Cut payment costs for your accounting practice.

Accept credit cards and ACH payments, send invoices with ease, and simplify your finances —all while getting paid faster.

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  • Logo CNN

    Best for Cheap

    Payment Processing, 2023

  • Logo Forbes

    Best for High-Volume

    Sellers, 2025

  • Logo Nerdwallet

    Best for Overall

    Payment Processor, 2024

  • Logo USA Today

    Best for Small

    Business, 2023

  • Logo Fit small business

    Best and Cheapest for

    Growing Businesses, 2024

  • Logo CNBC

    Best for Custom

    Rates, 2025

Accountants save 24% on average with Helcim. Accountants save 24% on average with Helcim.

Our pricing is 100% transparent and flat out saves you money. We keep your rates low and give you innovative ways to save money, all with no monthly fees or contracts in sight.

  • In-person
  • Keyed & Online

1.83%+ 8¢

2.61%+ 8¢

1.00%+ 8¢
  • PIN-Debit

1.67%+ 8¢

2.32%+ 8¢

9¢

Average costs to expect

Based on the weighted average cost of popular cards and a transaction size of: $300

2.27%+ 25¢

3.01%+ 25¢

2.28%+ 25¢

2.75%+ 25¢

Average costs to expect

Based on the weighted average cost of popular cards and a transaction size of: $300

Never overpay on merchant fees again.

Compare your rates against Helcim today.

Upload your statement
Upload your statement

Upload a recent statement from your current provider, and we'll compare it to our rates.

Use the comparison tool
Use the comparison tool

Prefer DIY? Use our online comparison tool to check your rates and calculate your savings.

Rate comparison calculator

Have your monthly statement handy to help you fill out the sections.

Your current payment provider and costs

Select your current provider and enter the amount of fees you typically pay per month. If you're unsure, leave it blank and we'll estimate your savings using Market Flat-Rates.

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What type of transactions do you accept?

In-person payments are made via Chip, PIN, Swipe, and Tap. Online payments are made digitally through methods like recurring payments, online invoices, online stores, or virtual terminals.

How much did you process last month?

Monthly Amount

# of transactions

PIN-Debit
Advanced settings
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What types of cards do you process?

Compare DIY illustration

Calculate your savings

Complete the steps and we'll show you how much you could save by switching to Helcim.

Please select Monthly processing volume

Upload a recent statement

We'll prepare a comparison based on your current rates and fees.

Sending us a processing statement

Most processors provide a 3-8 page statement of your processing activity. Upload yours and we'll use it to build a detailed savings comparison.

Please select Monthly processing volume
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Helcim fee saver enjoy zero cost payments

Helcim Fee Saver Enabled

Customer will be charged a set fee if they choose to pay with credit card.

Enjoy free credit card processing with Helcim Fee Saver.

Easily pass on your credit card processing fees to your customers or clients.

Learn more about Helcim Fee Saver

Integrations are just a few clicks away.

Helcim’s accounting software integrations make it easy to accept payments, sync data to your books, and reconcile transactions without disrupting your workflow. It’s built to complement how you already work, not complicate it.

The man is giving an interview

Helcim keeps things simple. It allows us to devote our time to other matters that are important. That's why we like Helcim.

Douglas Kasper

CPA
More Helcim Reviews

Everything your business needs and loves.

  • Accept in-person payment

    Accept in-person payments

    Accept credit, debit, and mobile wallets at your store, clinic, or on-the-go with Helcim Point of Sale.

    Learn more
  • Accept payments on your computer

    Accept payments on your computer

    Process transactions online or over the phone from your laptop or tablet – no website or hardware needed.

    Learn more
  • Send and manage invoices

    Send and manage invoices

    Create, manage, and get paid on your invoices—via ACH, credit card, or debit—all without juggling multiple tools.

    Learn more
  • Build your online store

    Build your online store

    Build and launch your online store quickly—no coding skills or developers needed.

    Learn more
  • Create your payment page

    Create your payment page

    Add a payment page to your website with just a few clicks—no need for custom programming.

    Learn more
  • Collect recurring payments

    Collect recurring payments

    Automate payment collection for subscriptions, billing, or installment plans.

    Learn more
  • Manage your customer data

    Manage your customer data

    Keep all your customer data organized, accessible, and secure in one place.

    Learn more
  • Manage your inventory

    Manage your inventory

    Quickly add and manage products from one dashboard, with inventory automatically synced across all sales channels.

    Learn more
  • Embed customizable payment flows

    Embed customizable payment flows

    From high code to low code payment options, Helcim lets you create your custom checkout experience for your app, website, or platform.

    Learn more

See why our accountants love Helcim.

  • “Excelent customer service I’m very glad I choose this as my merchant super happy”

    Grace Olesiak

    Feb 2nd, 2024

  • “Getting Helcim setup was really easy. The signup was simple and the Xero connection takes just a few clicks. Our clients tell us that using it to pay their bills is easy, and we've seen our transaction fees drop by ~20%. A win-win for everyone.”

    Emily Hoult Professional Corporation

    Jun 6th, 2023

  • “We recently started using Helcim to collect payments for customers that we accept credit cards from. It couldn't have been easier to set up and we were able to integrate it into a custom invoice template in Xero that we only send out when we want to allow credit card payments from a customer. No issues integrating it or receiving payments. Any questions we had were answered quickly by the Helcim team. It's great to have a Canadian-based payment service! Thanks Helcim”

    Hawkins & Co. Accounting Professional Corporation

    Jan 1st, 2023

Superior support for your accounting practice.

Our in house Support Team is here for you, your business, and your clients. Speak to a real person who is committed to helping your accounting practice grow.

Helcim's team member
Helcim's team member
Helcim's team member
Helcim's team member
Helcim's team member
Helcim's team member

FAQ.

  • How can Interchange Plus pricing benefit my business?

    Interchange Plus pricing gives you a competitive edge compared to those using flat rate because of the transparent pricing model. With flat rate pricing, the lowest percentage you will ever get is the one rate. With Helcim, our processing rate is adjusted with the fluctuating interchange rate, while our margins remain the same so all of the savings are passed on directly to you.

  • Is there a monthly fee?

    No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Helcim account allows you to process both in-person and online payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.

  • Are there any contracts or hidden fees?

    No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

  • Do you charge monthly fees?

    Nope! We're dedicated to helping veterinary practices thrive, which is why we don't burden you with monthly fees. What's more, you gain access to our full platform of merchant tools and receive top-notch customer service designed to meet your practice's unique needs, all without a monthly cost!

  • Do my regular clients have to enter their card information every time?

    No, if an invoice is sent to the same email, the client’s card information will automatically populate allowing them to quickly pay their invoices. We will handle the tokenization of your clients’ card information with our secure card vault. This means you never have to worry about handling sensitive card information.

  • How does signing up work?

    You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The sign up form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

    Once you create your Helcim account, you can begin using it right away! Get started here .

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Start accepting payments today.

Create your free account instantly with no paperwork or commitments.

Get started for free
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We're always here to help.

Speak to a real person who can answer your payment questions.

Call us, book a demo, or fill out the form to learn:

  • How to start accepting payments
  • How much you can save with our low processing fees
  • How to add payment options to your website
  • What hidden fees you're paying your processor
  • Other ways to make your business more profitable

Monday - Friday: 7am - 5pm MT

Saturdays: 9am - 5pm MT

Have us contact you

Monthly credit card processing ($)
Please select Monthly credit card processing

How would you like us to contact you?

Thank you!

We look forward to connecting with you!