cost.

Discover all the amazing things you can do with Helcim. Every feature was designed to be intuitive and easy to use, and comes included with your account. You can build the business you want with just a few clicks, without worrying about add-on fees and up-sells.

  • Point-of-Sale

    Streamline your checkout experience with our POS app for your computer, tablet or smartphone.

    Explore Point-of-Sale
  • Invoicing

    Get paid faster by sending an unlimited amount of invoices, complete with a Pay Now button.

    Explore Invoicing
  • Online Store

    Sell your products and services to customers everywhere with our fully-hosted online store.

    Explore Online Store
  • Recurring Payments

    Automate your billing process and customize subscription plans to get paid on time.

    Explore Recurring Payments
  • Developer API

    Use our Developer API for custom integrations or add payments to an app or website.

    Explore Developer API
  • Customer Manager

    Manage your customers and securely store their payment information to make repeat billing a breeze.

    Explore Customer Manager

Sync Your Accounting with Ease.

While we can’t do your accounting for you, we can work to make it a little easier and save some time. Sync directly to Quickbooks Online, or export financial information by CSV to keep your books up to date

Sync Your Accounting to Quickbooks
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Better Pricing,
Lower Rates.

$

First Month Is On Us!

20

/monthly

First Month Is On Us!

We want to help small businesses get back on their feet, so we're waiving our $20 monthly fee for your first month - no questions asked. You get full access to all of our tools, as well as our great low processing rates.

  • No Contracts
  • Volume Discounts
  • Deposits in 1-2 Business Days
  • Auto-Pause Billing
  • Visa
  • Mastercard
  • American Express
  • Discover
Average Credit Card Rate

1.92% + 8¢

  • PIN Debit
Average PIN-Debit Rate

0.91% + 8¢

  • Visa
  • Mastercard
  • American Express
  • Discover
Average Credit Card Rate

2.38% + 25¢

Discover Our In-Depth Payment Solutions.

  • In-Person Chip, Tap & PIN
  • Card Vault & Tokenization
  • Interchange Plus Pricing
  • International Processing
  • Virtual Terminal
  • US PIN Debit Acceptance
  • Apps for Mobile & Desktop
  • Built-In PCI-DSS Compliance
  • Payment Gateway & Dev APIs
  • 1-2 Business Day Deposits
  • Hosted Payment Tools
  • Easy Signup & Setup
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All Backed by Amazing Customer Service.

It is easy to get in touch with us when you need to. Our friendly in-house team of Helcim Gurus sets us apart with their knowledge and compassion. We’re always ready to answer your questions and address any issues that may arise.

Get in touch anytime!
Helcim Customer Service

FAQ.

Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor, with hidden fees, contracts, and terrible service. We’ve built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you’ve been looking for.

Have more questions? Email or give us a call. Our in-house team of Helcim Gurus is here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

$20/month. Your Helcim account allows you to process both in-person and online payments, and you get full access to all of our merchant tools. You also benefit from our auto-pause billing, meaning that your monthly fee is automatically waived if you don’t process a payment that month.

You can visit our pricing page for complete details.

For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

To calculate your rates for in-person and online transactions, you can visit our pricing page.

Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more your process, helping you save even more.

You can view our complete volume discounts on our pricing page.

No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together, and deposited to your bank account net of processing fees.

The Helcim Shop is built right into your account dashboard, and is accessible immediately after signing up. You can order card readers, stands, printers and more directly from there.

Shipping is free and takes 2-3 business days via FedEx or UPS ground. Any equipment purchases are charged to your bank account on file. We do not currently offer rentals nor payment plans.

No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

Once you create your Helcim account, you can begin using it right away! Get started here.

You Deserve Better Payments.

Lower Rates. Better Tools. Amazing Service.

  • Easily Sign Up in Minutes
  • No Hidden Fees or PCI fees
  • Interchange Plus Pricing
  • No Contracts or Commitments
  • Deposits in 1-2 Business Days
  • Friendly Service via Telephone or Email