Helcim
Shopify
Helcim uses an interchange-plus pricing model that passes the true transaction fees charged by banks and payment networks to merchants. These true fees vary every transaction. Average fees are based on common credit cards, excluding American Express, and an average transaction amount of $300.
Helcim
Shopify
Pricing model
Interchange-plus pricing
Flat-rate pricing
Monthly costs
$0
Basic - Advanced: $39-$399/month
Plus (3-year term): $2300/month
POS Pro (per location): $89/month
In-person payment processing fees
1.83% + 8¢ average*
Basic: 2.6% + 10¢
Grow: 2.5% + 10¢
Advanced: 2.4% + 10¢
Online payment processing fees
2.27% + 25¢ average*
Basic: 2.9% + 30¢
Grow: 2.7% + 30¢
Advanced: 2.5% + 30¢
ACH processing fees
0.5% + 25¢ for transaction below $25,000 (fees capped at $6)
Available through third-party integration (rates vary)
Volume Discounts
Up to 70% discount
Invoice Management
POS Solution
Recurring Payments
Virtual Terminal
Inventory Management
API Solution
Hosted Payments Pages
POS Hardware costs
Helcim Card Reader
Helcim Smart Terminal
Shopify Tap & Chip Card Reader: $49
Shopify Tap & Chip Card Reader with Dock: $89
Shopify POS Terminal: $349
Shopify POS Terminal Countertop Kit: $459
Shopify Tap & Chip Countertop Kit: $219
Chargeback fees
Additional fees and charges
Extra 0.4% per transaction when using Recurring Payments
Extra 10¢ per transaction when using Tap to Pay on iPhone
Extra transaction fees from 0.6% to 2% for merchants who process with 3rd-party payment roviders
PCI compliance fees
Helcim uses an interchange-plus pricing model that passes the true transaction fees charged by banks and payment networks to merchants. These true fees vary every transaction. Average fees are based on common credit cards, excluding American Express, and an average transaction amount of $300.
In-person
Keyed & Online
Estimated savings at $40,000 Monthly Volume
Helcim's displayed fees are average estimates based on commonly used credit cards and exclude American Express. Helcim’s interchange-plus pricing passes through the actual interchange and network fees charged by issuing banks and card networks. Since these underlying fees can vary by transaction, Helcim processing fees vary.
Does it feel too good to be true?
Learn why Helcim can offer lower rates compared to Square. Explore Helcim Interchange Plus pricing now.
With Helcim, businesses can accept credit and debit card payments at lower fees, access essential payment tools and features, and integrate payments with their software, all without monthly fees.
Helcim uses interchange-plus pricing with automatic volume discounts, which can be cheaper than Shopify Payments’ flat-rate pricing for businesses with higher transaction volume.
Helcim does not charge monthly subscription fees, while Shopify Payments is tied to Shopify’s platform plans.
Helcim supports in-person, online, invoicing, and phone payments across many business types and industries such as Professional Services, Contractors, Healthcare, etc., not just Shopify stores and eCommerce.
Helcim's features for eCommerce such as shipping, ordering and label are limited compared to Shopify
Helcim currently supports merchants based in Canada and the United States, while Shopify is available in more countries.
Shopify Payments is built directly into Shopify’s eCommerce platform, making it easy for merchants to manage their Shopify eCommerce store, payments, orders, shipments and checkout in one place.
Shopify has a large app marketplace that supports marketing, fulfillment, loyalty programs, and advanced eCommerce store customization.
Shopify Payments uses flat-rate pricing, which can be more expensive than interchange-plus processors like Helcim, especially at higher volumes.
Merchants who wish to use third-party payment processors have to 0.6% to 2% extra for each transaction.
Shopify Payments is primarily designed for Shopify stores and eCommerce, so it may not be ideal for other types of businesses such as Professional Services, Contractors, Healthcare, etc.
Save even more on payment processing fees.
Instead of finding ways to increase fees like others, we provide features that help you save even more on top of our already low payment processing fees
Free credit card processing
Helcim Fee Saver lets you pass the credit card processing fees to your customers when they choose to pay by credit card instead of cheaper options like debit cards, ACH, check, or cash.
Integrate with your existing software
Helcim Payment Extension lets you integrate Helcim into your business software to save on payment processing fees without leaving your software. No code, no API and no third-party connection needed.
Get even lower rates with Level 2 and Level 3 processing
Helcim automatically retrieves and optimizes the data needed to qualify for Level 2-3 Interchange rates. This could reduce your credit card processing fees to as low as 1.45%, including Helcim’s optimization fee.
Free credit card processing
Helcim Fee Saver lets you pass the credit card processing fees to your customers when they choose to pay by credit card instead of cheaper options like debit cards, ACH, check, or cash.
Integrate with your existing software
Helcim Payment Extension lets you integrate Helcim into your business software to save on payment processing fees without leaving your software. No code, no API and no third-party connection needed.
Get even lower rates with Level 2 and Level 3 processing
Helcim automatically retrieves and optimizes the data needed to qualify for Level 2-3 Interchange rates. This could reduce your credit card processing fees to as low as 1.45%, including Helcim’s optimization fee.
Payment hardware that
matches how you do business.
Helcim provides versatile hardware solutions to meet the unique needs of your business, whether you’re running a store, clinic, or even providing services on-site.
Discover why
businesses love Helcim.
See why businesses save time and money with Helcim. Enjoy free, low payment processing rates, with no hidden fees and no monthly contracts.
Frequently asked questions.
Start accepting payments today.
Create your free Helcim account instantly with no paperwork or commitments.