Accepting Discover Card.

Discover is one of the top four credit cards in North American, along with Visa, Mastercard and American Express - and is especially common with younger consumers. By accepting Discover, your customers can pay in-person, by phone and online. Helcim makes it easier and more affordable for your business to accept Discover cards so you can offer your customers a fast, reliable and secure method of payment. We display Discover's Interchange rates on our website as part of our transparent Interchange Plus pricing.

China UnionPay

Established in March 2002, China UnionPay is a bankcard association established under the approval of the State Council and the People's Bank of China. By using Helcim's payment services, you can automatically accept UnionPay cards through the Discover network.

Discover USA Interchange Rates.

Card-Type Interchange Rate
Debit Card-Present  
Discover Debit 1.100 % + 16¢  
Discover Debit Regulated 0.050 % + 22¢  
Debit Keyed  
Discover Debit Keyed 1.750 % + 20¢  
Discover Debit Keyed Regulated 0.050 % + 22¢  
Credit Card-Present  
Discover Consumer 1.560 % + 10¢  
Discover Rewards 1.710 % + 10¢  
Discover Premium 1.710 % + 10¢  
Discover Premium Plus 2.150 % + 10¢  
Discover Commercial 2.300 % + 10¢  
Credit Keyed  
Discover Keyed Consumer 1.890 % + 10¢  
Discover Keyed Rewards 2.000 % + 10¢  
Discover Keyed Premium 2.000 % + 10¢  
Discover Keyed Premium Plus 2.400 % + 10¢  
Discover Keyed Commercial 2.300 % + 10¢  
Recurring  
Discover Debit Recurring 1.200 % + 5¢  
Discover Debit Recurring Regulated 0.050 % + 22¢  
Discover Recurring Consumer 1.350 % + 5¢  
Discover Recurring Rewards 1.350 % + 5¢  
Discover Recurring Premium 1.350 % + 5¢  
Discover Recurring Premium Plus 1.800 % + 5¢  
Discover Recurring Commercial 2.300 % + 10¢  
International (In-Person)  
Discover Card-Present International Debit/Prepaid 1.200 %  
Discover Card-Present International Consumer 1.650 %  
Discover Card-Present International Rewards 1.650 %  
Discover Card-Present International Premium 1.650 %  
Discover Card-Present International Premium Plus 1.650 %  
Discover Card-Present International Commercial 1.900 %  
International (Keyed)  
Discover Keyed International Debit/Prepaid 1.700 % + 10¢  
Discover Keyed International Consumer 1.700 % + 10¢  
Discover Keyed International Rewards 1.700 % + 10¢  
Discover Keyed International Premium 1.700 % + 10¢  
Discover Keyed International Premium Plus 1.790 % + 10¢  
Discover Keyed International Commercial 1.900 % + 10¢  
Assessments and Association Fees  
Discover Card-Brand 0.130 %  
Discover Data Usage Fee 1.95¢  
Discover Data Transmission Fee 0.25¢  
Discover International Cross-Border 0.800 %  
Discover International Processing Fee 0.500 %  

*The above are the most common interchange qualifications. For a complete list of US interchange rates, please contact the Discover Card Network.

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Better Pricing,
Lower Rates.

$

First 6 Months Are On Us!

20

/monthly

First 6 Months Are On Us!

We want to help small businesses get back on their feet, so we're waiving our $20 monthly fee for your first 6 months - no questions asked. You get full access to all of our tools, as well as our great low processing rates.

  • No Contracts
  • Volume Discounts
  • Deposits in 1-2 Business Days
  • No PCI Fees
  • Visa
  • Mastercard
  • American Express
  • Discover
Average Credit Card Rate

1.92% + 8¢

  • PIN Debit
Average PIN-Debit Rate

0.91% + 8¢

  • Visa
  • Mastercard
  • American Express
  • Discover
Average Credit Card Rate

2.38% + 25¢

Discover Our In-Depth Payment Solutions.

  • In-Person Chip, Tap & PIN
  • Card Vault & Tokenization
  • Interchange Plus Pricing
  • International Processing
  • Virtual Terminal
  • US PIN Debit Acceptance
  • Apps for Mobile & Desktop
  • Built-In PCI-DSS Compliance
  • Payment Gateway & Dev APIs
  • 1-2 Business Day Deposits
  • Hosted Payment Tools
  • Easy Signup & Setup
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  • Unicef
  • Michelin
  • Mavi
  • Techvibes
  • YMCA
  • Got Junk?

You Deserve Better Payments.

Lower Rates. Better Tools. Amazing Service.

  • Easily Sign Up in Minutes
  • No Hidden Fees or PCI fees
  • Interchange Plus Pricing
  • No Contracts or Commitments
  • Deposits in 1-2 Business Days
  • Friendly Service via Telephone or Email