Accepting US Common PIN-Debit.
There are a number of Debit Card networks in the US, and Helcim makes it easy for your business to accept them. Merchants using the Helcim Card Reader can automatically accept Chip & PIN debit cards from the most popular networks. With rates typically lower than credit cards, accepting US Common Debit reduces your payment fees and gives your customers more options to pay the way the want.
We display the most common PIN-Debit Interchange fees on our website as part of our transparent Interchange Plus pricing. For a complete list of interchange rates, please visit the website of the PIN-debit network.
Accel PIN-Debit Interchange Rates.
Card-Type
Interchange Rate
Accel POS Category (CDT 66)
All Other Merchants (Tier 4) Base
0.800 % + 14¢
Grocery/Supermarkets & Wholesale Clubs (Tier 4) Base
29¢
Quick Service Restaurant (Tier 4) Base
1.000 % + 6¢
Petroleum (Tier 4) Base
0.800 % + 15¢
Small Ticket
1.000 % + 6¢
Pin Debit - Debit Reg
0.050 % + 21¢
Pin Debit - Debit Reg w/ FA
0.050 % + 22¢
Pinless Bill Payment Utility
64¢
Pinless Bill Payment (Telecomm)
0.650 % + 12¢
Pinless Bill Payment (other)
0.600 % + 12¢
Internet Pin All Other Base
1.000 % + 15¢
Internet Pin Regulated
0.050 % + 21¢
Internet Pin Regulated w/ FA
0.050 % + 22¢
Accel Advantage
All Other Merchants (Tier 4) Base Premium
0.900 % + 22.5¢
Grocery/Supermarkets & Wholesale Clubs (Tier 4) Base Premium
29¢
Quick Service Resturant (Tier 4) Base Premium
1.000 % + 8¢
Petroleum (Tier 4) Base Premium
0.800 % + 15¢
Small Ticket Premium
1.000 % + 8¢
Pinless Bill Payment Utility Premium
64¢
Pinless Bill Payment (Tier 3) Premium (Telecomm)
0.650 % + 13¢
Pinless Bill Payment (other) Premium
0.650 % + 14¢
Internet Pin Premium
1.300 % + 25¢
Accel Assurance
All Other Merchants (Tier 4) Super Premium
0.800 % + 14¢
Grocery/Supermarkets & Wholesale Clubs (Tier 4) Super Premium
29¢
Quick Service Restaurant (Tier 4) Super Premium
1.000 % + 6¢
Petroleum (Tier 4) Super Premium
0.800 % + 15¢
Small Ticket Super Premium
1.000 % + 6¢
Internet Pin Super Premium
1.000 % + 15¢
Pinless Bill Payment Utility Super Premium
64¢
Pinless Bill Payment (Tier 3) Super Premium
0.650 % + 12¢
Pinless Bill Payment (other) Super Premium
0.650 % + 12¢
Accel | Assessments and Network Fees
Switch Fee
4¢
Acculynk Service Fee
0.150 % + 6¢
Acculyk Elan Service Fee
3¢
Accel Network Participation Fee (Accessed yearly in October)
$12/year
AFFN PIN-Debit Interchange Rates.
Card-Type
Interchange Rate
AFFN Category (CDT 56)
Major Merchants
0.600 % + 10¢
General Merchants
0.750 % + 12¢
SuperMarket's
23¢
Quick Service
1.150 % + 20¢
Small Ticket Base
1.200 % + 20¢
Petroleum
0.600 % + 10¢
Pin Debit - Debit Reg
0.050 % + 21¢
Pin Debit - Debit Reg w/ FA
0.050 % + 22¢
Supermarket Debit Reg
22¢
Pinless Bill Pay
0.650 % + 13¢
Pinless Bill Pay Other
0.650 % + 13¢
Pinless Bill Pay Telecom
0.450 % + 5¢
Pinless Bill Pay Medical
0.750 % + 2¢
Pinless Bill Pay return
12¢
Internet Pin
0.600 % + 10¢
Internet Pin Regulated
0.050 % + 21¢
Internet Pin Regulated w/ FA
0.050 % + 22¢
AFFN | Assessments and Network Fees
Switch Fee
3.5¢
Acculynk Service Fee
0.150 % + 6¢
Acculyk Elan Service Fee
3¢
ATH PIN-Debit Interchange Rates.
