Helcim Virtual Terminal.

Accept payments on your computer by logging into your Helcim account from any workstation, tablet, or smartphone, and entering the payment details in the secure payment form. That's accepting payments made easy.

Helcim Virtual Terminal
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Process Payments From Anywhere.

The Helcim Virtual Terminal is perfect for taking payments remotely or over the phone without needing a card reader. By logging into your Helcim account, you can either key-in the customer's payment info manually or simply select the customer’s card stored in the card vault and run the payment right from your computer, tablet or phone.

Process Payments from Anywhere
Unlimited Invoicing

Billing Repeat Customers is Fast & Easy.

Easily add your existing customers to orders and use the information in their customer profile for fast and easy billing. Or, set up a recurring payment plan to automatically bill your customers at defined intervals.

Explore Recurring Payments
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Better Security with the Card Vault.

Helcim tokenizes sensitive credit card information so that it never touches your system, meaning we take the risk of storing credit card numbers off your hands while still allowing you to process new payments whenever you need it.

Explore the Helcim Card Vault
Store Customer Credit Cards Safely and Securely

Set Up Unlimited Users.

You are in control. User accounts are unlimited and have customizable permissions, so you can create as many as you need, however you need them, to suit the roles on your team.

Sut-Up Multiple Users
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PIC Compliance Fees

Say Goodbye to PCI Compliance Fees.

Helcim's entire platform is PCI compliant, which means it's easy for you to keep your business secure and compliant too. You can quickly and easily generate your PCI compliance certificate at no additional cost.

  • No PCI Fees
  • No Non-Compliance Fees
  • Stay Compliant & Secure

Fast Bank Deposits.

We help you increase your cash flow with deposits completed within two business days. Processed funds are deposited into your chosen bank account. There's no need to switch banks or open a new account.

Fast Bank Deposits
Helcim Fraud Defender

Protect your Business with Helcim Fraud Defender.

Reduce the risk of chargebacks with the built-in Helcim Fraud Defender. Every transaction is analyzed using an array of factors that generate a score informing you of the perceived level of risk, giving you the opportunity to decide whether you should complete or stop the sale. For added peace of mind, you can set Helcim Fraud Defender to automatically decline transactions with scores that make you uncomfortable.

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Better Pricing.

Lower Rates, No Monthly Fees

  • No Contracts
  • Volume Discounts
  • Deposits in 1-2 Business Days
  • No Hidden Fees Whatsoever
  • Visa
  • Mastercard
  • American Express
  • Discover
Average Credit Card Rate
  • PIN Debit
Average PIN-Debit Rate

0.91% + 8¢

  • Interac
Interac Chip & PIN


  • Visa
  • Mastercard
  • American Express
  • Discover
Average Credit Card Rate

2.38% + 25¢

2.47% + 25¢

Discover Our In-Depth Payment Solutions.

  • In-Person Chip, Tap & PIN
  • Card Vault & Tokenization
  • Interchange Plus Pricing
  • International Processing
  • Virtual Terminal
  • USD Processing
  • US PIN Debit Acceptance
  • Apps for Mobile & Desktop
  • Built-In PCI-DSS Compliance
  • Payment Gateway & Dev APIs
  • 1-2 Business Day Deposits
  • Hosted Payment Tools
  • Easy Signup & Setup
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Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor, with hidden fees, contracts, and terrible service. We’ve built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you’ve been looking for.

Have more questions? Email or give us a call. Our in-house team of Helcim Gurus is here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Helcim account allows you to process both in-person and online payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.

For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

To calculate your rates for in-person and online transactions, you can visit our pricing page.

Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.

You can view our complete volume discounts on our pricing page.

No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together, and deposited to your bank account net of processing fees.

The Helcim Shop is built right into your account dashboard, and is accessible immediately after signing up. You can order card readers, stands, printers and more directly from there.

Shipping is free and takes 2-3 business days via FedEx or UPS ground. Any equipment purchases are charged to your bank account on file. We do not currently offer rentals nor payment plans.

No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

Once you create your Helcim account, you can begin using it right away! Get started here.

You Deserve Better Payments.

Lower Rates. Better Tools. Amazing Service.

  • Easily Sign Up in Minutes
  • No Hidden Fees or PCI fees
  • Interchange Plus Pricing
  • No Contracts or Commitments
  • Deposits in 1-2 Business Days
  • Friendly Service via Telephone or Email