Best for Cheap
Payment Processing, 2023
Best for High-Volume
Sellers, 2025
Best for Overall
Payment Processor, 2024
Best for Small
Business, 2023
Best and Cheapest for
Growing Businesses, 2024
Best for Custom
Rates, 2025
A virtual terminal lets you securely process transactions from your laptop or tablet – no website or hardware needed. Enter the payment details and charge your customers online or over the phone.
Choose the transaction type and the preferred payment method.
Choose from preset tax rates or enter a manual percentage.
Provide the necessary information for accurate record-keeping.
Charge your clients and email receipts to provide them with all the necessary information.
Our CRM system securely stores customer and payment information, enabling faster processing of repeat transactions.
Don’t let late payments affect your cash flow. Process due and overdue invoices with a few clicks using saved payment information.
Get started nowProcess advance or partial payments on existing invoices by setting a custom payment amount or percentage. Offer flexibility to meet your customers' payment preferences.
Our system records and stores all paid transactions in one view. Easily sort and manage your payment history, saving time and improving financial oversight.
Get started nowWe secure your customers' payment information and protect your business from legal exposure and data breaches using advanced security measures.
With a Helcim account, you gain access to other tools to collect payments online and ensure smooth operations, all at no cost.
No, that's the beauty of a Virtual Terminal! All you need to access this browser-based tool is a Helcim account and any device with an internet connection. Use your desktop computer, laptop, tablet, smartphones or other mobile devices to accept card payments or ACH. With no monthly fees, and no hidden chargers, it is that easy to use Helcim's Virtual Terminal for your payment processing needs.
A Virtual Payment Terminal is used to process any remote credit and debit card payments. You can process a dollar amount (USD/CAD) or attach a Helcim invoice. You can also process bank transfers from ACH or EFT with a customer's banking information. The Virtual Terminal is especially useful when taking credit card payments over the phone, accessing card on file to quickly process repeat transactions, or handling overdue invoices efficiently.
You can either manually key in your customers' credit card or banking information or pull up an existing customer or unpaid invoice to process the payment. When processing a transaction for a new customer, entering their billing address helps verify the legitimacy of the transaction and adds an extra layer of security.
Yes. When you sign up for a merchant account with Helcim you will be granted a merchant ID. From here, you can get started with the Virtual Terminal and accept payments right away.
Helcim's Virtual Terminal works for you and your business. You can turn on automatic notifications so your clients and customers will receive a payment verification in their email.
Yes, Helcim's virtual terminal uses AES-256 encryption, the most powerful encryption available today, to protect all sensitive data, ensuring PCI compliance and security.
Helcim uses gross deposits, meaning your total sales are deposited directly into your bank account, with processing fees deducted as a separate line item on the same day. This ensures accurate daily revenue and cash flow data so you always know exactly how much you've earned and what's available.
New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.