Card-Type
Interchange Rate
ATH Category (CDT 47)
All Merchants
0.900 %
Grocery/Supermarkets
0.500 %
Petroleum
0.650 %
Financial Services < $6.66
6¢
Financial Services
0.900 %
Pin Debit - Debit Reg
0.050 % + 21¢
Pin Debit - Debit Reg w/ FA
0.050 % + 22¢
Pin Debit–Small Ticket Debit Reg
0.950 %
Pin DB Small Ticket Deb Reg W/FA
0.950 % + 10¢
Internet Pin
1.500 % + 10¢
Internet Pin Regulated
0.600 % + 21¢
Internet Pin Regulated w/ FA
0.600 % + 22¢
ATH | Assessments and Network Fees
Switch Fee
6¢
Acculynk International Service Fee
0.300 % + 15¢
CU-24 PIN-Debit Interchange Rates.
Card-Type
Interchange Rate
CU-24 Category (CDT 63)
Standard Merchant Base
0.750 % + 16.5¢
SuperMarket Base
27.5¢
Petroleum Base
0.800 % + 13¢
QSR
1.250 % + 6¢
Pin Debit - Debit Reg
0.050 % + 21¢
Pin Debit - Debit Reg w/ FA
0.050 % + 22¢
Pinless Bill Pay
0.650 % + 13¢
Internet Pin
0.750 % + 16.5¢
Internet Pin Regulated
0.050 % + 21¢
Internet Pin Regulated w/ FA
0.050 % + 22¢
CU-24 | Assessments and Network Fees
Switch Fee
3¢
Acculynk Service Fee
0.150 % + 6¢
Acculyk Elan Service Fee
3¢
Interac PIN-Debit Interchange Rates.
Card-Type
Interchange Rate
Interac Category (CDT 49)
Standard Merchant Base
0¢
Interac Flash Category (CDT 59)
Standard Merchant Base
3.5¢
Quick Service Resturant
2¢
Interac | Assessments and Network Fees
Switch Fee
0.90¢
Interlink PIN-Debit Interchange Rates.
Card-Type
Interchange Rate
Interlink Category (CDT 42)
Interlink Standard Base
0.800 % + 15¢
Interlink Supermarket Base
30¢
Interlink Fuel
0.800 % + 15¢
Interlink Business
1.700 % + 10¢
Pin Debit T&E
1.190 % + 10¢
Interlink International
1.100 %
Interlink Small-Ticket
1.550 % + 4¢
Pin Debit - Debit Reg
0.050 % + 21¢
Pin Debit - Debit Reg w/ FA
0.050 % + 22¢
Interlink Pre-paid Standard
1.150 % + 15¢
Interlink Pre-paid Supermarket
1.150 % + 15¢
Interlink Pre-paid Fuel
1.150 % + 15¢
Interlink Pre-paild Commercial
2.150 % + 10¢
Interlink Pre-Paid T&E
1.150 % + 15¢
Interlink Pre-paid Small Ticket
1.600 % + 5¢
Interlink | Assessments and Network Fees
Switch Fee
3.5¢
Switch Fee
0.080 % + 2.25¢
INTERLINK ISA FEE
0.800 %
INTERLINK ISA ISSUER CURR FEE
1.200 %
INTERLINK INTL ACQUIRER FEE
0.450 %
INTERLINK INTL ACQ FEE HIGH RISK
0.900 %
Maestro PIN-Debit Interchange Rates.
Card-Type
Interchange Rate
Maestro Category (CDT 44)
General Tier Base
0.900 % + 15¢
Supermarket Tier Base
1.050 % + 15¢
Convenience Tier Base
0.750 % + 17¢
Pin Debit - Debit Reg
0.050 % + 21¢
Pin Debit - Debit Reg w/ FA
0.050 % + 22¢
Internet Pin
0.900 % + 15¢
Internet Pin Regulated
0.050 % + 21¢
Internet Pin Regulated w/ FA
0.050 % + 22¢
Maestro | Assessments and Network Fees
Switch Fee
2.5¢
Acculynk Service Fee
0.150 % + 6¢
Acculyk Elan Service Fee
3¢
MAESTRO INTL CROSS BORDER FEE
0.600 %
MAESTRO CROSS BORDER- ISSUER CURR
1.000 %
NETS PIN-Debit Interchange Rates.
