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Never miss a payment with Helcim Invoicing.

Send and manage online invoices, handle late payments - and save on processing fees.

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Invoice hero process payment
Invoice hero recurring invoice
Invoice hero request deposit
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  • Logo CNN

    Best for Cheap

    Payment Processing, 2023

  • Logo Forbes

    Best for High-Volume

    Sellers, 2025

  • Logo Nerdwallet

    Best for Overall

    Payment Processor, 2024

  • Logo USA Today

    Best for Small

    Business, 2023

  • Logo Fit small business

    Best and Cheapest for

    Growing Businesses, 2024

  • Logo CNBC

    Best for Custom

    Rates, 2025

Free invoicing tool made to match your business.

  • Professional services
  • Healthcare
  • Home services
  • Automotives
  • Wholesale
  • Education

Professional services

  • Clearly outline billable hours, services rendered, and itemized charges on your invoices.
  • Automate retainer fee collection and set up recurring invoices for ongoing services.
  • Ensure your billing processes meet industry standards for confidentiality and regulatory compliance.
Learn more
Invoicing tool made for professional services illustration

Healthcare

  • HIPAA compliant, secure and accurate billing for patient data.
  • Securely store customer information and instantly charge invoices with one click.
  • Generate detailed reports to gain insights and track revenue.
Learn more
Invoicing tool made for healthcare illustration

Home services

  • Manage quotes, orders, and invoices on the go through mobile invoicing.
  • Speed up payment collection with instant on-site billing.
  • Reduce paperwork and administrative tasks in the field.
Learn more
Invoicing tool made for home services illustration

Automotive

  • Include labor, parts, and service descriptions for accurate billing.
  • Automate regular service payments for repeat customers.
  • Keep your inventory up-to-date automatically whenever parts are sold through invoicing.
Learn more
Invoicing tool made for automotive illustration

Wholesale

  • Automatically update inventory with every sale.
  • Create invoices that reflect your brand and meet your specific needs.
  • Generate reports to gain insights and track revenue.
Learn more
Invoicing tool made for wholesales illustration

Education

  • Simplify tuition and fee collection with customizable invoicing tailored to your institution's needs.
  • Set up recurring invoices for tuition, extracurricular fees, and other regular charges.
  • Integrate financial aid adjustments and scholarships directly into student invoices.
Learn more
Invoicing tool made for education illustration

See it in action.

Explore how Helcim helps you send professional invoices and get paid in no time.

Businesses save 25% on average with Helcim. Small businesses save 25% on average with Helcim.

Our pricing is 100% transparent and flat out saves you money. We keep your rates low and give you innovative ways to save money, all with no monthly fees or contracts in sight.

2.27%+ 25¢

3.01%+ 25¢

2.28%+ 25¢

2.75%+ 25¢

Average costs to expect

Based on the weighted average cost of popular cards and a transaction size of: $300

Never overpay on merchant fees again.

Compare your rates against Helcim today.

Upload your statement
Upload your statement

Upload a recent statement from your current provider, and we'll compare it to our rates.

Use the comparison tool
Use the comparison tool

Prefer DIY? Use our online comparison tool to check your rates and calculate your savings.

Rate comparison calculator

Have your monthly statement handy to help you fill out the sections.

Your current payment provider and costs

Select your current provider and enter the amount of fees you typically pay per month. If you're unsure, leave it blank and we'll estimate your savings using Market Flat-Rates.

Business name cannot be blank

What type of transactions do you accept?

In-person payments are made via Chip, PIN, Swipe, and Tap. Online payments are made digitally through methods like recurring payments, online invoices, online stores, or virtual terminals.

How much did you process last month?

Monthly Amount

# of transactions

PIN-Debit
Advanced settings
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What types of cards do you process?

Compare DIY illustration

Calculate your savings

Complete the steps and we'll show you how much you could save by switching to Helcim.

Please select Monthly processing volume

Upload a recent statement

We'll prepare a comparison based on your current rates and fees.

Sending us a processing statement

Most processors provide a 3-8 page statement of your processing activity. Upload yours and we'll use it to build a detailed savings comparison.

Please select Monthly processing volume
Document.pdf 10Mb
Click to upload pdf file or drag and drop it here.

Get your money faster!

Enjoy next business day deposits for free when your customers pay with credit or debit cards!

Learn more

Say goodbye to paper invoices and get paid faster.

Get paid via invoice

Get paid via invoice

Get paid directly from the invoice

Create, accept, and manage your invoices without juggling multiple software. Your clients can pay directly on the invoices using ACH, credit card, and debit.

Free unlimited Invoicing

Free unlimited Invoicing

Free unlimited Invoicing

Process unlimited electronic invoices and add unlimited staff for free! Helcim offers transparent pricing with no hidden fees – you only pay when you process payments.

Free card processing

Free processing

Free credit card processing

Pass on your credit card processing fees to your customers, enabling you to accept credit cards at no cost.

Learn more
No more late payments

No late payments

No more late payments

Don’t let late payments affect your cash flow. Process due and overdue invoices with a few clicks using saved payment information. Send receipts with attached invoices via email.

Easily process partial payments

Partial payments

Easily process partial payments

Process partial payments for existing invoices with a custom value or by percentage. Accommodate your customers' payment preferences and ensure flexible transactions.

Easy to use Helcim invoicing

Easy to use

Easy to use

Create professional invoices quickly with our intuitive, no-code software. Set up recurring billing and automatic payment reminders to avoid missed payments, and manage customer accounts effortlessly in one place.

