Add payment processing to your tool belt.

Empower your contracting and home services business with our versatile payments platform. Accept payments seamlessly on-site, by phone, or online. Easily manage invoices and recurring billing, while you focus on delivering exceptional service—we've got your payments covered.

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Contractors illustration
Contractors illustration
Contractors illustration
Contractors illustration
Contractors illustration
Contractors illustration
Contractors illustration

Contractors & home services save 22% with Helcim.

At the jobsite or in the field, our payment tools are built to provide the lowest processing fees while getting you paid.

Learn more about our low processing fees
Merchant is dealing with contractors

* Calculated from first-party data on the contractors and home services industry compared to the average market flat rate.

Our payments solution hits the nail on the head.

Our payment solutions work as hard for your business as you do for your customers.

Constructors consider the blueprint

Construction Contractors & Companies

Whether you’re a residential, commercial or government contractor, we can help you keep your payment processing costs to a minimum.

Gardener cares about tree

Landscaping Services

Easily created custom plans that automatically collect due credit card and ACH payments from customers who require regular maintenance.

Electrician checks lines

Electrical & Plumbing

No more manual invoicing and chasing down payments. Our all-in-one software automates the invoicing process so you can get paid quickly.

Helcim fee saver enjoy zero cost payments

Helcim Fee Saver Enabled

Customer will be charged a set fee if they choose to pay with credit card.

Enjoy free credit card processing with Helcim Fee Saver.

Easily pass on your credit card processing fees to your customers or clients.

Learn more about Helcim Fee Saver

When your business wins, we win.

We love helping small businesses save time and money, and the entire internet agrees!

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  • Best for Cheap Payment Processing 2023

  • Best Budget Friendly Alternative 2024

  • Best for Overall Payment Processor 2024

  • Best for Small Business 2023

  • Best for Lowest Processing Rates 2023

Contractor is making invoice

Invoicing shouldn’t be manual labor.

Our invoicing tools are streamlined to get you paid from your desktop and mobile device.

No more manual entry, our free invoicing software easily creates professional customer friendly invoices.  Simplify your billing and payment operations, while saving significantly on processing fees.

Checkout our online invoicing
Invoice sample for contractors

Just starting out, try our free invoice generator. Once ready, you can immediately download a PDF or save your template for later. This tool is 100% free!

Try our free invoice generator

Our hardware comes in handy.

Smart Terminal

Standalone terminal with a touch screen and Helcim's Point-of-Sale built in.



Or 5 monthly payments of $82 CAD

Or 5 monthly payments of $68 US

Looking for a credit card machine?
Payment hardware Smart Terminal

Card Reader

Portable card reader for payments at your checkout or on-the-go.



Looking for a credit card reader?
Payment hardware Helcim Card Reader

Everything your business needs and loves.

  • Practice love affordable pricing

    Affordable pricing

    Our payment solutions work as hard for your business as you do for your clients. save 22% on average with Helcim.

    Learn more
  • Helcim Virtual Terminal

    Virtual Terminal

    Securely accept credit card and ACH payments online on your computer or mobile devices.

    Learn more
  • Helcim PCI Compliance

    PCI Compliance

    PCI Data Security Standards with no added fees for data encryption, tokenization & key management. All with zero PCI fees.

    Learn more
  • Helcim Recurring subscriptions

    Recurring subscriptions

    Automatically collect due credit card and ACH payments from your clients with Helcim’s Subscription Manager.

    Learn more
  • Helcim Invoicing


    Streamline your billing and payment operations with our free invoicing software.

    Learn more
  • Helcim Smart Terminal

    Helcim Smart Terminal

    Accept payments, manage inventory, and uncover sales insights all from one credit card terminal.

    Learn more
  • Helcim Inventory Management

    Inventory Management

    Data automatically syncs across all your sales channels, whether you're selling through your point-of-sale, at a retail location, online, or by sending invoices.

    Learn more
  • No strings attached

    No strings attached

    Best part? There are no contracts, monthly or hidden fees.

    Get started today

See why our contractors love Helcim.

  • "I am thoroughly impressed with Helcim's service and payment solutions. Their customer support is exceptional, always prompt and knowledgeable. The platform is user-friendly, making transactions a breeze. I appreciate their transparent pricing and dedication to continuous improvement. Highly recommended for reliable payment processing!”

    Tinymod Trading Inc

    Jul 7th, 2023

  • "Always friendly people to deal with. Never had a negative experience dealing with the folks at Helcim. For a company with a funny name they do a great job in making up for it with an easy to use payment solution and well informed staff.”

    Buss Innovations Ltd.

    Jun 6th, 2023

  • "Have had the pleasure of working with Helcim now for a little while on the company side and it has been an awesome payment system to have for our clients! Great team, with outstanding customer service! Would highly recommend them for payment services!"

    Zeno Renewables Inc.

    Oct 10th, 2022


  • Why should I choose Helcim?

    Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor with hidden fees, contracts, and terrible service. We've built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you've been looking for.

    Have more questions? Email or give us a call. Our in-house team of Helcim Merchant Experience Specialists are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

  • Are there any contracts or hidden fees?

    No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

  • Who is Helcim for?

    If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

  • How long do funds take to be deposited?

    Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account, net of processing fees.

  • Is there a monthly fee?

    No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Helcim account allows you to process both in-person and online payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.

  • How long should I wait to get my payment hardware?

    When you order a Helcim card reader or a Helcim Smart terminal, we work hard to ensure it reaches you as quickly as possible. Typically, shipping may take 2 - 3 business days. However, please know that shipping may take up to 5 business days for some businesses for US locations and up to 7 business days for some Canadian locations.

  • How much are the processing rates?

    For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

    To calculate your rates for in-person and online transactions, you can visit our pricing page.

  • Do I need to change banks?

    No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

    Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

  • Do you offer volume discounts?

    Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.

    You can view our complete volume discounts on our pricing page.

  • How does signing up work?

    You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

    Once you create your Helcim account, you can begin using it right away! Get started here.

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It's time to feel good about your payments

Sign up instantly with no paperwork or commitments.

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We're always
here to help.

New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.

  • Speak to a real person, fast
  • Experts you can trust
  • No commission = no pressure
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