Best for Cheap
Payment Processing, 2023
Best Budget
Friendly Alternative, 2024
Best for Overall
Payment Processor, 2024
Best for Small
Business, 2023
Best for Lowest
Processing Rates, 2023
Best for Custom
Rates, 2023
With Helcim, you get more than just credit and debit card processing.
We can offer the lowest processing rates because of our interchange plus pricing model.
Our platform is easy to set up and use, so you can focus on what you do best: growing your business.
No bots here. We are hoping you’ll never have to use it, but if you need to, our friendly customer support is here to answer any questions you might have.
When you sign up with Helcim, you get all the payment tools your business needs, without the extra cost.
We have a user-friendly payment tool for every situation.
Signing up for a free Helcim account only takes a few minutes. With no complicated paperwork and easy online approval, your business can begin processing credit cards in no time.
Learn more
Refine your payment needs with our suite of online tools, perfect for e-commerce, subscription services, sending invoices, or taking payments over the phone.
Learn moreLower rates, no monthly fees, and no contracts.
Learn more about our rates1.83%+ 8¢
2.61%+ 8¢
1.67%+ 8¢
2.32%+ 8¢
9.0¢
Based on the weighted average cost of popular cards and a transaction size of: $300
2.27%+ 25¢
3.01%+ 25¢
2.28%+ 25¢
2.75%+ 25¢
Based on the weighted average cost of popular cards and a transaction size of: $300
Peace of mind shouldn’t cost extra. Accept online and in-person payments securely as we ensure the security of your transactions. Keep your card information safe with advanced tools such as data encryption, tokenization, and more.
PCI Data Security Standards with no added fees for data encryption, tokenization & key management.
Take advantage of Helcim Fraud Defender and avoid costly fraudulent transactions.
Protect your customers’ card information and store it securely in our credit card vault.
Find yourself searching, "credit card processing for small business?" and unsure which payment provider is right for you? We've got you covered. To get started, simply sign up for a free Helcim account. Your Helcim account allows for both online and in-person payment solutions for credit and debit cards. If you have a retail business and interact with customers in-person, you can use the Helcim Point-of-Sale on any device and connect the Helcim Card Reader to accept payments. For online businesses, you can create an online store from scratch or simply add payments to your existing website. You can also use online invoicing or create subscription plans for your customers.
Absolutely not! Some payment processors require you to sign a contract and lock you in. But we know merchants hate being nickel-and-dimed, and so do we! If you are accepting payments with Helcim, you will never see any monthly fees, cancellation fees, or hidden charges. We value honesty and transparency when it comes to business, and that means not charging business owners through the nose for our merchant services. Most of the payment processing solutions we offer are free of charge.
Businesses of all shapes and sizes can use Helcim to accept payments. We provide you with free tools to accept payments over the phone, set up a payment gateway for your website, collect recurring payments, etc. If you think your business might be a high risk business, feel free to reach out to our friendly Merchant Experience Team to get all your questions answered.
We know that peace of mind matters when you're dealing with any kind of financial service. Helcim is a Level 1 PCI-DSS compliant service provider, so you can trust Helcim to help your business process credit cards securely. When you process with us, you ensure that both your data and that of your customers is safe.
Switching from another provider to Helcim is completely possible. If you have any questions about switching, getting out of an unfair contract, or just about the industry in general, our Merchant Experience team is always happy to provide guidance and honest advice.
Helcim is one of the few credit card processing companies that offers Interchange Plus Pricing to all businesses, with no contracts, monthly fees, or hidden charges. Check out our blog to learn why we recommend Interchange Plus Pricing, or visit our pricing page for a complete breakdown on how it works.
Helcim uses gross deposits, meaning your total sales are deposited directly into your bank account, with processing fees deducted as a separate line item on the same day. This ensures accurate daily revenue and cash flow data so you always know exactly how much you've earned and what's available.
New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.
