Helcim Card Vault.

Keep your business secure by storing credit cards in the card vault. You can quickly charge any card whenever you need to without the sensitive credit card information ever touching your system.

Helcim Card Vault
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Process Payments Faster

Helcim stores your customer's credit card and bank information for future use. You can quickly pull up payment information at your checkout to give customers a fast and convenient payment experience.

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Bill Your Customers Remotely

Your customer's payment information is securely stored in Helcim's database, so you can easily process a transaction remotely, add them to an invoice, or set them up on a recurring payment plan.

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Minimize Your Risk

Helcim tokenizes sensitive credit card information so that it never touches your system, meaning we take the risk of storing credit card numbers off your hands while still allowing you to use the information whenever you need it. Better still, because Helcim stores your customer card information for you, being PCI compliant is simple and costs nothing.

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Fully Integrated for Easy Payments.

The Helcim Card Vault is connected with all the payment features in your account, making it easier for you to accept payments. Save all of your customer's payment information in one database and access it from anywhere.

  • Process transactions through the virtual terminal using the payment information you have stored in the card vault. Cards can be re-used anytime, and you don't have to worry about doing any data entry.

    Use the Virtual Terminal
  • Add customers to recurring payment plans in only a few clicks by linking the recurring plan to their existing customer profile in your account.

    Automate Your Recurring Payments
  • You can apply customer credit card information to invoices from within your Helcim account to quickly process payments. Customers can submit payments faster because they can use the payment information they have stored on file instead of having to find and enter their credit card information.

    Pay Invoices Faster
  • Your account includes a full payment gateway API. You can integrate your website, shopping cart, billing system, or app directly with Helcim's payment platform. Use the API to accept payments using information stored in your card vault.

    Charge Any Card Using the Developer API
  • Access all the Helcim Card Vault features with your Helcim account with no added fees. Because keeping customer information safe and secure shouldn't cost extra.

    Included for No Additional Fee


Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor with hidden fees, contracts, and terrible service. We've built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you've been looking for.

Have more questions? Email or give us a call. Our in-house support team is are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Helcim account allows you to process both in-person and online payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.

For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

To calculate your rates for in-person and online transactions, you can visit our pricing page.

Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.

You can view our complete volume discounts on our pricing page.

No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account net of processing fees.

The Helcim Shop is built right into your account dashboard, and is accessible immediately after signing up. You can order card readers, stands, printers and more directly from there.

Shipping is free and takes 2-3 business days via FedEx or UPS ground. Any equipment purchases are charged to your bank account on file. We do not currently offer rentals nor payment plans.

No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account.

Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

Once you create your Helcim account, you can begin using it right away! Get started here.

You Deserve Better Payments.

Lower Rates. Better Tools. Amazing Service.

  • Easily Sign Up in Minutes
  • No Hidden Fees or PCI fees
  • Interchange Plus Pricing
  • No Contracts or Commitments
  • Deposits in 1-2 Business Days
  • Friendly Service via Telephone or Email

Service with a :)

We're always willing to help.

New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.

  • Speak to a real person, fast
  • Experts you can trust
  • No commission = no pressure
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