Affordable payment solutions for consultants.

Wallet-friendly payment processing—because your consultancy deserves the best, without the hefty price tag.

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Consulting services Save 20% in fees with Helcim.

Forget annual rate negotiations. With Helcim's Interchange Plus pricing, you're getting ultra-low credit card processing fees, freeing you to put your full attention back on what matters most—your clients.

Learn more about our low processing fees
Hannah is taking payment using Smart Terminal

* Calculated from first-party data on the consultancy industry compared to the average market flat rate.

Always on-the-go?Get paid anytime, anywhere.

  • Consultants use Helcim virtual terminal

    Accept payments in-office

    Seamlessly welcome card payments in your consultancy, all through the ease of the Helcim Smart Terminal.

    Checkout our Helcim Smart Terminal
  • Consultants use Helcim Online Invoicing

    Accept payments online

    With everything from easy invoicing to quick 'Pay Now' emails and texts, our suite of payment solutions lets you collect payments whenever it suits you best.

    Learn more about online-payments
  • Wholesalers use Helcim Subscription manager

    Accept payments in-the-field

    Creating and sending invoices shouldn’t be your part-time job. Helcim’s payment tools allow your firm to automate the admin work and payment collection notices so you can focus on what matters.

    See our point-of-sale system
  • Wholesalers use Helcim Subscription manager

    Try our all-in-one payments platform for free!

Consultants use Helcim virtual terminal
Consultants use Helcim Online Invoicing
Consultants use Helcim Subscription manager
Consultants use Helcim Subscription manager

Accept payments in-office

Seamlessly welcome card payments in your consultancy, all through the ease of the Helcim Smart Terminal.

Checkout our Helcim Smart Terminal

Accept payments online

With features like a client portal, invoicing, repeat billing, and QuickBooks and Xero integrations, Helcim allows your firm to handle payments effortlessly, without the steep learning curve.

Learn more about online payments

Accept payments in-the-field

Helcim’s payment tools allow your firm to automate the admin work and payment collection notices so you can focus on what matters.

See our point-of-sale system

Try our all-in-one payments platform for free!

Easy to use payment tools.

Smart Terminal

Standalone terminal equipped with a user-friendly touchscreen interface allowing for more seamless in-person transactions.



Or 5 monthly payments of $82 CAD

Or 5 monthly payments of $68 US

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Payment hardware Smart Terminal


Whether you get paid by the hour, flat fees, or both, with just a few clicks, instantly customize & send invoices that fit your practice.

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Payment hardware Invoicing

Keyed Payments

Taking payments over the phone from clients? Effortlessly accept credit card or ACH payments when you have your client's billing info readily available. No equipment needed!

Learn more
Payment hardware Virtual terminal

Everything your business needs and loves.

  • Practice love affordable pricing

    Affordable pricing

    Our payment solutions work as hard for your business as you do for your clients. save 20% on average with Helcim.

    Learn more
  • Helcim Invoicing


    Streamline your billing and payment operations with our free invoicing software.

    Learn more
  • Helcim Recurring subscriptions

    Recurring subscriptions

    Automatically collect due credit card and ACH payments from your clients with Helcim’s Subscription Manager.

    Learn more
  • Helcim Smart Terminal

    In-Person Payments

    Accept payments, apply discounts and taxes, manage customers, and generate reports all within a single integrated device.

    Learn more
  • Helcim Virtual Terminal

    Keyed-in Payments

    Securely accept credit card and ACH payments online on your computer or mobile devices.

    Learn more
  • Helcim Virtual Terminal

    Customer Portal

    Give customers 24/7 access to their payment history and customer information while managing what information they can view or modify.

    Learn more
  • Helcim PCI Compliance

    PCI Compliance

    PCI Data Security Standards with no added fees for data encryption, tokenization & key management. All with zero PCI fees.

    Learn more
  • No strings attached

    No strings attached

    Best part? There are no contracts, monthly or hidden fees.

    Get started today

See why our consultants love Helcim.

  • "I went through 3 different merchant services entities before finding Helcim. I couldn't be more satisfied. Great service, always helpful on the phone, and a pricing structure that suits my business. I highly recommend Helcim to any small business looking for quality and pain-free merchant services.”

