American Express Opt-Blue Wholesale Discount Rates.

Amex is a popular card used by customers around the world. Customers using Amex tend to make larger purchases, with many Amex cards used for business and corporate purchases. By accepting Amex, your customers can pay in-person, by phone and online. Helcim makes it easier and more affordable for your business to accept Amex cards so you can offer your customers a fast, reliable and secure method of payment. We display Amex's OptBlue wholesale discount rates on our website as part of our transparent Interchange Plus pricing.

Accepting Japan Credit Bureau (JCB) Cards

The Japan Credit Bureau (JCB) is a Japanese credit card network and is widely accepted worldwide. In North American, JCB operates through the American Express network and allows you to serve more customers globally.

USA - OptBlue Wholesale Discount Rates.

third-50 Transaction Size Rate
AMEX RETAIL < $75 1.60 % + 10¢  
AMEX RETAIL < $1,000 1.95 % + 10¢  
AMEX RETAIL > $1,000 2.40 % + 10¢  
AMEX SERVICES < $15 1.60 % + 4¢  
AMEX SERVICES < $400 1.70 % + 10¢  
AMEX SERVICES < $3,000 2.00 % + 10¢  
AMEX SERVICES > $3,000 2.40 % + 10¢  
AMEX RESTAURANT < $5 1.60 % + 4¢  
AMEX RESTAURANT < $25 1.85 % + 10¢  
AMEX RESTAURANT < $150 2.50 % + 10¢  
AMEX RESTAURANT > $150 2.85 % + 10¢  
AMEX MAIL ORDER & INTERNET < $150 1.70 % + 10¢  
AMEX MAIL ORDER & INTERNET < $3,000 2.05 % + 10¢  
AMEX MAIL ORDER & INTERNET > $3,000 2.50 % + 10¢  
AMEX HEALTHCARE < $150 1.55 % + 10¢  
AMEX HEALTHCARE < $2,000 1.85 % + 10¢  
AMEX HEALTHCARE > $2,000 2.30 % + 10¢  
AMEX B2B/WHOLESALE < $400 1.65 % + 10¢  
AMEX B2B/WHOLESALE < $7,500 1.90 % + 10¢  
AMEX B2B/WHOLESALE > $7,500 2.35 % + 10¢  
AMEX T&E < $100 2.25 % + 10¢  
AMEX T&E < $1,000 2.60 % + 10¢  
AMEX T&E > $1,000 3.00 % + 10¢  
AMEX PREPAID < $75 1.35 % + 10¢  
AMEX PREPAID < $1,000 1.70 % + 10¢  
AMEX PREPAID > $1,000 2.15 % + 10¢  
AMEX OTHER < $100 1.50 % + 10¢  
AMEX OTHER < $3,000 1.85 % + 10¢  
AMEX OTHER > $3,000 2.30 % + 10¢  
AMEX EDUCATION < $100 1.45 % + 10¢  
AMEX EDUCATION < $3,000 1.80 % + 10¢  
AMEX EDUCATION > $3,000 2.05 % + 10¢  
AMEX GOVERNMENT < $100 1.55 % + 10¢  
AMEX GOVERNMENT < $3,000 1.70 % + 10¢  
AMEX GOVERNMENT > $3,000 1.90 % + 10¢  
AMEX EMERGING MARKET < $1,200 1.43 % + 10¢  
AMEX EMERGING MARKET < $4,000 2.05 % + 10¢  
AMEX EMERGING MARKET > $4,000 2.70 % + 10¢  
AMEX VPAYMENT any 1.89 % + 10¢  
Assessments and Association Fees  
AMEX NETWORK FEESApplies to all transactions. 0.15%  
AMEX INTL CROSS BORDER FEEApplies to all international transactions. 0.40%  
AMEX KEYED FEEApplies to all manually keyed transactions. 0.30%  
Acquirer Network Fees  
Acquirer Network Fees Applies to all transactions. 0.10% + 10¢  
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Better Pricing,
Lower Rates.

$

First 6 Months Are On Us!

20

/monthly

First 6 Months Are On Us!

We want to help small businesses get back on their feet, so we're waiving our $20 monthly fee for your first 6 months - no questions asked. You get full access to all of our tools, as well as our great low processing rates.

  • No Contracts
  • Volume Discounts
  • Deposits in 1-2 Business Days
  • No PCI Fees
  • Visa
  • Mastercard
  • American Express
  • Discover
Average Credit Card Rate

1.92% + 8¢

  • PIN Debit
Average PIN-Debit Rate

0.91% + 8¢

  • Visa
  • Mastercard
  • American Express
  • Discover
Average Credit Card Rate

2.38% + 25¢

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