Drive your business forward with Helcim Payments.

Send invoices and accept credit cards and ACH payments with our all-in-one payment platform.

Get started for free
Level 3 data illustration
Level 3 data illustration
Level 3 data illustration
Level 3 data illustration
Level 3 data illustration
Level 3 data illustration
Level 3 data illustration
  • Logo CNN

    Best for Cheap

    Payment Processing, 2023

  • Logo Forbes

    Best Budget

    Friendly Alternative, 2024

  • Logo Nerdwallet

    Best for Overall

    Payment Processor, 2024

  • Logo USA Today

    Best for Small

    Business, 2023

  • Logo Fit small business

    Best for Lowest

    Processing Rates, 2023

  • Logo CNBC

    Best for Custom

    Rates, 2023

Automotive businesses save 24% with Helcim.

With Helcim the savings are built-in.  We use Interchange Plus pricing, which means you get access to the lowest possible interchange rate for each credit and debit card transaction.  Grow your bottom line with no monthly fees, no hidden charges and no contracts.

Learn more about our low processing fees
The bag for automotive tools

* Calculated from first-party data on the automotive industry compared to the average market flat rate.

We are all about transparency.

Get started now
0 0 0 0 0 0

All-in-one payments solution geared for your business

Our payment solutions work as hard for your business as you do for your clients.

Payment hardware to fuel your business.

Smart Terminal

Standalone terminal with a touch screen and Helcim's Point-of-Sale built in.

429

349

Or 5 monthly payments of $82 CAD

Or 5 monthly payments of $68 US

Looking for a credit card machine?
Payment hardware Smart Terminal

Card Reader

Portable card reader for payments at your checkout or on-the-go.

139

109

Looking for a credit card reader?
Payment hardware Helcim Card Reader

See why the automotive industry loves Helcim.

  • "Excellent Service and Great Communication.”

    The Vijeyakumar Group Inc.

    Nov 11th, 2023

  • “We would recommend Helcim to anyone - their service is outstanding. We think this system is easy to navigate, yet if any assistance is needed, they are there for you!”

    Swift RV Repairs Inc

    Aug 8th, 2023

  • "Helcim is so responsive! after years of feeling like nothing but an afterthought, a cash cow, and a burden to my other credit card processing providers being with Helsom has been like a breath of fresh air. I have been doing this for 13+ years and I can honestly say that that is a huge, huge benefit. Helcim makes we feel like a partner, not a cog.”

    Classic Mustang

    Apr 4th, 2023

Everything your business needs and loves.

  • Accept in-person payment

    Accept in-person payments

    Accept credit, debit, and mobile wallets at your store, clinic, or on-the-go with Helcim Point of Sale.

    Learn more
  • Accept payments on your computer

    Accept payments on your computer

    Process transactions online or over the phone from your laptop or tablet – no website or hardware needed.

    Learn more
  • Send and manage invoices

    Send and manage invoices

    Create, manage, and get paid on your invoices—via ACH, credit card, or debit—all without juggling multiple tools.

    Learn more
  • Build your online store

    Build your online store

    Build and launch your online store quickly—no coding skills or developers needed.

    Learn more
  • Create your payment page

    Create your payment page

    Add a payment page to your website with just a few clicks—no need for custom programming.

    Learn more
  • Collect recurring payments

    Collect recurring payments

    Automate payment collection for subscriptions, billing, or installment plans.

    Learn more
  • Manage your customer data

    Manage your customer data

    Keep all your customer data organized, accessible, and secure in one place.

    Learn more
  • Manage your inventory

    Manage your inventory

    Quickly add and manage products from one dashboard, with inventory automatically synced across all sales channels.

    Learn more
  • Embed customizable payment flows

    Embed customizable payment flows

    From high code to low code payment options, Helcim lets you create your custom checkout experience for your app, website, or platform.

    Learn more

Protection for your customer information.

Peace of mind shouldn’t cost extra. Accept online and in-person payments securely as we ensure the security of your transactions. Keep your card information safe with advanced tools such as data encryption, tokenization, and more.

PCI compliant (without added fees)

PCI Data Security Standards with no added fees for data encryption, tokenization & key management.

Protect with Helcim Fraud Defender

Take advantage of Helcim Fraud Defender and avoid costly fraudulent transactions.

Built-in secure credit card vault

Protect your customers’ card information and store it securely in our credit card vault.

FAQ.

  • Why should I choose Helcim?

    Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor with hidden fees, contracts, and terrible service. We've built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you've been looking for.

    Have more questions? Email or give us a call. Our in-house team of Helcim Merchant Experience Specialists are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

  • Are there any contracts or hidden fees?

    No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

  • Who is Helcim for?

    If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

  • How long do funds take to be deposited?

    Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account, net of processing fees.

  • Is there a monthly fee?

    No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Helcim account allows you to process both in-person and online payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.

  • How long should I wait to get my payment hardware?

    When you order a Helcim card reader or a Helcim Smart terminal, we work hard to ensure it reaches you as quickly as possible. Typically, shipping may take 2 - 3 business days. However, please know that shipping may take up to 5 business days for some businesses for US locations and up to 7 business days for some Canadian locations.

  • What type of funding options does Helcim offer?

    Helcim uses gross deposits, meaning your total sales are deposited directly into your bank account, with processing fees deducted as a separate line item on the same day. This ensures accurate daily revenue and cash flow data so you always know exactly how much you've earned and what's available.

  • How much are the processing rates?

    For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

    To calculate your rates for in-person and online transactions, you can visit our pricing page.

  • Do I need to change banks?

    No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

    Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

  • Do you offer volume discounts?

    Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.

    You can view our complete volume discounts on our pricing page.

  • How does signing up work?

    You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

    Once you create your Helcim account, you can begin using it right away! Get started here.

Show All

Start accepting payments today.

Create your free account instantly with no paperwork or commitments.

Get started for free
Call to action background affiliate program image

We're always
here to help.

New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.

  • Speak to a real person, fast
  • Experts you can trust
Show more

Have us contact you.

Contact name cannot be blank
Business name cannot be blank
Please provide a valid email address
Phone number cannot be blank

The form was sent successfully!