Add payment processing to your tool belt.

Accept payments and manage invoices seamlessly on-site, by phone, or online with our versatile payments platform.

Get started for free
Contractors illustration
Contractors illustration
Contractors illustration
Contractors illustration
Contractors illustration
Contractors illustration
Contractors illustration
  • Logo CNN

    Best for Cheap

    Payment Processing, 2023

  • Logo Forbes

    Best Budget

    Friendly Alternative, 2024

  • Logo Nerdwallet

    Best for Overall

    Payment Processor, 2024

  • Logo USA Today

    Best for Small

    Business, 2023

  • Logo Fit small business

    Best for Lowest

    Processing Rates, 2023

  • Logo CNBC

    Best for Custom

    Rates, 2023

Contractors & home services save 22% with Helcim.

At the jobsite or in the field, our payment tools are built to provide the lowest processing fees while getting you paid.

Learn more about our low processing fees
Merchant is dealing with contractors

* Calculated from first-party data on the contractors and home services industry compared to the average market flat rate.

We are all about transparency.

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Our payments solution hits the nail on the head.

Our payment solutions work as hard for your business as you do for your customers.

Constructors consider the blueprint

Construction Contractors & Companies

Whether you’re a residential, commercial or government contractor, we can help you keep your payment processing costs to a minimum.

Gardener cares about tree

Landscaping Services

Easily created custom plans that automatically collect due credit card and ACH payments from customers who require regular maintenance.

Electrician checks lines

Electrical & Plumbing

No more manual invoicing and chasing down payments. Our all-in-one software automates the invoicing process so you can get paid quickly.

Contractor is making invoice

Invoicing shouldn’t be manual labor.

Our invoicing tools are streamlined to get you paid from your desktop and mobile device.

No more manual entry, our free invoicing software easily creates professional customer friendly invoices.  Simplify your billing and payment operations, while saving significantly on processing fees.

Checkout our online invoicing
Invoice sample for contractors

Just starting out, try our free invoice generator. Once ready, you can immediately download a PDF or save your template for later. This tool is 100% free!

Try our free invoice generator

Our hardware comes in handy.

Smart Terminal

Standalone terminal with a touch screen and Helcim's Point-of-Sale built in.

429

349

Or 5 monthly payments of $82 CAD

Or 5 monthly payments of $68 US

Looking for a credit card machine?
Payment hardware Smart Terminal

Card Reader

Portable card reader for payments at your checkout or on-the-go.

139

109

Looking for a credit card reader?
Payment hardware Helcim Card Reader
Helcim fee saver enjoy zero cost payments

Helcim Fee Saver Enabled

Customer will be charged a set fee if they choose to pay with credit card.

Enjoy free credit card processing with Helcim Fee Saver.

Easily pass on your credit card processing fees to your customers or clients.

Learn more about Helcim Fee Saver

Everything your business needs and loves.

  • Accept in-person payment

    Accept in-person payments

    Accept credit, debit, and mobile wallets at your store, clinic, or on-the-go with Helcim Point of Sale.

    Learn more
  • Accept payments on your computer

    Accept payments on your computer

    Process transactions online or over the phone from your laptop or tablet – no website or hardware needed.

    Learn more
  • Send and manage invoices

    Send and manage invoices

    Create, manage, and get paid on your invoices—via ACH, credit card, or debit—all without juggling multiple tools.

    Learn more
  • Build your online store

    Build your online store

    Build and launch your online store quickly—no coding skills or developers needed.

    Learn more
  • Create your payment page

    Create your payment page

    Add a payment page to your website with just a few clicks—no need for custom programming.

    Learn more
  • Collect recurring payments

    Collect recurring payments

    Automate payment collection for subscriptions, billing, or installment plans.

    Learn more
  • Manage your customer data

    Manage your customer data

    Keep all your customer data organized, accessible, and secure in one place.

    Learn more
  • Manage your inventory

    Manage your inventory

    Quickly add and manage products from one dashboard, with inventory automatically synced across all sales channels.

    Learn more
  • Embed customizable payment flows

    Embed customizable payment flows

    From high code to low code payment options, Helcim lets you create your custom checkout experience for your app, website, or platform.

    Learn more

See why our contractors love Helcim.

  • "I am thoroughly impressed with Helcim's service and payment solutions. Their customer support is exceptional, always prompt and knowledgeable. The platform is user-friendly, making transactions a breeze. I appreciate their transparent pricing and dedication to continuous improvement. Highly recommended for reliable payment processing!”

    Tinymod Trading Inc

    Jul 7th, 2023

  • "Always friendly people to deal with. Never had a negative experience dealing with the folks at Helcim. For a company with a funny name they do a great job in making up for it with an easy to use payment solution and well informed staff.”

    Buss Innovations Ltd.

    Jun 6th, 2023

  • "Have had the pleasure of working with Helcim now for a little while on the company side and it has been an awesome payment system to have for our clients! Great team, with outstanding customer service! Would highly recommend them for payment services!"

    Zeno Renewables Inc.

    Oct 10th, 2022

FAQ.

  • Why should I choose Helcim?

    Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor with hidden fees, contracts, and terrible service. We've built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you've been looking for.

    Have more questions? Email or give us a call. Our in-house team of Helcim Merchant Experience Specialists are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

  • Are there any contracts or hidden fees?

    No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

  • Who is Helcim for?

    If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

  • How long do funds take to be deposited?

    Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account, net of processing fees.

  • Is there a monthly fee?

    No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Helcim account allows you to process both in-person and online payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.

  • How long should I wait to get my payment hardware?

    When you order a Helcim card reader or a Helcim Smart terminal, we work hard to ensure it reaches you as quickly as possible. Typically, shipping may take 2 - 3 business days. However, please know that shipping may take up to 5 business days for some businesses for US locations and up to 7 business days for some Canadian locations.

  • What type of funding options does Helcim offer?

    Helcim uses gross deposits, meaning your total sales are deposited directly into your bank account, with processing fees deducted as a separate line item on the same day. This ensures accurate daily revenue and cash flow data so you always know exactly how much you've earned and what's available.

  • How much are the processing rates?

    For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

    To calculate your rates for in-person and online transactions, you can visit our pricing page.

  • Do I need to change banks?

    No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

    Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

  • Do you offer volume discounts?

    Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.

    You can view our complete volume discounts on our pricing page.

  • How does signing up work?

    You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

    Once you create your Helcim account, you can begin using it right away! Get started here.

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Start accepting payments today.

Create your free account instantly with no paperwork or commitments.

Get started for free
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We're always
here to help.

New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.

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  • Experts you can trust
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