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Never overpay on merchant fees again.

Compare your rates against Helcim today.

Upload your statement
Upload your statement

Upload a recent statement from your current provider, and we'll compare it to our rates.

Use the comparison tool
Use the comparison tool

Prefer DIY? Use our online comparison tool to check your rates and calculate your savings.

Rate comparison calculator

Have your monthly statement handy to help you fill out the sections.

Your current payment provider and costs

Select your current provider and enter the amount of fees you typically pay per month. If you're unsure, leave it blank and we'll estimate your savings using Market Flat-Rates.

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What type of transactions do you accept?

In-person payments are made via Chip, PIN, Swipe, and Tap. Online payments are made digitally through methods like recurring payments, online invoices, online stores, or virtual terminals.

How much did you process last month?

Monthly Amount

# of transactions

PIN-Debit
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What types of cards do you process?

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Calculate your savings

Complete the steps and we'll show you how much you could save by switching to Helcim.

Upload a recent statement

We'll prepare a comparison based on your current rates and fees.

Sending us a processing statement

Most processors provide a 3-8 page statement of your processing activity. Upload yours and we'll use it to build a detailed savings comparison.

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Click to upload or drag and drop it here.
  • Logo CNN

    Best for Cheap

    Payment Processing, 2023

  • Logo Forbes

    Best for High-Volume

    Sellers, 2025

  • Logo Nerdwallet

    Best for Overall

    Payment Processor, 2024

  • Logo USA Today

    Best for Small

    Business, 2023

  • Logo Fit small business

    Best and Cheapest for

    Growing Businesses, 2024

  • Logo CNBC

    Best for Custom

    Rates, 2025

You saw savings, now what?

Compare rates

Compare or upload your statement, and we’ll show you the savings.

Sign up with Helcim

Complete our quick sign up and get started.

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Start saving

Enjoy lower rates, powerful features like free credit card processing, and great customer service.

Stuck with your provider? We got you covered.

We made it easier for you to transition to Helcim and if you have cancellation costs or equipment costs, we'll waive up to $500 of your processing fees.

Don’t see your provider listed? Contact us for personalized assistance, and we’ll help you with any administrative paperwork required to cancel your existing contract.

Discover our deception-free pricing
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Why Helcim?

You can have it all with Helcim– amazing low rates, powerful payment tools, and excellent customer service.

All that with no contracts and no hidden fees. No more compromise!

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  • One-stop for anything payments

    Access powerful tools for in-person and online payments in one free account—no contracts and no hidden fees.

  • Accept all the ways to get paid

    Credit card, ACH payments, or mobile wallet. With Helcim you don’t have to choose. Accept various payment methods at the lowest rate possible.

  • Savings like no other

    Get 25% average savings on merchant rates, automatic volume discounts, plus free processing with Fee Saver. No fuss, just savings.

  • Real human support

    No bots here. You’ll talk to a real human who knows the ins and outs of the platform.

Save like they do.

Join our merchants from various industries who have saved an average of 25%* on fees with Helcim.

Zeno merchant saves with Helcim

Saved 22%

Zeno Renewables saves 22% in fees with Helcim invoicing.

Veterinary is taking care for a cat

Saved 33%

Dr. Wendy Vet Care cuts over 33% in processing fees with the Helcim App and Card Reader.

Jade is taking payment

Saved 36%

Jade and Dagger Tattoo saves 36% in fees with Helcim Smart Terminal and Invoicing.

Healthcare practices entrust their payments to Helcim

Saved 23%

City Facial Plastic benefits from a 23% reduction in fees with Helcim Invoicing

Check out how Helcim can save you on fees.

Curious how it works with an actual merchant statement comparison? Explore our videos below with some of the common payment providers in the market.

  • Helcim VS Clover

    Helcim & Clover

    A comparison on statements between Helcim and Clover

  • Helcim VS Moneris

    Helcim & Moneris

    A comparison on statements between Helcim and Moneris

  • Helcim VS Payment Depot

    Helcim & Payment Depot

    A comparison on statements between Helcim and Payment Depot

  • Helcim VS Quickbooks

    Helcim & QuickBooks

    A comparison on statements between Helcim and QuickBooks

  • Helcim VS Square

    Helcim & Square

    A comparison on statements between Helcim and Square

See more
  • Helcim VS Clover

    Helcim & Clover

    A comparison on statements between Helcim and Clover

  • Helcim VS Moneris

    Helcim & Moneris

    A comparison on statements between Helcim and Moneris

  • Helcim VS Payment Depot

    Helcim & Payment Depot

    A comparison on statements between Helcim and Payment Depot

  • Helcim VS QuickBooks

    Helcim & QuickBooks

    A comparison on statements between Helcim and QuickBooks

  • Helcim VS Square

    Helcim & Square

    A comparison on statements between Helcim and Square

FAQ.

  • What is a merchant statement analysis or statement comparison?

    A merchant statement comparison allows you to compare your current payment processor’s pricing structure with Helcim to identify potential savings on processing fees.

  • What are the benefits of running a statement comparison?

    Running a statement comparison helps you identify cost savings and understand your credit card processing fees better, allowing you to make informed decisions to reduce processing costs.

  • Is Helcim’s statement comparison tool free?

    Yes, Helcim's statement comparison tool is free of charge.

  • What happens after I upload my statement?

    After uploading your statement, Helcim’s team will analyze it and get back to you within 3-5 business days with a detailed comparison. During this time, you can also ask questions about rates, tools, and the steps to switch to Helcim.

  • What happens after I run my statement’s numbers?

    You will receive an email with a PDF of the Helcim equivalent of your statement, showing the processing costs and potential savings. This information helps you make more informed decisions about your current payment processing services and facilitates a seamless switch to Helcim.

  • How do Helcim’s rates compare to my current provider?

    Helcim offers a transparent and competitive interchange-plus pricing model. Unlike flat rates from many providers, which can be costly for high-volume businesses, Helcim's rates often lead to significant savings. Compare your current rates with Helcim for a detailed breakdown of potential savings, with no hidden fees.

  • How easy is it to switch to Helcim?

    Switching to Helcim is simple and supported by a dedicated team. The process involves signing up, setting up your account, and configuring Helcim’s tools to match your processes. Helcim provides a comprehensive support and Merchant Contract Buyout Program to ensure a smooth transition with minimal disruption to your business.

  • Is this tool secure and confidential?

    Yes, Helcim’s Statement Comparison tool is secure and confidential. However, we do recommend redacting sensitive information like SIN before uploading your statements.

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New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.

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