Helcim Merchant Services & Credit Card Processing United States Helcim Merchant Services Canada

Level 3 Processing

What is Level 1, Level 2 and Level 3 Data?

Simply put, it is extra data fields sent along with the transaction. Level 1 data is the normal information sent by the processor (Helcim) to the customer's issuing bank when processing a credit card transaction. This includes the merchant's name, transaction amount and date.

Level 2 Data

Level 2 data is additional information about the merchant and the transaction, including the tax amount, customer code, and merchant's tax ID. Visa and MasterCard offer lower Interchange rates when this information is sent as they deem the transaction less likely to be fraudulent. Level 2 data processing is available to all merchants.

Level 3 Data

Level 3 data is reserved for merchants accepting Corporate, Purchasing and Government credit cards. It provides the issuing bank with detailed invoice information, including a full itemized list of items that were purchased. This helps corporate and government clients (your customers) keep better track of expenses paid by credit card.

Once again Visa and MasterCard provide even lower Interchange rates to merchants sending this information along with their transactions.
Click here to view Level 2 and Level 3 Interchange rates.

Level 3 is available for an additional $25/month and is compatible with the Helcim Virtual Terminal.

Required Fields

Below are the data-fields required to be sent along with the transaction in order to qualify for Level 2 and Level 3 processing. Integrated directly into our Virtual Terminal, we automate a large part of the data-entry, and provide our merchants with detailed instructions and training.

Level 1
Level 2
Level 3
Basic Transaction Data
Merchant Information
Invoice Information
Item(s) Information

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The Helcim name and logo are trademarks of Helcim Inc. The Visa and MasterCard logos are trademarks of Visa International and MasterCard International Incorporated. Other tradenames may be trademarks of their respective owners. Helcim is a registered MSP/ISO of Elavon, Inc. Georgia [,a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN]. New applicants are subject to conditions and approval of the application by Helcim and its partnering banks.