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Understanding Payments

Understanding Payment Gateways

Payment gateways allow you to integrate credit card processing into your website so your customers can pay for their purchases with their preferred payment method.

Understanding Payments

Understanding Declines for Credit Card Processing

When a credit card is approved during a transaction, it is the customer’s issuing bank, not the processor or the card network, that is approving the card. Similar to how a transaction is approved, when a credit card is declined, it is typically declined by the cardholder’s issuing bank, as they are the entity that decides the outcome of the transaction.

Understanding Payments

What is an Acquirer?

If you accept credit card payments, there is a good chance you have heard the term acquirer or acquiring bank. Each of these terms is referencing the bank that completes credit card processing on your business’s side, or the merchant side, of the transaction.

Understanding Payments

What is the Difference Between an Acquiring Bank and an Issuing Bank?

Acquiring banks and issuing banks (sometimes referred to as “acquirers” and “issuers,” respectively) are two important institutions in the credit card processing ecosystem.

Understanding Payments

Understanding the Different Payment Processing Pricing Structures

One of the most important considerations when selecting a payment processor for your business is which pricing structure they offer, or simply, how they bill you for your processing.

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Helcim Tutorial - Changing Order Settings

Learn how to change your order settings in this tutorial with Helcim Guru Ben.

Understanding Payments

Interchange Plus Pricing Explained

In interchange plus pricing, the merchant passes on the fluctuating interchange rates to the merchant, while their margin fee will be charged on top as a consistent, set rate for each transaction.

Choosing a Payment Processor

How Do I Know Which Payment Provider is Right for My Business?

Using Helcim

Helcim Tutorial – Creating a Payment Page

Helcim Guru Keshia shows you how you can use Helcim Commerce to create a custom payment page for your business.