Card-Type
Interchange Rate
NETS Category (CDT 57)
Standard Retail
0.800 % + 15¢
SuperMarket
30¢
Quick Service Resturant (QSR)
1.550 % + 4¢
Petroleum
0.800 % + 15¢
Pin Debit - Debit Reg
0.050 % + 21¢
Pin Debit - Debit Reg w/ FA
0.050 % + 22¢
Internet Pin
0.850 % + 13¢
Internet Pin Regulated
0.050 % + 21¢
Internet Pin Regulated w/ FA
0.050 % + 22¢
NETS | Assessments and Network Fees
Switch Fee
4¢
Acculynk Service Fee
0.150 % + 6¢
Acculyk Elan Service Fee
3¢
NYCE PIN-Debit Interchange Rates.
Card-Type
Interchange Rate
NYCE Category (CDT 68)
Qualified POS Tier 3* Base
0.750 % + 12¢
Supermarket Tier 3* Base
24¢
QSR
1.300 % + 3¢
Petroleum Tier 3 Base (Aug 09)
0.700 % + 12¢
Pin Debit - Debit Reg
0.050 % + 21¢
Pin Debit - Debit Reg w/ FA
0.050 % + 22¢
Pin Debit–Small Ticket Debit Reg
1.000 % + 25¢
Pin DB Small Ticket Deb Reg W/FA
1.000 % + 25¢
Debit Bill Pay (Tier A)
60¢
Debit Bill Pay (Tier B)
0.650 % + 15¢
Debit Bill Pay (Tier C)
0.750 % + 10¢
Debit Bill Pay (Tier D)
1.350 % + 10¢
Debit Bill Pay (Tier E)
1.000 %
Debit Bill Pay (Tier F)
0.550 % + 10¢
Debit Bill Pay (Tier G)
0.900 % + 5¢
Internet Pin
0.900 % + 10¢
Internet Pin Regulated
0.050 % + 21¢
Internet Pin Regulated w/ FA
0.050 % + 22¢
Premium Interchange
Qualified POS Tier 3* Base Premium
0.800 % + 13¢
Supermarket Tier 3* Base Premium
29¢
QSR Premium
1.300 % + 3¢
Petroleum Tier 3 Base Premium
0.750 % + 15¢
Debit Bill Pay (Tier A) Premium
600¢
Debit Bill Pay ( Tier B) Premium
0.600 % + 20¢
Debit Bill Pay (Tier C) Premium
0.750 % + 20¢
Debit Bill Pay (Tier D) Premium
1.350 % + 20¢
Debit Bill Pay (Tier E) Premium
1.000 % + 10¢
Debit Bill Pay (Tier F) Premium
0.550 % + 10¢
Debit Bill Pay (Tier G) Premium
1.300 % + 10¢
Internet Pin Premium
0.800 % + 13¢
NYCE | Assessments and Network Fees
Switch Fee
4.25¢
NYCE Assessment Fee
0.5¢
Acculynk Service Fee
0.150 % + 6¢
Acculyk Elan Service Fee
3¢
NCYE Network Participation Fee (Accessed yearly in March)
$14/year
Pulse PIN-Debit Interchange Rates.
Card-Type
Interchange Rate
Pulse Category (CDT 60)
General Retail **** Base
0.800 % + 15¢
Supermarket Base
30¢
Small Ticket Base
1.550 % + 4¢
Petroleum Base
0.800 % + 15¢
Pin Debit - Debit Reg
0.050 % + 21¢
Pin Debit - Debit Reg w/ FA
0.050 % + 22¢
Pinless Bill Pay, Utility
60¢
Pinless Bill Pay Other
1.590 % + 12¢
Pinless Bill Pay Telecom
0.650 % + 13¢
Internet Pin ¥
1.200 % + 15¢
Internet Pin Regulated ¥
0.050 % + 21¢
Internet Pin Regulated w/ FA ¥
0.050 % + 22¢
Pulse Pay Limited (Pre-Paid)
General Retail Prepaid Base
1.150 % + 15¢
Supermarket Prepaid Base
1.150 % + 15¢
Petroleum Prepaid Base
1.150 % + 15¢
Small Ticket Prepaid Base
1.600 % + 5¢
Pulse | Assessments and Network Fees
Switch Fee
7.5¢
POS Network Security Fee
0.5¢
Internet Pin
0.120 %
Acculynk Service Fee
0.150 % + 6¢
Acculyk Elan Service Fee
3¢
Pulse Network Participation (Accessed yearly in May)
$12/year
Shazam PIN-Debit Interchange Rates.
