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Better Pricing,
Lower Rates.


First Month Is On Us!



First Month Is On Us!

We want to help small businesses get back on their feet, so we're waiving our $20 monthly fee for your first month - no questions asked. You get full access to all of our tools, as well as our great low processing rates.

  • No Contracts
  • Volume Discounts
  • Deposits in 1-2 Business Days
  • Auto-Pause Billing

It’s About the Fees You’re Not Paying.

  • $0 Setup Fees
  • $0 PCI & Non-Compliance
  • $0 Cancellation Fees
  • $0 Bank Deposit Fees
  • $0 Quarterly Fees
  • $0 Customer Service Fees
Chargeback Fees are
$0 or $15

Helcim will reimburse you the chargeback fee if you win the dispute.

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The More You Process, the More You Save.

We offer volume-based processing discounts that automatically update based on your three-month processing average.

Helcim's Payment Margin
Monthly Credit Card Volume In-Person Payments Keyed & Online
$0 - $25,000 per month 0.30% + 8c 0.50% + 25¢  
$25,001 - 50,000 per month 0.25% + 7¢ 0.45% + 20¢  
$50,001 - 100,000 per month 0.20% + 7¢ 0.40% + 20¢  
$100,001 - 250,000 per month 0.18% + 6¢ 0.35% + 15¢  
$250,001 - 1,000,000 per month 0.15% + 6¢ 0.30% + 15¢  
$1,000,001 - 5,000,000 per month 0.12% + 5¢ 0.25% + 10¢  
$5,000,001+ per month 0.10% + 5¢ 0.20% + 10¢  

Auto-Pause Billing.

Your monthly fee is automatically waived if you don’t process a payment that month. Whether you run a seasonal business or you’re just getting started, you don’t have to worry about paying for a service you’re not using. You can continue to access and use your account, and your monthly fee will resume when you begin accepting payments again.

First Month Is On Us!

We want to help small businesses get back on their feet, so we're waiving our $20 monthly fee for your first month - no questions asked. You get full access to all of our tools, as well as our great low processing rates.

Auto-Pause Billing
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Lower Rates with Interchange Plus Pricing

Discover Why Interchange Plus Pricing is Better.

Lower Rates

Widely regarded as the industry's most affordable billing practice, your transaction fees are adjusted to reflect the interchange rate for each transaction.

Complete Transparency

Always know exactly what you're being charged for. We tell you our margin and how different transaction types and cards affect the interchange fee.

Automatic Volume Discounts

No need to call and renegotiate rates. As you process more, Helcim automatically lowers your processing rates based on your three-month volume average.

Explore Interchange Plus Pricing

All Backed by Amazing Customer Service.

It is easy to get in touch with us when you need to. Our friendly in-house team sets us apart with their knowledge and compassion. We’re always ready to answer your questions and address any issues that may arise.

Get in touch anytime!
Helcim Customer Service
  • Unicef
  • Michelin
  • Mavi
  • Techvibes
  • YMCA
  • Got Junk?


Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor, with hidden fees, contracts, and terrible service. We’ve built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you’ve been looking for.

Have more questions? Email or give us a call. Our in-house team of Helcim Gurus is here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

$20/month. Your Helcim account allows you to process both in-person and online payments, and you get full access to all of our merchant tools. You also benefit from our auto-pause billing, meaning that your monthly fee is automatically waived if you don’t process a payment that month.

You can visit our pricing page for complete details.

For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

To calculate your rates for in-person and online transactions, you can visit our pricing page.

Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.

You can view our complete volume discounts on our pricing page.

No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together, and deposited to your bank account net of processing fees.

The Helcim Shop is built right into your account dashboard, and is accessible immediately after signing up. You can order card readers, stands, printers and more directly from there.

Shipping is free and takes 2-3 business days via FedEx or UPS ground. Any equipment purchases are charged to your bank account on file. We do not currently offer rentals nor payment plans.

No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

Once you create your Helcim account, you can begin using it right away! Get started here.

You Deserve Better Payments.

Lower Rates. Better Tools. Amazing Service.

  • Easily Sign Up in Minutes
  • No Hidden Fees or PCI fees
  • Interchange Plus Pricing
  • No Contracts or Commitments
  • Deposits in 1-2 Business Days
  • Friendly Service via Telephone or Email