    Clarion Labs

    Nov 11th, 2023

  • "Our company, with 3 separate divisions, switched to Helcim almost two years ago for our customer credit card payments. Our only regret is not doing so sooner.”

    Carleton Environmental Services inc

    Feb 2nd, 2023

  • "With lower transaction fees (due to Interchange-Plus paradigm rather than flat rates), rule-based options for minimizing risk, and a cloud solution for quoting and invoicing that makes customization and billing a breeze—without subscription fees—Helcim definitely stands out."

    Mind2Matter Design & Technologies, LLC

    May 5th, 2022

Integrations are just a few clicks away.

Helcim's accounting software integrations to streamline your business processes and get more done. From accepting payments right from the software to syncing Helcim data to your books for easy reconciliation. Our integrations compliment your workflows instead of complicating them.

Superior support for your consulting business.

Our in house Support Team is here for you, your business, and your clients. Speak to a real person who is committed to helping your consulting business grow.

Helcim's team member
Helcim's team member
Helcim's team member
Helcim's team member
Helcim's team member
Helcim's team member


  • Why should I choose Helcim?

    Transparency, low rates, smart tools and amazing service! Many merchants have been dragged through the mud by their prior processor with hidden fees, contracts, and terrible service. We've built our reputation on being the opposite. We care about building long-term relationships with our merchants - which means offering you the payment service you've been looking for.

    Have more questions? Email or give us a call. Our in-house team of Helcim Merchant Experience Specialists are here to share their knowledge, answer your questions and point you in the right direction. No commissions, no pressure.

  • Are there any contracts or hidden fees?

    No! You can close your account anytime without any penalty and there are no hidden fees. You never again have to worry about setup fees, termination fees, quarterly fees, PCI & non-compliance fees, customer service fees, or bank deposit fees.

  • Who is Helcim for?

    If your business is looking for a better way to accept credit and debit cards online or in-person, then Helcim is the payments company for you. Helcim offers a wide range of payment tools and software solutions to make it faster and easier for you to get paid.

  • How long do funds take to be deposited?

    Deposits will appear in your bank account within 2 business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account, net of processing fees.

  • Is there a monthly fee?

    No! We want to help small businesses grow and thrive, so there are no monthly fees. Your Helcim account allows you to process both in-person and online payments with great low processing rates. You also get full access to all of our merchant tools and benefit from our amazing customer service team.

  • How long should I wait to get my payment hardware?

    When you order a Helcim card reader or a Helcim Smart terminal, we work hard to ensure it reaches you as quickly as possible. Typically, shipping may take 2 - 3 business days. However, please know that shipping may take up to 5 business days for some businesses for US locations and up to 7 business days for some Canadian locations.

  • How much are the processing rates?

    For Visa, Mastercard, Amex and other card-brands, we offer Interchange Plus pricing to give you complete transparency and greater savings. By passing the base cost directly to you and only charging for a single markup, Interchange Plus pricing gives you significant savings. By knowing our cost as well as our markup, we promote a fully transparent partnership which means no surprises on your monthly statement!

    To calculate your rates for in-person and online transactions, you can visit our pricing page.

  • Do I need to change banks?

    No! You can use your existing bank account, provided by your financial institution or credit union. Sole proprietors can use a personal bank account. Incorporated business and partnerships are required to use a business bank account

    Law firms and other businesses that require separate trust and operating bank accounts are able to customize the flow of deposits and fees to meet their needs.

  • Do you offer volume discounts?

    Yes! And there is no need to call and renegotiate rates. Our Interchange Plus margin automatically decreases the more you process, helping you save even more.

    You can view our complete volume discounts on our pricing page.

  • How does signing up work?

    You can sign up directly on our website using your computer or mobile phone. There is no need for complicated paperwork nor signatures. The signup form takes as little as 5-minutes, asking you to enter basic information about your business, address and contact information.

    Once you create your Helcim account, you can begin using it right away! Get started here.

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Start accepting payments today.

Create your free account instantly with no paperwork or commitments.

Get started for free
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We're always
here to help.

New to accepting card payments? We take the time to help you understand how it all works so you can make the best decisions for your business.

  • Speak to a real person, fast
  • Experts you can trust
  • No commission = no pressure
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