Card-Type
Interchange Rate
Shazam Category (CDT 71)
General Retail (Tier 3)
0.850 % + 15¢
Grocery & Wholesale (Tier 5)
0.900 % + 16¢
Quick Service Resturants
0.800 % + 13¢
Petroleum (Tier 3)
0.800 % + 14¢
Business Debit Card Present
1.700 % + 9¢
Pin Debit - Debit Reg
0.050 % + 21¢
Pin Debit - Debit Reg w/ FA
0.050 % + 22¢
Internet Pin
1.150 % + 15¢
Internet Pin Regulated
0.050 % + 21¢
Internet Pin Regulated w/ FA
0.050 % + 22¢
Shazam | Assessments and Network Fees
Switch Fee
6¢
Acculynk Service Fee
0.150 % + 6¢
Acculyk Elan Service Fee
3¢
Star PIN-Debit Interchange Rates.
Card-Type
Interchange Rate
Star Category (CDT 61)
General Tier 3*** Base
0.900 % + 19.5¢
Supermarket Tier 3*** Base
0.600 % + 22¢
QSR Tier 3*** Base
1.150 % + 8¢
Petroleum Tier 3*** Base
0.850 % + 17¢
Small Ticket
1.550 % + 4¢
Small Ticket > $10
0.800 % + 18.5¢
Medical Retailers
0.800 % + 15¢
Medical Retailers > $15
0.800 % + 15¢
Pin Debit - Debit Reg
0.050 % + 21¢
Pin Debit - Debit Reg w/ FA
0.050 % + 22¢
Pin Debit Credit Voucher
5.75¢
Bill Pay
52¢
Bill Pay Emerging Mkt
0.550 % + 8¢
Internet Pin
0.900 % + 19.5¢
Internet Pin Regulated
0.050 % + 21¢
Internet Pin Regulated w/ FA
0.050 % + 22¢
Prepaid Healthcare
1.100 % + 14¢
Star Preferred
Pin DB Retail Premium
0.900 % + 25¢
Pin DB Supermarket Premium
0.600 % + 25¢
Pin DB QSR Premium
1.150 % + 10.5¢
Pin DB Petroleum Premium
0.850 % + 20.5¢
Pin DB Small Ticket Premium
1.550 % + 4¢
Pin DB Small Ticket Merch Prem > $10
0.800 % + 26¢
PIN DB Medical Premium Sml Tkt
0.800 % + 15¢
Pin DB Medical Premium
0.800 % + 15¢
Pin DB Bill Pay Premium
54¢
Pin DB Bill Pay Emerging Premium
0.550 % + 15.5¢
Internet Pin Premium
0.900 % + 25¢
Star | Assessments and Network Fees
Switch Fee
3.25¢
Acculynk Service Fee
0.150 % + 6¢
Acculyk Elan Service Fee
3¢
Star Administrative Fee
1¢
Star Network Participation Fee (Accessed yearly in September)
$12/year
UnionPay PIN-Debit Interchange Rates.
Card-Type
Interchange Rate
UnionPay Category (CDT 50)
Pin Debit - Debit Reg w/ FA
0.050 % + 22¢
Standard Merchant Base
0.530 %
Internet PIN
1.400 %
UnionPay | Assessments and Network Fees
Switch Fee
0¢
Acculynk International Service Fee
0.300 % + 15¢
Better Pricing, Lower Rates.
$
First 6 Months Are On Us!
20
/monthly
First 6 Months Are On Us!
We want to help small businesses get back on their feet, so we're waiving our $20 monthly fee for your first 6 months - no questions asked. You get full access to all of our tools, as well as our great low processing rates.
Average PIN-Debit Rate
0.91% + 8¢
You Deserve Better Payments.
Lower Rates. Better Tools. Amazing Service.
- Easily Sign Up in Minutes
- No Hidden Fees or PCI fees
- Interchange Plus Pricing
- No Contracts or Commitments
- Deposits in 1-2 Business Days
- Friendly Service via Telephone or Email