Process payments faster
Helcim stores your customer's credit card and bank information for future use. You can quickly pull up payment information at your checkout to give customers a fast and convenient payment experience.
Helcim card vault.
Securely store credit cards and bank account information, manage customer profiles, and charge cards on file — without sensitive data ever touching your system.
Best for Cheap Payment Processing
Best Budget Friendly Alternative
Best for Small Business
Best for Overall Payment Processor
Best for Lowest Processing Rates
Best for Custom Rates
Best for Cheap Payment Processing
Best Budget Friendly Alternative
Best for Small Business
Best for Overall Payment Processor
Best for Lowest Processing Rates
Best for Custom Rates
Bill your customers remotely
Your customer's payment information is securely stored in Helcim's database, so you can easily process a transaction remotely, add them to an invoice, or set them up on a recurring payment plan.
Minimize your risk
Helcim securely tokenizes credit card data, eliminating the need for you to store sensitive information, while still giving you access when you need. This not only reduces your risk but also ensures PCI compliance effortlessly and at no cost.
Fully integrated for easy payments.
The Helcim Card Vault is connected with all the payment features in your account, making it easier for you to accept payments. Save all of your customer's payment information in one database and access it from anywhere.
Process transactions through the virtual terminal using the payment information you have stored in the card vault. Cards can be re-used anytime, and you don't have to worry about doing any data entry.
Add customers to recurring payment plans in only a few clicks by linking the recurring plan to their existing customer profile in your account.
Apply customer credit card information to invoices from your Helcim account to quickly process payments. Customers can submit payments faster through their stored information instead of having to find and enter their credit card information.
Your account includes a full payment gateway API. Integrate your website, shopping cart, billing system, or app seamlessly with Helcim's platform and accept payments using stored card vault information.
Access all the Helcim Card Vault features with your Helcim account with no added fees. Because keeping customer information safe and secure shouldn't cost extra.
Store, charge, and track every customer payment.
Keep customer data organized, payment information secure, and your team running efficiently — all from a single, centralized platform.
Simplified data management
Keep customer information organized, updated, and easy to access in one secure place. Every customer has a profile with their contact details, stored payment methods, transaction history, and linked invoices — so you always have the full picture at your fingertips.
Secure storage & PCI compliance
Safely encrypt, store, and update your customers' credit card and bank account information with Helcim's built-in card vault. Tokenization means sensitive data never touches your system — reducing your risk and keeping you PCI compliant without the headaches or extra fees.
Full transaction history at a glance
Access a complete history of customer interactions, past invoices, and outstanding orders to deliver a personalized service. Every payment, refund, and communication is logged — making it easy to resolve questions and build stronger relationships with your customers.
Easy profile management
Import and update customer details in just a few clicks with bulk actions like uploading a CSV file — saving time and keeping your records accurate. Whether you're migrating from another processor or adding new customers, Helcim makes onboarding effortless.
Self-service customer portal.
Give your customers 24/7 access to view their payment history, update their credit card on file, and pay outstanding invoices — all through a branded, hosted portal.
Fully hosted & branded
No website or server setup required. Point customers to your branded landing page where they can log in and manage their account. Customize colors, fonts, and your logo to match your brand.
Self-serve card updates
Customers can update their credit card or bank account information themselves — no phone calls or emails needed. Expired cards get replaced faster, and your recurring payments keep flowing.
Pay invoices online
Customers can log in to review and pay outstanding invoices directly through the portal. They can also browse their order history and recurring plan details without needing to contact you.
Configurable security
Set password complexity rules, expiry timeframes, re-use policies, and session timers. You have full control over the security settings to meet your business requirements.
You control access
Choose exactly what your customers can see and do. Control whether they can view transactions, make payments, update information, or access specific payment methods.
Included at no extra cost
The customer portal is included free with every Helcim account. Give your customers a premium self-service experience without paying for additional software or subscriptions.
Frequently asked questions.
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Tokenized data means that sensitive information, such as credit card details, is converted into a secure token that cannot be used outside of the system. This ensures that actual card numbers never touch your system, reducing the risk of data breaches and helping you maintain PCI compliance — automatically and at no extra cost.
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Yes! Helcim's Customer Portal empowers your customers to update their profiles, review transactions, and manage their payment details 24/7. This self-service feature enhances your customers' experience by giving them control over their data — without adding work for your team.
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No! The card vault, customer management tools, and customer portal are all included with your Helcim account at no extra charge. You only pay processing fees when you process transactions. Keeping customer information safe and accessible shouldn't cost extra.
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No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.
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Helcim combines secure card storage, quick re-billing, full transaction history, and a customizable customer portal into one integrated platform. Unlike standalone CRM tools, everything is connected to your payment processing — so you can store cards, send invoices, set up recurring plans, and let customers self-serve, all from one account.
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Yes! You can import and update customer details in just a few clicks with bulk actions like uploading a CSV file — saving time and keeping your records accurate as you transition to Helcim.
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Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account, net of processing fees.
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For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings.
To calculate your rates for in-person and online transactions, you can visit our pricing page.
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Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.
You can view our complete volume discounts on our pricing page.
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You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.
Once you create your Helcim account, you can begin using it right away! Get started here.
Start accepting payments today.
Create your free account instantly with no paperwork or commitments