Helcim Merchant Services & Credit Card Processing United States Helcim Merchant Services Canada
MalsEcommerce

Credit Card Processing for MalsEcommerce

Discounted Merchant Account & Gateway Rates

$20/mth
15¢ per transaction
No Setup Fees, No Contracts

Benefits of a Helcim Merchant Account:

Helcim is available for:

Helcim Cost+ Pricing

Cost+ Pricing for True Savings & Transparency

Card Type Popularity Interchange Rate Card-Brand Fee Helcim Cost+ True Rate
Visa Debit Keyed CPS 4 % 15¢ + 1.650 % 2.20¢ + 0.2300 % 0.360 % =   2.309 %
Visa Debit Keyed CPS Regulated 14 % 22¢ + 0.050 % 2.20¢ + 0.2300 % 0.360 % =   0.737 %
Visa Debit Keyed Business 1 % 10¢ + 2.450 % 2.20¢ + 0.2300 % 0.360 % =   3.089 %
Visa Debit Keyed Business Regulated 3 % 22¢ + 0.050 % 2.20¢ + 0.2300 % 0.360 % =   0.737 %
Visa Credit Keyed CPS 16 % 10¢ + 1.800 % 2.20¢ + 0.2500 % 0.360 % =   2.459 %
Visa Credit Keyed Rewards Traditional 17 % 10¢ + 1.950 % 2.20¢ + 0.2500 % 0.360 % =   2.609 %
Visa Credit Keyed Rewards Signature 3 % 10¢ + 2.700 % 2.20¢ + 0.2500 % 0.360 % =   3.359 %
Visa Credit Keyed Rewards Signature Preferred 4 % 10¢ + 2.400 % 2.20¢ + 0.2500 % 0.360 % =   3.059 %
Visa Credit Keyed Corporate 3 % 10¢ + 2.650 % 2.20¢ + 0.2500 % 0.360 % =   3.309 %
MC Debit Keyed 2 % 15¢ + 1.600 % 2.85¢ + 0.1145 % 0.360 % =   2.146 %
MC Debit Keyed Regulated 8 % 22¢ + 0.050 % 2.85¢ + 0.1145 % 0.360 % =   0.624 %
MC Credit Keyed Consumer 8 % 10¢ + 1.890 % 2.85¢ + 0.1145 % 0.360 % =   2.416 %
MC Credit Keyed Enhanced 4 % 10¢ + 2.040 % 2.85¢ + 0.1145 % 0.360 % =   2.566 %
MC Credit Keyed World 9 % 10¢ + 2.050 % 2.85¢ + 0.1145 % 0.360 % =   2.576 %
MC Credit Keyed World Elite 2 % 10¢ + 2.500 % 2.85¢ + 0.1145 % 0.360 % =   3.026 %
MC Credit Keyed Corporate 2 % 10¢ + 2.650 % 2.85¢ + 0.1145 % 0.360 % =   3.176 %
Average Transaction Rate 2.15%  +  15¢

The table above spreads your transactions between popular Visa and MasterCard debit and credit card types to calculate an estimated discount rate based on average transaction size of $250 and an average volume of $7,500 per month in credit and debit card payments. This rate includes the interchange, card-brand fees, fixed acquirer fees and our cost+ margin. Unlike most providers, there are no additional "qualified", "non-qualified" or "differential" fees.

Learn More About Cost+ Pricing
  • The orange portion is the true cost set by Visa and MasterCard.
  • The blue portion is our margin.
  • The green portion is your true rate for that particular transaction.

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The Helcim name and logo are trademarks of Helcim Inc. The Visa and MasterCard logos are trademarks of Visa International and MasterCard International Incorporated. Other tradenames may be trademarks of their respective owners. Helcim is a registered MSP/ISO of Elavon, Inc. Georgia [,a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN]. New applicants are subject to conditions and approval of the application by Helcim and its partnering banks.