Find Your Credit Card Processing Rate

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0 ¢ /Transaction
Interchange +
0 % + 0 ¢
Average Transaction Rate
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  Retail / $15 per month Online / $35 per month
  Retail / $15 per month Online / $35 per month
  Helcim Merchant Services
Visa, MasterCard & Amex Merchant Account
In-Person Credit Card Processing (EMV/Swipe)  
Support for Credit & Debit Machines  
Mobile App & Point-of-Sale (iOS & Android)  
Online & Ecommerce Credit Card Processing  
Hosted Payment Pages, Payment APIs & Helcim.js  
  Helcim Commerce Platform
Unlimited Users with Access-Controls
Invoicing
Customer Relationship Manager (CRM)
Card Vault & Tokenization
Product Catalog & Inventory Management
Self-Service Customer Portal  
Hosted Online Store & SSL Certificate  
Recurring Payments & Subscriptions  
 
Retail $15/mth
Online $35/mth

Our Rate Guarantee

We guarantee that our Cost+ (%) margin will never increase for the life of your account. While we cannot guarantee the Visa and MasterCard Interchange, merchants can rest assured that our margin will remain the same. Just one of our commitments that helps build long-term relationships with our merchant, without the need for cancelation fees.

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Retail Equipment Options

Terminal Rental Rental Price (includes shipping)
Ingenico iCT220 Countertop Terminal $16/mth rental
Ingenico iCT250 Countertop Terminal $23/mth rental
Ingenico iWL220 Short-Range Wireless Terminal $36/mth rental
Ingenico iWL250 Long-Range Wireless Terminal $38/mth rental    *Requires Data-Plan
Terminal Purchase Price (includes shipping)
Ingenico iCT220 Countertop Terminal $329 per unit
Ingenico iCT250 Countertop Terminal $449 per unit
Ingenico iWL220 Short-Range Wireless Terminal $799 per unit
Ingenico iWL250 Long-Range Wireless Terminal $829 per unit    *Requires Data-Plan
Wireless Data  
SIM Card & Data Plan (Bell Network)    *Required for iWL250 $17/mth per unit
Terminal Replacement  
Rental Terminal Replacement $45 per exchange
Purchased Equipment Warranty 1-Year Replacement
Card-Reader Purchase  
Helcim Mobile Card-Reader (iOS & Android) $30 per unit
SRED USB Keypad and Reader $299 per unit

Additional Merchant Services

Service Price
Additional Location/Merchant ID $15/mth per merchant ID
Multi-Currency Processing (MCP) $25/mth per merchant ID
Level 3 Data Processing $25/mth per merchant ID
Interac Debit Network Processing  
Interac Flash Transaction (Tap & Pay) +3.5¢ per   ($0.035)
Interac Flash Transaction (Quick-Service Restaurant, Movie Theater, Convenience Stores, Vending) +2¢ per   ($0.02)
Interac Network Switch Fee +0.9¢ per   ($0.009)

Per Occurrence Fees

Description Fee Per Occurrence
Bank Account Change / Business Name Change / NSF $25
PCI Non-Compliance Fee (90-Day Grace Period) $20
Chargeback Fee $15

Volume-Based Cost+ Processing Discounts

Monthly Credit Card Volume Cost+ Margin
Retail Merchants  
$0  -  25,000   per month 0.25%  +  8¢
$25,001  -  50,000   per month 0.23%  +  7¢
$50,001  -  100,000   per month 0.21%  +  7¢
$100,001  -  250,000   per month 0.20%  +  6¢
$250,001  -  1,000,000   per month 0.18%  +  6¢
$1,000,001  -  5,000,000   per month 0.15%  +  5¢
$5,000,001 +   per month 0.10%  +  5¢
Online & Ecommerce  
$0  -  25,000   per month 0.45%  +  25¢
$25,001  -  50,000   per month 0.40%  +  20¢
$50,001  -  100,000   per month 0.35%  +  20¢
$100,001  -  250,000   per month 0.30%  +  15¢
$250,001  -  1,000,000   per month 0.25%  +  15¢
$1,000,001  -  5,000,000   per month 0.15%  +  10¢
$5,000,001 +   per month 0.10%  +  10¢
Charity Rates  
Charities   *Must be a registered charity with the Federal government. 0.10%  +  10¢