Process large orders at small rates

Yes, Helcim supports wholesale pricing and volume discount setting in the POS software. You can flag individual customers as wholesale buyers so they automatically see and receive your wholesale prices on invoices and in your online store.

Yes, Helcim offers a variety of payment tools and features tailored for wholesale businesses, including free POS software, invoicing, recurring payments, a virtual terminal, and a secure card vault. Wholesale businesses can process in-person payments at trade counters using free Helcim POS software, the Helcim Smart Terminal, or the Helcim Card Reader. When receiving orders by phone or email, businesses can use the Helcim Virtual Terminal to key in payment details on behalf of customers or process payments using stored card details from previous orders.

Additionally, Helcim Invoicing allows wholesale businesses to send estimates, quotes, purchase orders, and invoices to accept complete payments or partial deposits. Distributors can use Helcim Recurring Payments to bill for standing replenishment agreements, supply contracts, and installment plans on large orders. Helcim's product catalog also handles trade pricing directly, featuring a wholesale tag per customer and tiered volume price breaks per product.

Many wholesale businesses choose Helcim due to its low payment processing fees, automatic volume discounts, Level 2/3 credit card optimization, and surcharging tools. Helcim uses an interchange-plus pricing model that passes through the true rates charged by card networks, plus a single transparent margin that automatically drops as sales volume grows. Consequently, the higher your sales volume, the lower your per-transaction fee with Helcim.

If buyers pay for wholesale orders using corporate or business credit cards, Helcim Level 2/3 Optimization helps wholesale businesses lower processing fees to as low as 1.45% for qualified transactions. For large invoices, wholesale businesses can accept payments via Helcim ACH/EFT transfers, which cost only 0.5% + 25¢ (capped at $6 for transactions up to $25,000) for even greater savings. If buyers still choose credit cards over debit or ACH/EFT transfers, wholesale businesses can pass processing fees to the buyer using Helcim Fee Saver.

Yes, Helcim is well-suited for high-volume wholesale businesses because its interchange-plus pricing provides processing rates ideally suited for larger sales volumes. Additionally, Helcim's margin drops automatically by up to 70%, allowing high-volume businesses to save even more as they grow. Because there are no negotiations, plan upgrades, or minimum monthly commitments, a large contract or busy season automatically lowers your rate.

Furthermore, Helcim Level 2/3 Optimization reduces qualified commercial card transaction rates to as low as 1.45%, while ACH transfers are capped at $6 per transaction up to $25,000—a critical advantage when processing five-figure invoices. Explore Helcim pricing here.

When buyers use corporate or business credit cards for wholesale orders, businesses can use Helcim Level 2/3 Optimization to reduce processing fees. By automatically submitting additional line-item data to card networks to verify transaction legitimacy, Helcim can bring processing rates down to as low as 1.45%.

Yes, wholesale businesses can connect Helcim payment processing to various platforms—such as Freshline, Odoo, or WooCommerce—using the Helcim Payment Extension. Helcim also offers direct integrations with QuickBooks Online and Xero.

Helcim is one of the lowest-cost payment processors for wholesale businesses. While other payment processors charge high flat-rate fees for credit cards, Helcim passes through the exact interchange cost charged by issuing banks and card networks. Furthermore, Helcim's margin decreases automatically as a business processes higher volumes. Helcim ACH/EFT transfers cost only 0.5% + 25¢ (capped at $6 for transactions up to $25,000), providing another way to minimize costs. Finally, there are no monthly, PCI, setup, statement, or cancellation fees.

First, wholesale businesses can lower fees by encouraging buyers to pay via ACH/EFT transfers. For example, Helcim charges 0.5% + 25¢, capped at $6 per transaction up to $25,000, turning hundreds of dollars in card processing fees into a maximum fee of $6. Second, when buyers pay with corporate or business credit cards, businesses can use Helcim Level 2/3 Optimization to lower processing fees to as low as 1.45% per qualified transaction. Third, businesses can use Helcim Fee Saver to pass credit card fees to buyers who choose credit cards over lower-cost alternatives, while still offering ACH or debit at no extra charge.

Helcim's interchange-plus rates fluctuate with every transaction. On average, wholesale businesses pay between 1.96% + 15¢ and 2.31% + 25¢ per online non-Amex transaction, and between 1.54% + 6¢ and 1.79% + 8¢ per in-person non-Amex transaction, depending on processing volume.

For American Express transactions, wholesale businesses pay, on average, between 2.34% + 6¢ and 2.59% + 8¢ per online transaction, and between 2.64% + 15¢ and 2.99% + 25¢ per in-person transaction, depending on processing volume.