Finally, payments your business will love.

Switch to Helcim for an average savings of 25% on in-person and online credit card processing.

  • No more monthly fees
  • No more mysterious charges
  • No more contract traps
  • No more high processing fees
Get started now
  • No more monthly fees
  • No more mysterious charges
  • No more contract traps
  • No more high processing fees
Get started now
  • Logo CNN

    Best for Cheap

    Payment Processing, 2023

  • Logo Forbes

    Best for High-Volume

    Sellers, 2025

  • Logo Nerdwallet

    Best for Overall

    Payment Processor, 2024

  • Logo USA Today

    Best for Small

    Business, 2023

  • Logo Fit small business

    Best and Cheapest for

    Growing Businesses, 2024

  • Logo CNBC

    Best for Custom

    Rates, 2025

Don’t settle. You deserve better.

Helcim coin

Switch and save 25% on average

Helcim makes affordable payments our priority with transparent Interchange Plus pricing and automatic volume discounts as you grow.

Helcim piggy bank with coin

Get paid your way for less

Access powerful in-person and online payment tools for free with one Helcim account—only pay when you process!

Helcim high five

Caring support, one call away

No bots here. Only friendly humans that care about setting you up for success every step of the way.

Switch and save, pain free.

Step 1.

Fill out the form and access our free switching guide for an easy transition.

Step 2.

We’ll cover up to $500 in fees for cancellations or equipment.

Step 3.

Approved? We’ll connect you with our onboarding wizards to set up your account and transfer your customer and card data for free.

Contact name cannot be blank
Well that didn't work, please try again

We save business 25% on average compared to competitors.

Click on your current provider to see how Helcim stacks up.

Still exploring? Get a free rate comparison.

See the savings for yourself using our comparison tools.

Upload your statement
Upload your statement

Upload a recent statement from your current provider, and we'll compare it to our rates.

Use the comparison tool
Use the comparison tool

Prefer DIY? Use our online comparison tool to check your rates and calculate your savings.

Rate comparison calculator

Have your monthly statement handy to help you fill out the sections.

Your current payment provider and costs

Select your current provider and enter the amount of fees you typically pay per month. If you're unsure, leave it blank and we'll estimate your savings using Market Flat-Rates.

Business name cannot be blank

What type of transactions do you accept?

In-person payments are made via Chip, PIN, Swipe, and Tap. Online payments are made digitally through methods like recurring payments, online invoices, online stores, or virtual terminals.

How much did you process last month?

Monthly Amount

# of transactions

PIN-Debit
Advanced settings
Hide

What types of cards do you process?

Compare DIY illustration

Calculate your savings

Complete the steps and we'll show you how much you could save by switching to Helcim.

Upload a recent statement

We'll prepare a comparison based on your current rates and fees.

Sending us a processing statement

Most processors provide a 3-8 page statement of your processing activity. Upload yours and we'll use it to build a detailed savings comparison.

Document.pdf 10Mb
Click to upload or drag and drop it here.

Need help switching? We have a team for that.

Helcim take the stress out of switching by pairing your business with a dedicated onboarding team member. Get real human help setting up your account. We’ll even transfer your customer and card data ensuring no disruptions to your payments.

Message us to get help switching
Get started for free
Message us to get help switching
Message us to get help switching
Message us to get help switching

Discover why businesses love Helcim.

See why businesses save time and money with Helcim. Enjoy low payment processing rates, with no hidden fees and no monthly contracts.

See why businesses save time and money with Helcim. Enjoy free, low payment processing rates, with no hidden fees and no monthly contracts.

You’ll love our powerful payments.

With one Helcim account you get unlimited access to all of our payment solutions and every tool your business may need.

In-person

Easily accept contactless payments at your checkout or on the go.

Learn more
Credit card
Smart Terminal

Keyed & over the phone

Get paid faster with Online Invoicing and the Virtual Terminal.

Learn more
Keyed & over the phone

Online

Build a fully-hosted online store or add payments to your current website.

Learn more
Love our powerful online payments
Grape cursor

FAQ.

  • I've already signed up with another credit card processing company. How can I make the switch to Helcim?

    Switching from another provider to Helcim is completely possible. If you have any questions about switching, getting out of an unfair contract, or just about the industry in general, our Support Team is always happy to provide guidance and honest advice.

  • Can Helcim help me with cancellation paperwork and the migration process?

    Some providers require their merchants to fill out cumbersome forms and paperwork in order to cancel their contracts. Helcim is here to help! Our Merchant Success team can help guide you through any paperwork required to cancel your existing contract as well as migrate your data over.

  • Can I argue with my existing provider to not charge a cancellation fee?

    Absolutely! Many merchants are able to get their cancellation fee waived by contesting their poor service quality experience or the increasing fees. For Canadian merchants, we recommend reading this article on the Code of Conduct, which significantly restricts most processors from charging cancellation fees.

  • How long does it take to migrate my customer and card data over from my existing processor?

    We usually need between 5 to 10 business days, but in some instances it can take up to 30 days to be completed. But, since Helcim has no monthly or sign up fees you can make the switch before canceling your current provider so there are no interruptions to your service.

  • Can I switch to Helcim if my cancellation fee is more than $500?

    You can absolutely switch to Helcim at any time and benefit from Helcim's low rates. As part of our Merchant Buyout program, we will reimburse you up to $500 in free processing credits when you make the switch, however, any cancellation fee over this amount will not be covered by Helcim. We hope that the $500 in addition to our low processing fees will help reduce your overall payment processing costs.

  • What merchants qualify for the $500 credit?

    To qualify, you must be switching from another payment processor and have either purchased equipment recently, or have early termination fees in your current contract. Once you've signed up for Helcim, you can redeem the credit by logging into your account, going to Help > Talk to Us > Submit a Ticket, and uploading your equipment receipt or contract showing the cancellation fee.

Show All

Let’s talk. We’ll listen.

Our pricing is 100% transparent and saves you money. With easy online approval your business can begin to accept payments in no time.

Get started now
Call to action background affiliate program image

We're always
here to help.

New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.

  • Speak to a real person, fast
  • Experts you can trust
Show more

Have us contact you.

Contact name cannot be blank
Business name cannot be blank
Please provide a valid email address
Phone number cannot be blank
Helcim high five
Thank you! We look forward to connecting with you!