Accept payments on your computer.

Process credit cards and ACH payments online without any hardware.

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What is a Virtual Terminal?

Do you need to manually key in credit card or banking information to process a sale? The Helcim Virtual Terminal allows you to process transactions either over the phone with your customers or by pulling up their stored payment details.

You can process payments online using your computer.

Accept a payment with the Helcim Virtual Terminal

  1. Pull up existing customer or invoice details (or enter card info manually)
  2. Enter the transaction amount
  3. Select payment method (Credit Card / ACH Payment)
  4. Process transaction

Save time with virtual payments.

The Helcim Virtual Terminal works for your business. Effortlessly pull up stored customers payment information to charge them right from your computer.

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  • Access and use the Virtual Terminal on any internet-connected device.

  • The Virtual Terminal is a great back-up to avoid any interruptions to your sales.

  • Process both credit card payment and ACH bank transfers remotely in just a few clicks.

  • Conveniently attach customer or invoice details to your payments.

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We are all about Transparency.

Just like you, we don't like being lied to. Our pricing reflects the way we simply think business should be done in the world, with honesty and transparency.

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No contracts. No monthly fees. No hidden charges. No Kidding.

Lower your fees with Helcim ACH Payments.

From within the Helcim Virtual Terminal, you can accept direct ACH bank transfers from your vendors, clients, and other businesses. The funds will be sent directly between bank accounts, often resulting in lower processing fees than credit card transactions.

Learn more about Helcim ACH Payments
  • No contracts
  • No hidden charges
  • No monthly fees

 + 25 ¢

Peace of mind shouldn't cost extra.

We ensure the security of your transactions and keep your card information safe from legal exposure or risk of breaches with advanced tools such as data encryption, tokenization, and more.

  • PCI compliant
    (without added fees)

    PCI Data Security Standards with no added fees for data encryption, tokenization & key management.

  • Built-in secure credit card vault

    Protect your customers' card information and store it securely in our credit card vault.

  • Protect with Helcim Fraud Defender

    Take advantage of Helcim Fraud Defender and avoid costly fraudulent transactions.

We're building the world's most loved payments company.

  • "Absolutely love everything about them! I've recommended Helcim to all of my customers who run credit cards, definitely one of the best companies to go through!!"

    - High Voltage Action Sports

  • "I never thought I could love a credit card processing company. But they have a loyal customer here at Thrive With Wellness!"

    - Kyla Phillips

  • "Very happy with everyone I've dealt with at Helcim. Love their positive can-do attitude. "

    - Danny Mancini

  • "As a small business owner I absolutely love Helcim!"

    - Dr. Shea Miller


  • Do I need to buy POS hardware to access the Virtual Terminal?

    No, that's the beauty of a Virtual Terminal! All you need to access this browser-based tool is a Helcim account and any device with an internet connection. Use your desktop computer, laptop, tablet, smartphones or other mobile devices to accept payments. With no monthly fees, and no hidden chargers, it is that easy to use Helcim's Virtual Terminal for your payment processing needs.

  • What kind of transactions can the Virtual Terminal process?

    A Virtual Terminal is used to process any remote credit or debit card payments. You can process a dollar amount (USD/CAD) or attach a Helcim invoice. You can also process bank transfers from ACH or EFT with a customer's banking information.

  • How can I charge my customer on the Virtual Terminal?

    You can either manually enter your customers' credit card or banking information or pull up an existing customer or unpaid invoice to process the payment.

  • Do I need a merchant account to use my Virtual Terminal?

    Yes. When you sign up for a merchant account with Helcim you will be granted a merchant ID. From here, you can get started with the Virtual Terminal and accept payments right away.

  • How will my customers know they've been charged when I use the Virtual Terminal?

    Helcim's Virtual Terminal works for you and your business. You can turn on automatic notifications so your clients and customers will receive a payment verification in their email.

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Start accepting payments today.

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We're always
here to help.

New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.

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  • Experts you can trust
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