Start your transaction
Choose the transaction type and the preferred payment method.
Accept payments
on your computer.
Process credit cards and ACH payments online without any hardware.
Best for Cheap Payment Processing
Best Budget Friendly Alternative
Best for Small Business
Best for Overall Payment Processor
Best for Lowest Processing Rates
Best for Custom Rates
Best for Cheap Payment Processing
Best Budget Friendly Alternative
Best for Small Business
Best for Overall Payment Processor
Best for Lowest Processing Rates
Best for Custom Rates
What is a virtual terminal ?
A virtual terminal lets you securely process transactions from your laptop or tablet – no website or hardware needed. Enter the payment details and charge your customers online or over the phone.
Process payment when an order arrives by mail or over the phone.
Enable service professionals to accept payments on-site.
Process in-person payments when a card reader is not available.
Instantly collect payments for due and overdue invoices when you have your client's payment info ready.
Get paid faster in four simple steps.
Add tax
Choose from preset tax rates or enter a manual percentage.
Include transaction details
Provide the necessary information for accurate record-keeping.
Charge and email receipts
Charge your clients and email receipts to provide them with all the necessary information.
See it in action.
Explore our platform to see how Helcim helps you get paid for less.
Collect online payments in one place.
Handle all types of transactions in one view.
Transaction type:
- Purchase
- Refund
- Pre-authorization
Payment type:
- Estimate
- Invoice
- Quote
- Statement
- Order
- Many more...
Speed up repeat transactions.
Our CRM system securely stores customer and payment information, enabling faster processing of repeat transactions.
No more late invoices.
Don't let late payments affect your cash flow. Process due and overdue invoices with a few clicks using saved payment information.
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Easily process advance payments.
Process advance or partial payments on existing invoices by setting a custom payment amount or percentage. Offer flexibility to meet your customers' payment preferences.
Keep track of your paid transactions.
Our system records and stores all paid transactions in one view. Easily sort and manage your payment history, saving time and improving financial oversight.
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Find your software in our growing ecosystem.
Helcim Payment Extension lets you integrate Helcim to hundreds of web-based platforms across various industries.
Explore integrations
Get your money faster!
Enjoy next business day deposits for free when your customers pay with credit or debit cards!
Learn morePeace of mind shouldn't cost extra.
We secure your customers' payment information and protect your business from legal exposure and data breaches using advanced security measures.
PCI compliance
Stay PCI compliant at no extra cost.
Helcim Credit Card Vault
Securely store and protect customer information.
Efficient dispute management
Quickly resolve disputes and counter chargebacks to access your funds faster.
Helcim Fraud Defender
Receive risk estimation for each transaction, reducing fraud and chargebacks.
PCI compliance
Stay PCI compliant at no extra cost.
Helcim Credit Card Vault
Securely store and protect customer information.
Efficient dispute management
Quickly resolve disputes and counter chargebacks to access your funds faster.
Helcim Fraud Defender
Receive risk estimation for each transaction, reducing fraud and chargebacks.
Don't just take our word for it, hear from our merchants.
Get started now"I've been using Helcim since Aug 2019. Very happy with the support and the low transaction fees. I've just signed onto their new platform and purchased my POS terminal. I also love their web-based user interface for info on batches, invoicing, and processing credit cards over the phone through their virtual terminal."
Airclix Photographic Scanning Services
"Absolutely superb merchant services. We only do online and direct sales with no face-to-face so their Virtual Terminal processor was a perfect solution. Quick, easy, good reporting, good history functions, and good fee structure...they may not be the cheapest, but for the service and functionality you get, we have found no better. Also great tech support, we have called 3 times and the problems were addressed quickly and solved quickly. We switched over from a major US bank and we could not be happier!"
Sequoia Publishing Inc.
"What do I love about Helcim? EVERYTHING, the merchant fees are only charged when I am actually using the service. There are ZERO monthly charges. I have a terminal at my fingertips, should I have a sale off-season and when I set up my ONCE A YEAR booth, my Helcim terminal is ready to go. EASY setup, CLEAR instructions, and NO hassle."
Robin Glass Art
More ways to get paid
within one account.
Invoicing
Generate, send, track, and manage invoices easily.
Learn more
Recurring Payments
Create subscription plans and collect recurring payments.
Learn more
Payment Pages
Set up a checkout page and send it to customers for instant checkout.
Learn more
Credit Card Vault
Manage customer information, and accept payment faster.
Learn moreFrequently asked questions.
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No, that's the beauty of a Virtual Terminal! All you need to access this browser-based tool is a Helcim account and any device with an internet connection. Use your desktop computer, laptop, tablet, or smartphone to accept payments.
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You can either manually enter your customers' credit card or banking information or pull up an existing customer or unpaid invoice to process the payment.
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Yes. When you sign up for a merchant account with Helcim you will be granted a merchant ID. From here, you can get started with the Virtual Terminal and accept payments right away.
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Helcim's Virtual Terminal works for you and your business. You can turn on automatic notifications so your clients and customers will receive a payment verification in their email.
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Yes, Helcim's virtual terminal uses AES-256 encryption, the most powerful encryption available today, to protect all sensitive data, ensuring PCI compliance and security.
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Helcim uses gross deposits, meaning your total sales are deposited directly into your bank account, with processing fees deducted as a separate line item on the same day. This ensures accurate daily revenue and cash flow data so you always know exactly how much you've earned and what's available.
Turn your computer into a payment terminal.
No monthly fees, no contract, and no hidden fees.