Graduate to affordable payments.

Education meets innovation with Helcim's smart payment solutions. Say goodbye to complicated fee structures and hello to straightforward, simple payments.

Sign up for free today
Education illustration
Education illustration
Education illustration
Education illustration
Education illustration
Education illustration
Education illustration

Enroll with Helcim and save 25%.

With transparent pricing and no hidden fees, Helcim scores top marks in affordability. Educate your budget on better spending with payment solutions that don’t require a Ph.D. to understand.

Calculated from first-party data on the education industry compared to the average market flat rate.

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Our all-in-one payments solution.

Our credit card machine is not our only payment solution that’s smart. 

Smart Terminal

Standalone terminal with a touch screen and Helcim's Point-of-Sale built in.



Or 5 monthly payments of $82 CAD

Or 5 monthly payments of $68 US

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Payment hardware Smart Terminal


Send customizable client invoices from anywhere, anytime. With a single button, instantly turn your invoices to recurring payments. 

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Payment hardware Invoicing

Virtual Terminal

Easily accept online credit card & ACH bank payments securely from any internet-connected device, without needing extra equipment.

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Payment hardware Virtual terminal

We’re always on the honor roll.

We love helping educational institutions save time and money, and the entire internet agrees!

  • Best for Cheap Payment Processing 2023

  • Best Budget Friendly Alternative 2024

  • Best for Overall Payment Processor 2024

  • Best for Small Business 2023

  • Best for Lowest Processing Rates 2023

Everything your school needs and loves.

  • Practice love affordable pricing

    Affordable pricing

    With our low processing rates and our transparent Interchange Plus pricing, the education industry saves 25% on average with Helcim.

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  • Helcim Virtual Terminal

    Virtual Terminal

    Securely accept credit card and ACH payments online on your computer or mobile devices.

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  • Helcim PCI Compliance

    PCI Compliance

    PCI Data Security Standards with no added fees for data encryption, tokenization & key management.  All with zero PCI fees.

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  • Helcim Recurring subscriptions

    Recurring subscriptions

    Automatically schedule future credit card and ACH payments with Helcim’s Subscription Manager.

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  • Helcim Invoicing


    Streamline your billing and payment operations with our free invoicing software.

    Learn more
  • Helcim Smart Terminal

    Helcim Smart Terminal

    Accept payments, manage inventory, and uncover sales insights all from one credit card terminal.

    Learn more
  • No strings attached

    No strings attached

    Best part? There are no contracts, monthly or hidden fees.

    Get started today

A+ protection for your student information.

We take the safety of your transactions as seriously as a final exam. Rest easy knowing our payment solutions are top of the class in security and compliance, protecting your institution’s and students’ information

PCI compliant (without added fees)

PCI Data Security Standards with no added fees for data encryption, tokenization & key management.

Protect with Helcim Fraud Defender

Take advantage of Helcim Fraud Defender and avoid costly fraudulent transactions.

Built-in secure credit card vault

Protect your customers’ card information and store it securely in our credit card vault.

Our team is your team.

Our dedicated in-house team is here to offer real human support for your payment needs, ensuring you're never stuck on a problem too long.

Helcim's team member
Helcim's team member
Helcim's team member
Helcim's team member
Helcim's team member
Helcim's team member


  • Why should I choose Helcim?

    Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor with hidden fees, contracts, and terrible service. We've built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you've been looking for.

    Have more questions? Email or give us a call. Our in-house team of Helcim Merchant Experience Specialists are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

  • Are there any contracts or hidden fees?

    No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

  • Who is Helcim for?

    If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

  • How long do funds take to be deposited?

    Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account, net of processing fees.

  • Is there a monthly fee?

    No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Helcim account allows you to process both in-person and online payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.

  • How long should I wait to get my payment hardware?

    When you order a Helcim card reader or a Helcim Smart terminal, we work hard to ensure it reaches you as quickly as possible. Typically, shipping may take 2 - 3 business days. However, please know that shipping may take up to 5 business days for some businesses for US locations and up to 7 business days for some Canadian locations.

  • How much are the processing rates?

    For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

    To calculate your rates for in-person and online transactions, you can visit our pricing page.

  • Do I need to change banks?

    No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

    Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

  • Do you offer volume discounts?

    Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.

    You can view our complete volume discounts on our pricing page.

  • How does signing up work?

    You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

    Once you create your Helcim account, you can begin using it right away! Get started here.

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Start accepting payments today.

Create your free account instantly with no paperwork or commitments.

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We're always
here to help.

New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.

  • Speak to a real person, fast
  • Experts you can trust
  • No commission = no pressure
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