Find Your Credit Card Processing Rate

8 ¢ /Transaction
Interchange + 0.25%
1.90 % + 8 ¢
Average Transaction Rate
View Complete Rates
  Retail / $15 per month Online / $35 per month
  Retail / $15 per month Online / $35 per month
  Helcim Commerce
Unlimited Users & Access-Controls
Advanced Reporting Tools
  Payment Processing
Visa, MasterCard & Amex Merchant Account
In-Person Credit Card Processing (EMV/Swipe)  
Online & Ecommerce Credit Card Processing  
Virtual Terminal
Payment Gateway API  
Helcim.js  
Hosted Payment Pages  
  Mobile Apps & Point-of-Sale
Tablet & Phone - Point-of-Sale (iOS & Android)  
Unlimited Devices  
Product Catalog & Inventory Management
  Invoicing
Invoicing, PDF and Custom Emails
Tax Calculations
Online Invoicing Payments  
  Customer Management
Customer Relationship Manager (CRM)
Card Vault & Tokenization
Self-Service Customer Portal  
  Online Store
Hosted Online Store  
Domain Hosting & SSL Certificate  
3rd Party Shipping Integration  
Discount Codes  
  Subscription Management
Recurring Plans & Subscriptions  
Dunning Management  
Pro-Rated & Metered Billing  
  Security & Fraud Prevention
PCI Compliance Manager
Helcim Fraud Defender
PCI Level-1 Hosted Environment
Data Backups and Redundancy
 
Retail $15/mth
Online $35/mth

Our Rate Guarantee

We guarantee that our Cost+ (%) margin will never increase for the life of your account. While we cannot guarantee the Visa and MasterCard Interchange, merchants can rest assured that our margin will remain the same. Just one of our commitments that helps build long-term relationships with our merchant, without the need for cancelation fees.

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Retail Equipment Options

Terminal Rental Rental Price (includes shipping)
Ingenico iCT220 Countertop Terminal $16/mth rental
Ingenico iCT250 Countertop Terminal $23/mth rental
Ingenico iWL220 Short-Range Wireless Terminal $36/mth rental
Ingenico iWL250 Long-Range Wireless Terminal $38/mth rental    *Requires Data-Plan
Terminal Purchase Price (includes shipping)
Ingenico iCT220 Countertop Terminal $329 per unit
Ingenico iCT250 Countertop Terminal $449 per unit
Ingenico iWL220 Short-Range Wireless Terminal $799 per unit
Ingenico iWL250 Long-Range Wireless Terminal $829 per unit    *Requires Data-Plan
Wireless Data  
SIM Card & Data Plan (Bell Network)    *Required for iWL250 $17/mth per unit
Terminal Replacement  
Rental Terminal Replacement $45 per exchange
Purchased Equipment Warranty 1-Year Replacement
Card-Reader Purchase  
Helcim Mobile Card-Reader (iOS & Android) $30 per unit
SRED USB Keypad and Reader $299 per unit

Additional Merchant Services

Service Price
Additional Location/Merchant ID $15/mth per merchant ID
Multi-Currency Processing (MCP) $25/mth per merchant ID
Level 3 Data Processing $25/mth per merchant ID
Interac Debit Network Processing  
Interac Flash Transaction (Tap & Pay) +3.5¢ per
Interac Network Switch Fee +0.8¢ per

Per Occurrence Fees

Description Fee Per Occurrence
Bank Account Change / Business Name Change / NSF $25
PCI Non-Compliance Fee (90-Day Grace Period) $20
Chargeback Fee $15

Volume-Based Cost+ Processing Discounts

Monthly Credit Card Volume Cost+ Margin
Retail Merchants  
$0  -  25,000   per month 0.25%  +  8¢
$25,001  -  50,000   per month 0.23%  +  7¢
$50,001  -  100,000   per month 0.21%  +  7¢
$100,001  -  250,000   per month 0.20%  +  6¢
$250,001  -  1,000,000   per month 0.18%  +  6¢
$1,000,001  -  5,000,000   per month 0.15%  +  5¢
$5,000,001 +   per month 0.10%  +  5¢
Online & Ecommerce  
$0  -  25,000   per month 0.45%  +  25¢
$25,001  -  50,000   per month 0.40%  +  20¢
$50,001  -  100,000   per month 0.35%  +  20¢
$100,001  -  250,000   per month 0.30%  +  15¢
$250,001  -  1,000,000   per month 0.25%  +  15¢
$1,000,001  -  5,000,000   per month 0.15%  +  10¢
$5,000,001 +   per month 0.10%  +  10¢
Non-Profit Rates  
Charities   *Must be a registered charity with the Federal government. 0.10%  +  10¢