Helcim gives you more ways to get paid, including collecting funds directly from your customers’ bank accounts. Accepting ACH bank payments means less credit card fees, better cash flow and revenue predictability for your business.
All Helcim merchants are automatically able to accept ACH payments, no extra signups or complicated paperwork needed. ACH online payments are already built directly into our merchant platform.
$5 per returned or rejected transfer
With no monthly fees and low processing rates, Helcim makes ACH payments affordable for your small business.
Accepting ACH bank transfers is also more affordable than credit card payments, helping you reduce your overall digital payment acceptance costs. And Helcim doesn’t charge typical ACH provider fees such as batch fees and high NSF reject fees.
No need to sign up with multiple providers. Keep track of all of your payment methods – credit, debit, bank transfers and other payment tenders – all in one seamless merchant platform.
ACH (Automated Clearing House) are bank-to-bank electronic money transfers. Most commonly used for payroll and accounts receivables, they allow money to be debited from your customer’s bank account and sent directly to your own. Unlike credit cards that have Interchange Fees, ACH transactions are much more affordable.
ACH transactions are currently limited to $25,000 per transaction.
Deposits will typically appear in your bank account within 3-4 business days, depending on the time of day that your transactions are settled. Your daily ACH transactions are batched together, and deposited to your bank account net of processing fees.
No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account
Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.
No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Helcim account allows you to process credit, debit and ACH payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.
No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, batch fees, monthly fees, termination fees, customer service fees, or bank deposit fees.
Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior ACH and credit card processor, with hidden fees, contracts, and terrible service. We’ve built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you’ve been looking for.
Have more questions? Email or give us a call. Our in-house Merchant Experience Team is here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.
Our in-house team of Merchant Experience Specialists are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.
New to accepting card payments? Many of our merchants are first time business owners who are unfamiliar with the industry. We take the time to help you understand how it all works as well as how to avoid common pitfalls.