Whether you need to accept credit cards in-person, over the phone or online through a payment gateway, our point of sale system is perfect for new or existing businesses looking to make the switch from traditional payment processing companies.
Paying too much in credit card fees? Save on payment processing with bank to bank transfers. Easily set up recurring payment with ACH, funds can easily scheduled to be pulled from the customer’s bank and automatically deposited into the merchant’s bank (yours). No more chasing down payments and sending out invoices each month, just set it and forget it.
Step up your in-person payments with our customizable point of sale system. From our sleek Smart Terminal to our accessible cloud POS software- you can integrate all our POS equipment with any of our free tools such as inventory management and invoicing- from anywhere.
Effortlessly process payments without any POS equipment at all if that’s your thing. With just an internet-connected device, we help you process online payments while conveniently synchronizing customer and invoice details, saving you valuable time without tying you down.
Take payments wherever you can find service to answer your phone and conveniently key-in your customer’s credit card details over the phone. Now work-from-home days can be everyday.
As one of the only payment processors offering transparent, low-cost Interchange Plus pricing, we help your business save more with our wholesale payment processing rates.
A payment processor is a company that facilitates payment transactions between customers, respective financial institutions, and merchants. It plays a vital role in authorizing and settling credit card and debit card transactions, ensuring secure and reliable payment processing for the purchase of goods and services with various payment methods.
Payment processing refers to the overall process of handling digital transactions, ultimately helping businesses to accept payments. It involves the authorization of a transaction and the transfer of the specified funds from a customer's bank account to the merchant's bank. Payment processing companies help ensure this process is secure and efficient, mediating card brand networks and various financial institutions along the way.
The payment process involves several steps: a business will charge a customer’s card, whether online or in-person, the payment gateway securely processes the transaction, the payment processor verifies and approves the payment, and finally, funds are transferred to the business’s merchant account.
An example of payment processing is when a customer uses their credit card to make a purchase online. The payment processor securely authorizes the transaction, and the funds are transferred from the customer's bank account to the merchant's bank account.
Payment processors' earnings vary based on the volume of transactions they handle, transaction fees, and their business model. Typically, payment processing companies charge a small percentage of each transaction as their revenue. However, it depends on the pricing model and various other factors.
The duration of payment processing can vary depending on factors like the payment method used, the payment processor's efficiency, and the bank's processing time. Generally, it takes a few seconds to a few days for funds to reach the merchant's bank account.
Payment processing companies have several responsibilities, including securely processing credit card and debit card transactions, providing fraud protection, and ensuring accurate and timely fund transfers to merchants' bank accounts.
Payment processing duration can be influenced by various factors, such as bank processing times, security checks, and network connectivity. However, reputable payment processors strive to optimize their systems to minimize delays and ensure faster processing times.
Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.
Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.
You can view our complete volume discounts on our pricing page.
You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.
Once you create your Helcim account, you can begin using it right away! Get started here.
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