  • Get paid via invoice

    Get paid via invoice

    Create, accept, and manage your invoices without juggling multiple software. Your clients can pay directly on the invoices using ACH, credit card, and debit.

  • Free unlimited Invoicing

    Free unlimited Invoicing

    Process unlimited invoices and add unlimited staff for free! Helcim offers transparent pricing with no hidden fees – you only pay when you process payments.

  • Free card processing

    Free processing

    Pass on your credit card processing fees to your customers, enabling you to accept credit cards at no cost.

    Learn more
  • No more late payments

    No late payments

    Don’t let late payments affect your cash flow. Process due and overdue invoices with a few clicks using saved payment information. Send receipts with attached invoices via email.

  • Easily process partial payments

    Partial payments

    Process partial payments for existing invoices with a custom value or by percentage. Accommodate your customers' payment preferences and ensure flexible transactions.

  • Easy to use Helcim invoicing

    Easy to use 

    Create professional invoices quickly with our intuitive, no-code software. Set up recurring billing and automatic payment reminders to avoid missed payments, and manage customer accounts effortlessly in one place.

Not ready to commit? Try our free invoice generator!

Create your own branded invoice in minutes using a free invoice template.

Try for free
Create professional invoices with just a few clicks with free invoice templates

Our merchants love our Invoices.

  • “Using Helcim, in just a handful of days, I was able to send invoices to my first client and have them pay them online. I'm impressed that their fees are some of the lowest out there for online payment platforms. I also love the auto-billing feature."

    Noah Chrysler
     
  • Being in need of an invoicing and Pay-Now solution for my new business, my quest to find the best solution led me to Helcim. With lower transaction fees (due to Interchange-Plus paradigm rather than flat rates), rule-based options for minimizing risk, and a cloud solution for quoting and invoicing that makes customization and billing a breeze—without subscription fees — Helcim definitely stands out.

    Mind2Matter Design & Technologies, LLC
     
  • Helcim Fee Saver is a valuable business tool that allows me to pass on the cost of merchant fees in a clear and transparent manner to my customers. The customer payment link is intuitive, easy for my customers to understand and get their invoices paid quickly.

    Lenny Longo
    PCI Communications

One free account, all the tools you need.

When you sign up for your free Helcim account, you get access to all the payment tools your business needs to grow, with no user fees or usage limits.

  • Helcim virtual terminal icon one free account all tools

    Virtual Terminal

    The Helcim Virtual Terminal allows you to securely take credit card payments online using any device that has an internet connection.

    Learn more
  • Helcim Point of Sale icon one free account all tools

    Point-of-Sale

    Save time and money by transforming your workstation, tablet or smartphone into a powerful point-of-sale to accept in-person payments.

    Learn more
  • Helcim Recurring subscriptions

    Recurring Payments

    Create subscription plans and collect recurring payments.

    Learn more
  • Helcim Online Checkout icon one free account all tools

    Online Checkout

    Helcim Online Checkout is the easiest and most affordable way to set up a full, end-to-end ecommerce store for your business and sell your products online.

    Learn more

FAQ.

  • Do I need a Helcim account to use Helcim Invoicing?

    Yes, creating free, unlimited invoices on-the-go would require you to create a free Helcim account (it only takes a few minutes to sign up)! Click here to get started.

  • Is the software really free?

    Absolutely! Helcim Invoicing is free – no surprises, no hidden fees. Unlike other providers, our Online Invoicing solution allows you to send multiple invoices and collect payments from an unlimited number of clients, without restrictions. You can easily get paid online with different payment methods (credit, debit or ACH payments). The only time you’ll pay a very affordable rate is when you process the payments for these invoices.

  • Can I do partial payments with your invoicing tool?

    Yes. Helcim Invoicing allows for an invoice to be paid using multiple payments to a single invoice. You can also accept a deposit or down-payment in dollar amount or percentage for your product or services.

  • Do I need to work with a developer to use the tool?

    No. Helcim’s Invoicing is an easy, no-code invoicing solution, and is 100% web-based. You only need a device such as a workstation, tablet, or a mobile phone that has internet connection and access to your Helcim account to send an invoice. Helcim Invoicing software also lets you set up recurring invoices using your clients’ payment details, reducing manual administrative tasks so you can focus on serving your clients.

  • What type of funding options does Helcim offer?

    Helcim uses gross deposits, meaning your total sales are deposited directly into your bank account, with processing fees deducted as a separate line item on the same day. This ensures accurate daily revenue and cash flow data so you always know exactly how much you've earned and what's available.

  • Is Helcim HIPAA compliant?

    Yes! Helcim operates a rigorous HIPAA compliance program designed to protect your PHI, including conducting an annual review of internal controls. You can review and request the full audit report by visiting trust.helcim.com.

    We also offer our healthcare merchants Business Associate Agreements (BAAs) on request. If you require a BAA, please email our privacy team at [email protected] with the subject “Business Associate Agreement”.

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Get paid on time with Helcim Invoicing software.

No monthly fees, no contracts, and no hidden fees.

Get started for free
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We're always here to help.

Speak to a real person who can answer your payment questions.

Call us, book a demo, or fill out the form to learn:

  • How to start accepting payments
  • How much you can save with our low processing fees
  • How to add payment options to your website
  • What hidden fees you're paying your processor
  • Other ways to make your business more profitable

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Saturdays: 9am - 5pm MT

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