All Helcim merchants are automatically able to accept ACH payments, no extra signups or complicated paperwork needed. ACH online payments are already built directly into our merchant platform.
For Canadian merchants, see EFT paymentsEasily create and send professional invoices online, and give your customers the ability to pay those invoices via ACH. No need for complicated setup, customers can simply enter their bank account information and pay.
Accept ACH payments on your computer by simply entering your customer's bank information. Bank account details are automatically encrypted and stored as part of your customer card vault.
Helcim gives you all the tools you need to automate your client billing and set up customized recurring payment plans via ACH. Payments are collected automatically on each set date, with customers notified in advance.
No more buried unpaid invoices. Follow up on client ACH payments with email or SMS requests. Reach your client where they are the most - on their phone and gently remind them to send a quick payment.
With no monthly fees and low processing rates, Helcim makes ACH payments affordable for your small business.
Accepting ACH bank transfers is also more affordable than credit card payments, helping you reduce your overall digital payment acceptance costs. Helcim doesn't charge typical ACH provider fees such as batch fees and high NSF reject fees.
Discover our transparent approach to pricingNo need to sign up with multiple providers. Keep track of all of your payment methods - credit, debit, bank transfers and other payment tenders - all in one seamless merchant platform.
Learn more about accepting credit cards with HelcimNo paywalls or trials here.
At no extra cost, Helcim's all-in-one Merchant Platform gives you the latest technology and all the tools you need to get paid and grow your business.
Less bank or card fees (0.5% + .25 cent | $5 per returned or rejected transfer).
Yes, ACH transfers use the same automatically encrypted protection as debit and credit card transactions. Learn more in our article about how the ACH works.
There are many benefits to using ACH transfers with your day-to-day business operations such as invoicing, subscriptions, payment requests, and the Helcim Virtual Terminal.
Easily send SMS or email requests to customers. Input manually on the virtual terminal.
ACH Transfers usually take about 3 business days for the initial setup and first payment. Once a customer is set up and authorized, payments typically take 3-4 business days to be withdrawn from the customer's bank account, you'll see the funds deposited in your bank account 4 business days after the batch has been processed. Learn more about how to trace an ACH transaction in our article here.
ACH payments will have three critical differences from credit cards for your company. The main technical difference being that ACH transfers involve your banking information vs. credit card payments use card details. The two transactions are processed through different routes and will have different processing times and costs.
Depending on your provider this may be an additional cost. With Helcim this is a built-in feature at no additional cost however you will pay ACH processing costs which tend to be lower than other payment methods.
The main difference between ACH credit and debit can best be summarized as pulling or pushing funds from or into your account. Learn more about accepting and sending ACH transfers in our article here.
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New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.