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Build a custom payment experience for less with the Helcim API.

Designed for developers. Built for businesses. Integrate Helcim's extensive payment APIs and webhooks on your website, app, or platform without the contract or hidden fees.

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Best for Cheap Payment Processing

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Best Budget Friendly Alternative

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Best for Small Business

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Best for Overall Payment Processor

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Best for Lowest Processing Rates

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Best for Custom Rates

All your payment API essentials in one account.

One account gives you access to the Helcim APIs and webhooks, offering everything you need to build your custom payment flow.

Process credit card payments, refunds, captures, and pre-authorizations directly from your own website or application using a robust RESTful API.

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Integrate Helcim's payment hardware directly into your existing POS system, allowing you to process transactions with a card reader or Smart Terminal.

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Create, retrieve, and manage invoices. Automate your billing processes directly from your backend systems.

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Manage customer records and securely store payment methods. Create, update, and retrieve customer information seamlessly.

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Manage all aspects of your Helcim subscriptions, including processing transactions, creating customers, tokenizing payment methods, and handling plans, add-ons, and sending payment links.

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Get notified instantly with webhooks for any card transaction processed through Helcim.

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Retrieve, settle, and manage card batches. Access detailed batch information and automate your settlement process.

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Retrieve, and manage card transactions from your Helcim account, including detailed transaction information and statuses.

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Low code option for embedding a complete payment modal into your checkout flow.

Create, customize, and process ACH payments for your customers from your existing website or application.

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Secure integration for wherever your customers are.

Collect payments without handling sensitive information no matter what setup you have.

On your app

On your app

On your eCommerce store

On your eCommerce store

On your existing software

On your existing software

On your third-party POS

On your third-party POS

Find your software in our growing ecosystem.

Helcim Payment Extension lets you integrate Helcim to hundreds of web-based platforms across various industries.

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Helcim integrations with Xero, QuickBooks, Zoho, Jane, Ava and more

Simple. Flexible. Transparent.

Powerful payment tools, amazing low rates, excellent customer service, and straightforward documentation – you can have it all with Helcim.

Manage payments, subscriptions, and invoicing all within one platform — no more juggling between multiple providers.

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Get started faster with easy-to-follow guides, code samples, and detailed API references.

Book a demo

Get 25% average savings on merchant rates, automatic volume discounts, and even partner revenue. No fuss, just savings.

See our pricing

No bots here. You'll talk to a real human who knows the ins and outs of the platform.

Enjoy the benefits of Helcim like they do.

Find out how businesses from multiple industries have seen success with Helcim.

Having previously worked with other providers, the experience we've had with the Helcim team and their Smart Terminal has been a breath of fresh air. We're thrilled to have partnered with them.

PatientSERV

I have been dealing with Helcim for almost a year now. They have been very easy to work with. If I ever have a question they are on it quickly and if I ever have a question or concern they take care of it. Shopping for a merchant services company can be so difficult, I feel like I am fortunate to be dealing with Helcim!

Swim Spas and Spas.com Inc.

We love Helcim! As business owners this platform has made it so much easier to bill our clients and to keep things organized and transparent! The customer service has also been absolutely TOP NOTCH! You can tell they really care about their clients and want to provide an amazing service! 10 out of 10 we would recommend Helcim!

Denver Dads Inc.

Helcim isn't just a service provider for me. They're a reliable partner in my business, ensuring smooth credit card and ACH transactions for my customers. I wholeheartedly recommend them to any business looking for a trustworthy, efficient, and transparent merchant service company.

PCI Communications Inc.

I love this company! Excellent customer service, transparent pricing model, and quick deposits into my corporate bank account. Don't bother going anywhere else, Helcim is the best choice!

Standard Realty Corporation

Build and earn with Helcim.

Partner with us to power businesses and grow your own. Offer in-person and online payments while earning through our revenue-sharing program.

Learn more
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Protection your business is our business.

Peace of mind shouldn't cost extra. Accept online and in-person payments securely as we ensure the security of your transactions. Keep your card information safe with advanced tools such as data encryption, tokenization, and more.

PCI compliant (without added fees)

PCI Data Security Standards with no added fees for data encryption, tokenization & key management.

Built-in secure credit card vault

Protect your customers' card information and store it securely in our credit card vault.

Protect with Helcim Fraud Defender

Take advantage of Helcim Fraud Defender and avoid costly fraudulent transactions.

Frequently asked questions.

You can sign up for a Helcim account for free

Online Fee Saver requires merchants to be eligible for ACH payments. In-Person Fee Saver via the Smart Terminal does not require ACH however it is not available to merchants in Connecticut, Colorado, Maine, Massachusetts, Oklahoma, and Quebec.

Helcim offers transparent pricing with no monthly fees or long-term contracts—just straightforward transaction fees.

The Helcim API is a RESTful API and you can integrate with it from a website, application, or software that is programmed in any language. API References in DevDocs are a great way to view what requests to the Helcim API would look like in a range of languages a developer might use.

Helcim is PCI-compliant and uses encryption and tokenization to secure payment data so it doesn't touch your servers and website when used with HelcimPay.js.

Yes, with HelcimPay.js you have the flexibility to pass on fees for online transactions and via the Smart Terminal API for in-person transactions.

Yes! Helcim offers partnership opportunities for integrators, developers, and platforms looking to embed payment capabilities into their solutions.

Not only can you generate revenue through our Integration Partner Program, but you'll also be giving your clients access to affordable, transparent payment processing—helping them save money while you grow your business.

Learn more and apply here: Helcim Integration Partners

Ready to integrate custom payment experiences for less?

Sign up with Helcim for free today