Helcim card vault.

Keep your business secure by storing credit cards in the card vault. You can quickly charge any card whenever you need to without the sensitive credit card information ever touching your system.

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Process payments faster

Helcim stores your customer's credit card and bank information for future use. You can quickly pull up payment information at your checkout to give customers a fast and convenient payment experience.

Bill your customers remotely

Your customer's payment information is securely stored in Helcim's database, so you can easily process a transaction remotely, add them to an invoice, or set them up on a recurring payment plan.

Minimize your risk

Helcim securely tokenizes credit card data, eliminating the need for you to store sensitive information, while still giving you access when you need. This not only reduces your risk but also ensures PCI compliance effortlessly and at no cost.

Fully integrated for easy payments.

The Helcim Card Vault is connected with all the payment features in your account, making it easier for you to accept payments. Save all of your customer's payment information in one database and access it from anywhere.

  • Use the Virtual Terminal

    Process transactions through the virtual terminal using the payment information you have stored in the card vault. Cards can be re-used anytime, and you don't have to worry about doing any data entry.

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  • Automate your recurring payments

    Add customers to recurring payment plans in only a few clicks by linking the recurring plan to their existing customer profile in your account.

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  • Pay invoices faster

    Apply customer credit card information to invoices from your Helcim account to quickly process payments. Customers can submit payments faster through their stored information instead of having to find and enter their credit card information.

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  • Charge any card using the developer API

    Your account includes a full payment gateway API. Integrate your website, shopping cart, billing system, or app seamlessly with Helcim's platform and accept payments using stored card vault information.

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  • Included for no additonal fees

    Access all the Helcim Card Vault features with your Helcim account with no added fees. Because keeping customer information safe and secure shouldn't cost extra.

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FAQ.

  • Why should I choose Helcim?

    Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor with hidden fees, contracts, and terrible service. We've built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you've been looking for.

    Have more questions? Email or give us a call. Our in-house team of Helcim Merchant Experience Specialists are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

  • Are there any contracts or hidden fees?

    No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

  • Who is Helcim for?

    If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

  • How long do funds take to be deposited?

    Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account, net of processing fees.

  • Is there a monthly fee?

    No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Helcim account allows you to process both in-person and online payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.

  • How long should I wait to get my payment hardware?

    When you order a Helcim card reader or a Helcim Smart terminal, we work hard to ensure it reaches you as quickly as possible. Typically, shipping may take 2 - 3 business days. However, please know that shipping may take up to 5 business days for some businesses for US locations and up to 7 business days for some Canadian locations.

  • How much are the processing rates?

    For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

    To calculate your rates for in-person and online transactions, you can visit our pricing page.

  • Do I need to change banks?

    No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

    Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

  • Do you offer volume discounts?

    Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.

    You can view our complete volume discounts on our pricing page.

  • How does signing up work?

    You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

    Once you create your Helcim account, you can begin using it right away! Get started here.

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It's time to feel good about your payments

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We're always
here to help.

New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.

  • Speak to a real person, fast
  • Experts you can trust
  • No commission = no pressure
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