Fill out the form to get our switching guide and start saving with Helcim.
Best for Cheap
Payment Processing, 2023
Best Budget
Friendly Alternative, 2024
Best for Overall
Payment Processor, 2024
Best for Small
Business, 2023
Best for Lowest
Processing Rates, 2023
Best for Custom
Rates, 2023
We know costs matter to small business owners.Here is a breakdown of the fees you’ll pay with Helcim and Clover.
Online Payments
2.39% + 25¢
2.49% + 25¢
Average
In-person Payments
1.76% + 8¢
1.93% + 8¢
Average
ACH Payments
0.5% + 25¢
0.5% + 25¢
Online Payments
3.50% + 10¢
3.50% + 10¢
In-person Payments
2.3% - 2.6% + 10¢
2.3% - 2.6% + 10¢
ACH Payments
Not available
Not available
Access powerful tools for in-person and online payments with one free account—no contracts and no hidden fees.
Get 25% average savings on merchant rates, automatic volume discounts, plus free processing with Fee Saver. No fuss, just savings.
No bots here. You’ll actually talk to a human who knows the ins and outs of the platform.
Beyond the fees, there can be other factors to consider when switching providers. We made it simpler.
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Clover logo
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|---|---|---|
| Pricing Model | Interchange Plus | Flat Rate |
| Monthly Fees |
Essentials: $14.95 - Includes first device. $11.95/mo for each additional device. Standard: $14.95 + device purchase / subscription Advanced: $49.95 + device purchase / subscription |
|
| PCI Compliance Fees | ||
| Premium Fees on Tools | $0 (all inclusive) | |
| International Payment Fees | $0 - Converted amount | $0 - Converted amount |
| Free Credit Card Processing | Not available | |
| ACH Payments | Not available | |
| POS Hardware |
Card Reader - $129 Smart Terminal - $399 Card Reader - $99 Smart Terminal - $329 |
Clover Go Clover Flex Clover Mini Clover Station Clover Station Duo Clover Flex Clover Mini Clover Station Duo Clover Station Solo |
| Invoice Management | ||
| POS Solution | ||
| Recurring Payments | ||
| Virtual Terminal | ||
| Inventory Management | ||
| API solution | ||
| Hosted Payments Page | ||
| Customer Service | Phone & Email | Phone, email & live chat support |
| Volume Discounts |
Automatic |
|
| Deposit Time | 1-2 Business days | 1 - 2 Business days or Instant deposit at 1.5% fee |
When comparing Helcim to Clover, in general Helcim has:
Helcim takes the stress out of switching by managing the secure transfer of your customer and card data. With Helcim’s dedicated support, your business can enjoy a smooth, secure transition with no disruptions to payments.
We’ll even handle the contract cancellation paperwork—making the switch effortless from start to finish.
Ready to make your move?
Get started for freeSign up for free to quickly start accepting payments, without the hassle of complex paperwork. For step-by-step guidance, check out our switch tutorial video
The exact timeline can vary depending on the specifics of your current setup and how quickly you can integrate Helcim's tools into your operations. However, Helcim's streamlined signup process and support mean that you can begin accepting payments relatively quickly after initiating the switch. For deposits, it typically takes about 2 business days for funds to appear in your bank account after transactions are settled.
Helcim offers switching support for businesses looking to transition their business to Helcim. Our team will be available to provide guidance, honest advice, and answer any questions you might have about switching, getting out of an existing contract, and even help you migrate your data to our system.
Check your contract for terms regarding equipment return or termination fees and consult your previous provider for the return process.It’s advisable to handle the transition in a manner that minimally disrupts your business operations, ensuring a seamless shift to Helcim’s platform and services.
New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.
