grid
grid

Helcim

Pricing model

Interchange-plus pricing

Monthly costs

$0

In-person payment processing fees

1.83% + 8¢ average*

Online payment processing fees

2.27% + 25¢ average*

ACH processing fees

0.5% + 25¢ for transaction below $25,000 (fees capped at $6)

Volume Discounts

Up to 70% discount

Invoice Management

POS Solution

Recurring Payments

Virtual Terminal

Inventory Management

API Solution

Hosted Payments Pages

POS Hardware costs

Helcim Card Reader

$199

Helcim Smart Terminal

$349

Chargeback fees

$15 (refunded if you win the dispute)

Additional fees and charges

Extra 0.4% per transaction when using Recurring Payments

Extra 10¢ per transaction when using Tap to Pay on iPhone

PCI compliance fees

$0

Helcim uses an interchange-plus pricing model that passes the true transaction fees charged by banks and payment networks to merchants. These true fees vary every transaction. Average fees are based on common credit cards, excluding American Express, and an average transaction amount of $300.

Image description

Helcim

Pricing model

Interchange-plus pricing

Monthly costs

$0

In-person payment processing fees

1.83% + 8¢ average*

Online payment processing fees

2.27% + 25¢ average*

ACH processing fees

0.5% + 25¢ for transaction below $25,000 (fees capped at $6)

Volume Discounts

Up to 70% discount

Invoice Management

POS Solution

Recurring Payments

Virtual Terminal

Inventory Management

API Solution

Hosted Payments Pages

POS Hardware costs

Helcim Card Reader

$199

Helcim Smart Terminal

$349

Chargeback fees

$15 (refunded if you win the dispute)

Additional fees and charges

Extra 0.4% per transaction when using Recurring Payments

Extra 10¢ per transaction when using Tap to Pay on iPhone

PCI compliance fees

$0

Helcim uses an interchange-plus pricing model that passes the true transaction fees charged by banks and payment networks to merchants. These true fees vary every transaction. Average fees are based on common credit cards, excluding American Express, and an average transaction amount of $300.

Background

Estimated savings at $40,000 Monthly Volume

Helcim’s displayed fees are estimated averages based on $40,000 in monthly processing volume and an average transaction size of $300. The average fees account for standard credit cards, but do not include American Express. Helcim’s interchange-plus pricing passes through the actual interchange and network fees charged by issuing banks and card networks. Since these underlying fees can vary by transaction, Helcim processing fees vary.

Does it feel too good to be true?

Video thumbnail
With Helcim, businesses can accept credit and debit card payments at lower fees, access essential payment tools and features, and integrate payments with their software, all without monthly fees.
Image description
Image description

Save even more on payment processing fees.

Instead of finding ways to increase fees like others, we provide features that help you save even more on top of our already low payment processing fees
Save with Free credit card processing

Free credit card processing

Helcim Fee Saver lets you pass the credit card  processing fees to your customers when they choose to pay by credit card instead of cheaper options like debit cards, ACH, check, or cash.

Save with existing software

Integrate with your existing software

Helcim Payment Extension lets you integrate Helcim into your business software to save on payment processing fees without leaving your software. No code, no API and no third-party connection needed.

Save with lower rates

Get even lower rates with Level 2 and Level 3 processing

Helcim automatically retrieves and optimizes the data needed to qualify for Level 2-3 Interchange rates. This could reduce your credit card processing fees to as low as 1.45%, including Helcim’s optimization fee.

Save with Free credit card processing

Free credit card processing

Helcim Fee Saver lets you pass the credit card  processing fees to your customers when they choose to pay by credit card instead of cheaper options like debit cards, ACH, check, or cash.

Save with existing software

Integrate with your existing software

Helcim Payment Extension lets you integrate Helcim into your business software to save on payment processing fees without leaving your software. No code, no API and no third-party connection needed.

Save with lower rates

Get even lower rates with Level 2 and Level 3 processing

Helcim automatically retrieves and optimizes the data needed to qualify for Level 2-3 Interchange rates. This could reduce your credit card processing fees to as low as 1.45%, including Helcim’s optimization fee.

Payment hardware that

matches how you do business.

Helcim provides versatile hardware solutions to meet the unique needs of your business, whether you’re running a store, clinic, or even providing services on-site.

Discover why

businesses love Helcim.

See why businesses save time and money with Helcim. Enjoy free, low payment processing rates, with no hidden fees and no monthly contracts.
Video thumbnail
Video thumbnail
Video thumbnail
Video thumbnail

Frequently asked questions.

Background

Start accepting payments today.

Create your free Helcim account instantly with no paperwork or commitments.