Xero for keyed and in-person payments
Accept in-person and keyed payments directly from your Xero App.
About Extension
Xero is a popular cloud-based accounting platform that helps small businesses manage invoicing, customers, and financial reconciliation. The Helcim Payment Extension enables businesses to accept card-present and manually keyed credit card payments from within Xero via a Chrome extension, allowing staff to take payments in real time while keeping accounting processes unchanged. Transactions are processed through Helcim and available in the Helcim dashboard for reporting and deposits, while invoices and contacts continue to be managed in Xero.
Features
Accept in-person payments
Helcim allows Xero users to take in-person card payments using Helcim’s card readers—something Xero's own payment tools do not support.
Lower your processing fees
Reduce your cost per transaction by using Helcim’s transparent interchange-plus pricing instead of Xero's built-in payment processor. You also have the ability to pass on your processing fees for card-present transactions effectively removing the processing fees for the payments.
Smoother reconciliation
All Helcim transactions—online and in-person—sync to your Helcim dashboard for simple tracking and clearer reporting.
How it works with Helcim
The Helcim Payment Extension allows payments to be processed through Helcim while Xero continues to manage invoices, contacts, and accounting records. Payments are initiated inside Xero using a Chrome extension and are recorded in the Helcim dashboard for reporting and deposits. This extension supports card-present and manually keyed credit card payments only and does not support ACH payments, Auto-Collect, or online invoice payment links. Refunds or payment adjustments made outside Xero may require manual updates. Invoice currency must match your Helcim account currency.
Note: If you are using the Xero direct invoice integration alongside the Payment Extension, invoices may appear duplicated in your Helcim account. This does not affect your Xero records, where invoices remain accurate and are not duplicated.
Requirements
Setup
Sign up with Helcim
Create a free Helcim account to access your payment tools and API configuration.
Install the Helcim Payment Extension
Install the Helcim Payment Extension to your browser from the Chrome Store.
Connect your active Helcim account
Grab your Helcim API credentials (you can find this under Integrations > API Access Configurations > New API Access) and copy-paste it on your Payment Extensions tab in Xero.
Connect your Helcim hardware (optional)
If you have a Card Reader or Smart Terminal, you can pair it by copy-pasting your 4-digit device code onto your Payment Extensions tab in Xero.
Frequently asked questions
Can Helcim Payment Extension reduce Xero payment processing fees?
Yes — Helcim’s interchange-plus pricing is often much cheaper than Xero’s built-in payment fees.
Can you accept in-person payments on Xero?
Yes — when you integrate Helcim with Xero using the Payment Extension.
What are the advantages of Helcim Payment Extension on Xero?
You get lower fees, ability to process card-present transactions, faster workflows, and reduced manual reconciliation across your invoices.
Is the Helcim Payment Extension an alternative to Xero's payment processing?
Yes, the extension replaces Xero's built-in payment processor so you can save on costs.